Old Second Bancorp Inc financial data

Symbol
OSBC on Nasdaq
Industry
State Commercial Banks
Location
37 S River St, Aurora, IL
State of incorporation
DE
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 787 % -21.1%
Return On Equity 13.4 % -22.7%
Return On Assets 1.51 % -4.44%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 45M shares +0.55%
Common Stock, Shares, Outstanding 44.9M shares +0.39%
Entity Public Float 636M USD +13.8%
Common Stock, Value, Issued 44.9M USD +0.45%
Weighted Average Number of Shares Outstanding, Basic 44.8M shares +0.37%
Weighted Average Number of Shares Outstanding, Diluted 45.6M shares +0.54%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 113M USD -9.21%
Income Tax Expense (Benefit) 27.7M USD -15.3%
Net Income (Loss) Attributable to Parent 85.3M USD -7.05%
Earnings Per Share, Basic 1.9 USD/shares -7.32%
Earnings Per Share, Diluted 1.87 USD/shares -7.43%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 99.3M USD -0.82%
Deferred Income Tax Assets, Net 26.6M USD -14.3%
Property, Plant and Equipment, Net 87.3M USD +10.1%
Operating Lease, Right-of-Use Asset 7.36M USD +3.75%
Intangible Assets, Net (Excluding Goodwill) 22M USD +96.4%
Goodwill 93.3M USD +7.84%
Assets 5.65B USD -1.28%
Liabilities 4.98B USD -3.25%
Accumulated Other Comprehensive Income (Loss), Net of Tax -47.7M USD +23.9%
Retained Earnings (Accumulated Deficit) 469M USD +19.3%
Stockholders' Equity Attributable to Parent 671M USD +16.2%
Liabilities and Equity 5.65B USD -1.28%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 47.3M USD +35.1%
Net Cash Provided by (Used in) Financing Activities -143M USD -3280%
Net Cash Provided by (Used in) Investing Activities 93.9M USD
Common Stock, Shares Authorized 60M shares 0%
Common Stock, Shares, Issued 44.9M shares +0.45%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -2.05M USD +83.1%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 99.3M USD -0.82%
Deferred Tax Assets, Gross 24.5M USD +2.06%
Operating Lease, Liability 12.5M USD +7.66%
Payments to Acquire Property, Plant, and Equipment 3.33M USD +113%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 100M USD -17.8%
Lessee, Operating Lease, Liability, to be Paid 15.1M USD
Property, Plant and Equipment, Gross 167M USD +8.71%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.9M USD +86.4%
Lessee, Operating Lease, Liability, to be Paid, Year One 2.1M USD +77.7%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 2.65M USD
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.85M USD +128%
Preferred Stock, Shares Authorized 300K shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.76M USD +128%
Additional Paid in Capital 205M USD +1.51%
Amortization of Intangible Assets 2.44M USD -0.85%
Depreciation, Depletion and Amortization 1.35M USD +29.1%
Share-based Payment Arrangement, Expense 1.2M USD
Interest Expense 56.3M USD +40.5%