Community Financial System, Inc. financial data

Symbol
CBU on NYSE
Location
5790 Widewaters Pkwy, Dewitt, NY
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 8, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 812 % -4.87%
Return On Equity 10.7 % +5.83%
Return On Assets 1.18 % +10.4%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 52.9M shares +0.6%
Entity Public Float 2.46B USD -0.82%
Weighted Average Number of Shares Outstanding, Basic 52.8M shares +0.21%
Weighted Average Number of Shares Outstanding, Diluted 52.9M shares +0.23%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 199M USD +8.41%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 252M USD +17.2%
Income Tax Expense (Benefit) 57.2M USD +18.5%
Net Income (Loss) Attributable to Parent 195M USD +16.8%
Earnings Per Share, Basic 3 USD/shares +17.6%
Earnings Per Share, Diluted 3 USD/shares +17.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 237M USD +17.7%
Property, Plant and Equipment, Net 201M USD +12.9%
Operating Lease, Right-of-Use Asset 46.2M USD +15.5%
Intangible Assets, Net (Excluding Goodwill) 48.1M USD -14%
Goodwill 855M USD +0.3%
Assets 16.7B USD +4.77%
Liabilities 14.8B USD +3.83%
Accumulated Other Comprehensive Income (Loss), Net of Tax -487M USD +16.9%
Retained Earnings (Accumulated Deficit) 1.33B USD +7.93%
Stockholders' Equity Attributable to Parent 1.88B USD +12.7%
Liabilities and Equity 16.7B USD +4.77%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 62.5M USD -21.8%
Net Cash Provided by (Used in) Financing Activities 289M USD +2.35%
Net Cash Provided by (Used in) Investing Activities -30.3M USD +85.9%
Common Stock, Shares Authorized 75M shares 0%
Common Stock, Shares, Issued 54.9M shares +0.62%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 237M USD +17.7%
Interest Paid, Excluding Capitalized Interest, Operating Activities 47.6M USD +5.88%
Deferred Tax Assets, Gross 203M USD +3.5%
Operating Lease, Liability 48.9M USD +18.2%
Depreciation 3.66M USD +7.69%
Payments to Acquire Property, Plant, and Equipment 10.6M USD +312%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 294M USD +52.5%
Lessee, Operating Lease, Liability, to be Paid 58M USD +21.4%
Property, Plant and Equipment, Gross 329M USD +6.74%
Lessee, Operating Lease, Liability, to be Paid, Year Two 9.52M USD +10.8%
Lessee, Operating Lease, Liability, to be Paid, Year One 10.8M USD +11.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 9.08M USD +42.2%
Lessee, Operating Lease, Liability, to be Paid, Year Three 7.34M USD -0.56%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 500K shares 0%
Unrecognized Tax Benefits 2.47M USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 5.89M USD +11.9%
Additional Paid in Capital 1.08B USD +1.5%
Amortization of Intangible Assets 13.7M USD -6.41%
Interest Expense 48.1M USD +1.05%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%