ARROW FINANCIAL CORP financial data

Symbol
AROW on Nasdaq
Location
Glens Falls, NY
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 988% % -3%
Return On Equity 8% % -1.9%
Return On Assets 1% % 1.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 16,442,453 shares -1.8%
Entity Public Float $435,473,821 USD 31%
Common Stock, Value, Issued $22,067,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 16,402,000 shares -1.8%
Weighted Average Number of Shares Outstanding, Diluted 16,406,000 shares -2%

Income Statement

Label TTM Value / Value Unit Change %
Income Tax Expense (Benefit) $9,439,000 USD 10%
Net Income (Loss) Attributable to Parent $34,410,000 USD 4.4%
Earnings Per Share, Basic 2 USD/shares 4.6%
Earnings Per Share, Diluted 2 USD/shares 5.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $55,434,000 USD 0.46%
Operating Lease, Right-of-Use Asset $4,347,000 USD -9.3%
Goodwill $23,789,000 USD 0%
Assets $4,587,115,000 USD 4%
Liabilities $4,169,428,000 USD 3.8%
Accumulated Other Comprehensive Income (Loss), Net of Tax $8,640,000 USD 67%
Retained Earnings (Accumulated Deficit) $93,027,000 USD 20%
Stockholders' Equity Attributable to Parent $417,687,000 USD 6.2%
Liabilities and Equity $4,587,115,000 USD 4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $10,070,000 USD -2.7%
Net Cash Provided by (Used in) Financing Activities $131,747,000 USD -21%
Net Cash Provided by (Used in) Investing Activities $5,083,000 USD
Common Stock, Shares Authorized 30,000,000 shares 0%
Common Stock, Shares, Issued 22,066,559 shares 0%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $146,900,000 USD 5%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $397,437,000 USD 17%
Interest Paid, Excluding Capitalized Interest, Operating Activities $18,718,000 USD 1.1%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $25,267,000 USD -10%
Operating Lease, Liability $4,493,000 USD -10%
Payments to Acquire Property, Plant, and Equipment $1,274,000 USD 10%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $51,738,000 USD -13%
Lessee, Operating Lease, Liability, to be Paid $5,336,000 USD -11%
Property, Plant and Equipment, Gross $107,216,000 USD 2.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) $854,000 USD -230%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $843,000 USD -15%
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Operating Lease, Payments $188,000 USD 21%
Additional Paid in Capital $414,133,000 USD 0.26%
Deferred Tax Assets, Net of Valuation Allowance $25,267,000 USD -10%
Interest Expense $78,730,000 USD -2.5%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%