Arrow Financial Corp financial data

Symbol
AROW on Nasdaq
Location
250 Glen St, Glens Falls, NY
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 988 % -2.96%
Return On Equity 8.44 % -1.86%
Return On Assets 0.78 % +1.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 16.4M shares -1.77%
Entity Public Float 435M USD +30.7%
Common Stock, Value, Issued 22.1M USD 0%
Weighted Average Number of Shares Outstanding, Basic 16.4M shares -1.84%
Weighted Average Number of Shares Outstanding, Diluted 16.4M shares -2.01%

Income Statement

Label TTM Value / Value Unit Change %
Income Tax Expense (Benefit) 9.44M USD +10.3%
Net Income (Loss) Attributable to Parent 34.4M USD +4.39%
Earnings Per Share, Basic 2 USD/shares +4.57%
Earnings Per Share, Diluted 2 USD/shares +5.61%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 55.4M USD +0.46%
Operating Lease, Right-of-Use Asset 4.35M USD -9.29%
Goodwill 23.8M USD 0%
Assets 4.59B USD +3.98%
Liabilities 4.17B USD +3.77%
Accumulated Other Comprehensive Income (Loss), Net of Tax -8.64M USD +66.7%
Retained Earnings (Accumulated Deficit) 93M USD +20.1%
Stockholders' Equity Attributable to Parent 418M USD +6.2%
Liabilities and Equity 4.59B USD +3.98%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 10.1M USD -2.7%
Net Cash Provided by (Used in) Financing Activities 132M USD -21.2%
Net Cash Provided by (Used in) Investing Activities 5.08M USD
Common Stock, Shares Authorized 30M shares 0%
Common Stock, Shares, Issued 22.1M shares 0%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 147M USD +4.98%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 397M USD +16.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities 18.7M USD +1.11%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 25.3M USD -10.3%
Operating Lease, Liability 4.49M USD -10.3%
Payments to Acquire Property, Plant, and Equipment 1.27M USD +10.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 51.7M USD -13.2%
Lessee, Operating Lease, Liability, to be Paid 5.34M USD -11%
Property, Plant and Equipment, Gross 107M USD +2.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) -854K USD -230%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 843K USD -14.9%
Preferred Stock, Shares Authorized 1M shares 0%
Unrecognized Tax Benefits 0 USD
Operating Lease, Payments 188K USD +21.3%
Additional Paid in Capital 414M USD +0.26%
Deferred Tax Assets, Net of Valuation Allowance 25.3M USD -10.3%
Interest Expense 78.7M USD -2.51%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%