Old Second Bancorp Inc financial data

Symbol
OSBC on Nasdaq
Location
Aurora, IL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 716 % -13.1%
Return On Equity 9.57 % -30.4%
Return On Assets 1.17 % -20.8%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 52.7M shares +17.4%
Common Stock, Shares, Outstanding 52.7M shares +17.4%
Entity Public Float 636M USD +13.8%
Common Stock, Value, Issued 53M USD +18.1%
Weighted Average Number of Shares Outstanding, Basic 52.7M shares +17.5%
Weighted Average Number of Shares Outstanding, Diluted 53.5M shares +17.1%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 93.9M USD -16.6%
Income Tax Expense (Benefit) 23.2M USD -17.5%
Net Income (Loss) Attributable to Parent 70.6M USD -16.3%
Earnings Per Share, Basic 1 USD/shares -18.1%
Earnings Per Share, Diluted 1 USD/shares -18.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 117M USD +0.66%
Deferred Income Tax Assets, Net 33.4M USD +51.5%
Property, Plant and Equipment, Net 87.7M USD +5.98%
Operating Lease, Right-of-Use Asset 7.36M USD +3.75%
Intangible Assets, Net (Excluding Goodwill) 24.9M USD +163%
Goodwill 130M USD +50.6%
Assets 6.99B USD +23.3%
Liabilities 6.13B USD +22.2%
Accumulated Other Comprehensive Income (Loss), Net of Tax -32.3M USD +20.1%
Retained Earnings (Accumulated Deficit) 512M USD +13.1%
Stockholders' Equity Attributable to Parent 867M USD +31%
Liabilities and Equity 6.99B USD +23.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 17.8M USD -62.4%
Net Cash Provided by (Used in) Financing Activities 62.2M USD
Net Cash Provided by (Used in) Investing Activities 76.7M USD -18.3%
Common Stock, Shares Authorized 120M shares +100%
Common Stock, Shares, Issued 53M shares +18.1%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 157M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 117M USD +0.66%
Deferred Tax Assets, Gross 24.5M USD +2.06%
Operating Lease, Liability 12.5M USD +7.66%
Payments to Acquire Property, Plant, and Equipment 1.61M USD -51.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 78.7M USD -41.5%
Lessee, Operating Lease, Liability, to be Paid 15.1M USD
Property, Plant and Equipment, Gross 167M USD +8.71%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.9M USD +86.4%
Lessee, Operating Lease, Liability, to be Paid, Year One 2.1M USD +77.7%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 2.65M USD
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.85M USD +128%
Preferred Stock, Shares Authorized 300K shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.76M USD +128%
Additional Paid in Capital 340M USD +65.9%
Amortization of Intangible Assets 4.03M USD +73%
Depreciation, Depletion and Amortization 1.41M USD +4.3%
Share-based Payment Arrangement, Expense 1.4M USD +16.7%
Interest Expense 53.4M USD +12.4%