Cullen/Frost Bankers, Inc. financial data

Symbol
CFR, CFR-PB on NYSE
Location
111 W Houston St, San Antonio, TX
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Oct 30, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.15K % -5.79%
Return On Equity 15.3 % +9.22%
Return On Assets 1.22 % +15.1%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 63.9M shares -0.3%
Entity Public Float 6.4B USD -4.48%
Common Stock, Value, Issued 644K USD 0%
Weighted Average Number of Shares Outstanding, Basic 64.1M shares +0.19%
Weighted Average Number of Shares Outstanding, Diluted 64.1M shares +0.06%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 2.19B USD +7.96%
Revenue from Contract with Customer, Excluding Assessed Tax 117M USD +13.9%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 758M USD +19.8%
Income Tax Expense (Benefit) 121M USD +17.7%
Net Income (Loss) Attributable to Parent 637M USD +20.2%
Earnings Per Share, Basic 9 USD/shares +20.7%
Earnings Per Share, Diluted 9 USD/shares +20.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 1.29B USD +5.24%
Operating Lease, Right-of-Use Asset 270M USD -3.64%
Goodwill 655M USD 0%
Assets 52.5B USD +2.99%
Liabilities 48.1B USD +2.56%
Accumulated Other Comprehensive Income (Loss), Net of Tax -924M USD -0.98%
Retained Earnings (Accumulated Deficit) 4.23B USD +8.66%
Stockholders' Equity Attributable to Parent 4.46B USD +7.87%
Liabilities and Equity 52.5B USD +2.99%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -296M USD -161%
Net Cash Provided by (Used in) Financing Activities -266M USD +80%
Net Cash Provided by (Used in) Investing Activities -1.82B USD -393%
Common Stock, Shares Authorized 210M shares 0%
Common Stock, Shares, Issued 64.4M shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 7.94B USD -13.7%
Deferred Tax Assets, Valuation Allowance 0 USD
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 504M USD +8.84%
Payments to Acquire Property, Plant, and Equipment 41M USD +7.25%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 628M USD -54.9%
Lessee, Operating Lease, Liability, to be Paid 381M USD -2.78%
Property, Plant and Equipment, Gross 1.7B USD +7.02%
Lessee, Operating Lease, Liability, to be Paid, Year Two 37M USD +2.71%
Lessee, Operating Lease, Liability, to be Paid, Year One 37M USD +6.46%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) 2.61M USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 72.5M USD -3.38%
Lessee, Operating Lease, Liability, to be Paid, Year Three 36M USD +0.19%
Current Income Tax Expense (Benefit) 118M USD -5.9%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 34M USD -1.02%
Operating Lease, Payments 36.3M USD +8.04%
Amortization of Intangible Assets 381K USD -35.1%
Share-based Payment Arrangement, Expense 22.9M USD +4.38%
Interest Expense 178M USD -12.4%