Umb Financial Corp financial data

Symbol
UMBF, UMBFP on Nasdaq
Location
Kansas City, MO
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - 30 Oct 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 956 % -26.1%
Return On Equity 9.73 % -19.3%
Return On Assets 0.92 % +6.94%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 76M shares +55.7%
Common Stock, Shares, Outstanding 76M shares +55.7%
Entity Public Float 3.71B USD +38.7%
Common Stock, Value, Issued 78.7M USD +42.9%
Weighted Average Number of Shares Outstanding, Basic 75.9M shares +55.7%
Weighted Average Number of Shares Outstanding, Diluted 76.4M shares +55.6%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 749M USD +57%
Income Tax Expense (Benefit) 142M USD +67.4%
Net Income (Loss) Attributable to Parent 607M USD +54.8%
Earnings Per Share, Basic 8 USD/shares +10.3%
Earnings Per Share, Diluted 8 USD/shares +10.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 8.84B USD +21.5%
Cash, Cash Equivalents, and Short-term Investments 9.73B USD +25.1%
Property, Plant and Equipment, Net 399M USD +79.5%
Operating Lease, Right-of-Use Asset 47.6M USD -4.8%
Goodwill 1.84B USD +785%
Assets 71.9B USD +51.3%
Liabilities 64.4B USD +46.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax -325M USD +17.9%
Retained Earnings (Accumulated Deficit) 3.56B USD +15.8%
Stockholders' Equity Attributable to Parent 7.44B USD +111%
Liabilities and Equity 71.9B USD +51.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 363M USD +547%
Net Cash Provided by (Used in) Financing Activities 1.14B USD -5.43%
Net Cash Provided by (Used in) Investing Activities 663M USD +319%
Common Stock, Shares Authorized 160M shares +100%
Common Stock, Shares, Issued 78.7M shares +42.9%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 2.16B USD +52.8%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 8.84B USD +21.5%
Interest Paid, Excluding Capitalized Interest, Operating Activities 327M USD +21.6%
Deferred Tax Assets, Valuation Allowance 11.1M USD +238%
Deferred Tax Assets, Gross 331M USD +4.98%
Operating Lease, Liability 55.1M USD -6.42%
Payments to Acquire Property, Plant, and Equipment 8.82M USD +271%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 678M USD -14%
Lessee, Operating Lease, Liability, to be Paid 61.4M USD -6.71%
Property, Plant and Equipment, Gross 913M USD +2.18%
Lessee, Operating Lease, Liability, to be Paid, Year Two 11.6M USD +5.02%
Lessee, Operating Lease, Liability, to be Paid, Year One 12M USD +0.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) 16.7M USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 6.26M USD -8.8%
Lessee, Operating Lease, Liability, to be Paid, Year Three 10.6M USD +0.14%
Deferred Tax Assets, Operating Loss Carryforwards 70.2M USD +106%
Preferred Stock, Shares Issued 11.5K shares
Preferred Stock, Shares Authorized 11.5K shares
Unrecognized Tax Benefits 8.28M USD -24.2%
Lessee, Operating Lease, Liability, to be Paid, Year Four 8.71M USD -8.66%
Preferred Stock, Shares Outstanding 11.5K shares
Amortization of Intangible Assets 70M USD +793%
Deferred Tax Assets, Net of Valuation Allowance 320M USD +2.53%
Interest Expense 1.09B USD +84.3%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares