Old Second Bancorp Inc financial data

Symbol
OSBC on Nasdaq
Location
37 S River St, Aurora, IL
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 7, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 729 % -17.1%
Return On Equity 12.2 % -17.4%
Return On Assets 1.47 % -2.65%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 52.7M shares +17.4%
Common Stock, Shares, Outstanding 45.1M shares +0.46%
Entity Public Float 636M USD +13.8%
Common Stock, Value, Issued 45.1M USD +0.41%
Weighted Average Number of Shares Outstanding, Basic 45.1M shares +0.46%
Weighted Average Number of Shares Outstanding, Diluted 45.8M shares +0.34%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 111M USD -3.92%
Income Tax Expense (Benefit) 26.9M USD -8.4%
Net Income (Loss) Attributable to Parent 83.7M USD -2.39%
Earnings Per Share, Basic 1 USD/shares -2.09%
Earnings Per Share, Diluted 1 USD/shares -3.18%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 142M USD +17.3%
Deferred Income Tax Assets, Net 20.4M USD -29%
Property, Plant and Equipment, Net 85.7M USD +3.42%
Operating Lease, Right-of-Use Asset 7.36M USD +3.75%
Intangible Assets, Net (Excluding Goodwill) 20M USD +98.5%
Goodwill 93.2M USD +7.81%
Assets 5.7B USD +0.68%
Liabilities 4.98B USD -1.2%
Accumulated Other Comprehensive Income (Loss), Net of Tax -37.4M USD +38.4%
Retained Earnings (Accumulated Deficit) 505M USD +17%
Stockholders' Equity Attributable to Parent 719M USD +16%
Liabilities and Equity 5.7B USD +0.68%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 17.8M USD -62.4%
Net Cash Provided by (Used in) Financing Activities 62.2M USD
Net Cash Provided by (Used in) Investing Activities 76.7M USD -18.3%
Common Stock, Shares Authorized 120M shares +100%
Common Stock, Shares, Issued 45.1M shares +0.42%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 157M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 142M USD +17.3%
Deferred Tax Assets, Gross 24.5M USD +2.06%
Operating Lease, Liability 12.5M USD +7.66%
Payments to Acquire Property, Plant, and Equipment 1.61M USD -51.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 107M USD -3.71%
Lessee, Operating Lease, Liability, to be Paid 15.1M USD
Property, Plant and Equipment, Gross 167M USD +8.71%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.9M USD +86.4%
Lessee, Operating Lease, Liability, to be Paid, Year One 2.1M USD +77.7%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 2.65M USD
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.85M USD +128%
Preferred Stock, Shares Authorized 300K shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.76M USD +128%
Additional Paid in Capital 206M USD +1.08%
Amortization of Intangible Assets 3.35M USD +41%
Depreciation, Depletion and Amortization 1.41M USD +4.3%
Share-based Payment Arrangement, Expense 1.4M USD +16.7%
Interest Expense 53.4M USD +12.4%