World Acceptance Corp financial data

Symbol
WRLD on Nasdaq
Location
108 Fredrick Street, Greenville, SC
Fiscal year end
March 31
Latest financial report
10-Q - Q2 2025 - Aug 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 145 % -9.69%
Return On Equity 19 % +1.39%
Return On Assets 7.74 % +7.8%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 5.45M shares -6.98%
Common Stock, Shares, Outstanding 5.44M shares -6.91%
Entity Public Float 418M USD -17.8%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 5.22M shares -4.68%
Weighted Average Number of Shares Outstanding, Diluted 5.29M shares -5.01%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 568M USD +0.77%
General and Administrative Expense 250M USD -4.59%
Costs and Expenses 467M USD +0.72%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 101M USD +1.02%
Income Tax Expense (Benefit) 19.9M USD -10.6%
Net Income (Loss) Attributable to Parent 81.1M USD +4.36%
Earnings Per Share, Basic 15 USD/shares +10.4%
Earnings Per Share, Diluted 14 USD/shares +10.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 8.13M USD -26.9%
Deferred Income Tax Assets, Net 29.1M USD -10.2%
Property, Plant and Equipment, Net 19.1M USD -13.8%
Operating Lease, Right-of-Use Asset 74.6M USD -7.78%
Intangible Assets, Net (Excluding Goodwill) 6.56M USD -34.8%
Goodwill 7.37M USD 0%
Assets 1.02B USD -2.33%
Liabilities 596M USD -4.73%
Retained Earnings (Accumulated Deficit) 161M USD +18.1%
Stockholders' Equity Attributable to Parent 428M USD +1.24%
Liabilities and Equity 1.02B USD -2.33%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 58.2M USD +20.1%
Net Cash Provided by (Used in) Financing Activities 8.51M USD
Net Cash Provided by (Used in) Investing Activities -68.3M USD -90.3%
Common Stock, Shares Authorized 95M shares 0%
Common Stock, Shares, Issued 5.44M shares -6.91%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -1.6M USD -123%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 9.73M USD -17.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities 12.5M USD -18.3%
Deferred Tax Assets, Valuation Allowance 8.7M USD +7.43%
Deferred Tax Assets, Gross 75.4M USD -3.97%
Operating Lease, Liability 77.1M USD -7.28%
Depreciation 1.52M USD -7.69%
Payments to Acquire Property, Plant, and Equipment 1.04M USD -4.13%
Lessee, Operating Lease, Liability, to be Paid 96.1M USD -6.7%
Property, Plant and Equipment, Gross 80.4M USD +1.73%
Lessee, Operating Lease, Liability, to be Paid, Year Two 15.7M USD -1.85%
Lessee, Operating Lease, Liability, to be Paid, Year One 19.3M USD -5.34%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure +15.6%
Deferred Income Tax Expense (Benefit) 4.16M USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 19M USD -4.29%
Lessee, Operating Lease, Liability, to be Paid, Year Three 11.6M USD -10.2%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5M shares 0%
Unrecognized Tax Benefits 741K USD -1.03%
Lessee, Operating Lease, Liability, to be Paid, Year Four 7.95M USD -13.8%
Operating Lease, Payments 25.1M USD -0.51%
Additional Paid in Capital 266M USD -6.8%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 3.64M USD -12.5%
Deferred Tax Assets, Net of Valuation Allowance 66.7M USD -5.28%
Share-based Payment Arrangement, Expense 500K USD 0%
Interest Expense 42.6M USD -6.97%