Umb Financial Corp financial data

Symbol
UMBF, UMBFP on Nasdaq
Location
1010 Grand Ave, Kansas City, MO
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Jul 31, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.04K % -21.9%
Return On Equity 10.1 % -18.6%
Return On Assets 0.88 % +2.31%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 75.9M shares +55.8%
Common Stock, Shares, Outstanding 75.9M shares +55.8%
Entity Public Float 3.71B USD +38.7%
Common Stock, Value, Issued 78.7M USD +42.9%
Weighted Average Number of Shares Outstanding, Basic 75.9M shares +55.8%
Weighted Average Number of Shares Outstanding, Diluted 76.2M shares +55.7%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 649M USD +40.8%
Income Tax Expense (Benefit) 120M USD +47.2%
Net Income (Loss) Attributable to Parent 528M USD +39.4%
Earnings Per Share, Basic 8 USD/shares +12.3%
Earnings Per Share, Diluted 8 USD/shares +12.3%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 11B USD +119%
Cash, Cash Equivalents, and Short-term Investments 11.9B USD +121%
Property, Plant and Equipment, Net 395M USD +74.2%
Operating Lease, Right-of-Use Asset 47.6M USD -4.8%
Goodwill 1.81B USD +774%
Assets 71.8B USD +61.4%
Liabilities 64.5B USD +56.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax -442M USD +27%
Retained Earnings (Accumulated Deficit) 3.41B USD +14.3%
Stockholders' Equity Attributable to Parent 7.29B USD +126%
Liabilities and Equity 71.8B USD +61.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 363M USD +547%
Net Cash Provided by (Used in) Financing Activities 1.14B USD -5.43%
Net Cash Provided by (Used in) Investing Activities 663M USD +319%
Common Stock, Shares Authorized 160M shares +100%
Common Stock, Shares, Issued 78.7M shares +42.9%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 2.16B USD +52.8%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 11B USD +119%
Interest Paid, Excluding Capitalized Interest, Operating Activities 327M USD +21.6%
Deferred Tax Assets, Valuation Allowance 11.1M USD +238%
Deferred Tax Assets, Gross 331M USD +4.98%
Operating Lease, Liability 55.1M USD -6.42%
Payments to Acquire Property, Plant, and Equipment 8.82M USD +271%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 692M USD +50.7%
Lessee, Operating Lease, Liability, to be Paid 61.4M USD -6.71%
Property, Plant and Equipment, Gross 913M USD +2.18%
Lessee, Operating Lease, Liability, to be Paid, Year Two 11.6M USD +5.02%
Lessee, Operating Lease, Liability, to be Paid, Year One 12M USD +0.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) 16.7M USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 6.26M USD -8.8%
Lessee, Operating Lease, Liability, to be Paid, Year Three 10.6M USD +0.14%
Deferred Tax Assets, Operating Loss Carryforwards 70.2M USD +106%
Preferred Stock, Shares Issued 11.5K shares
Preferred Stock, Shares Authorized 11.5K shares
Unrecognized Tax Benefits 8.28M USD -24.2%
Lessee, Operating Lease, Liability, to be Paid, Year Four 8.71M USD -8.66%
Preferred Stock, Shares Outstanding 11.5K shares
Amortization of Intangible Assets 46.6M USD +479%
Deferred Tax Assets, Net of Valuation Allowance 320M USD +2.53%
Interest Expense 1.09B USD +84.3%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares