Community Financial System, Inc. financial data

Symbol
CBU on NYSE
Industry
National Commercial Banks
Location
5790 Widewaters Pkwy, Dewitt, NY
State of incorporation
DE
Fiscal year end
December 31
Former names
COMMUNITY BANK SYSTEM, INC. (to 5/10/2024), COMMUNITY BANK NA, a subsidiary of Community Bank System Inc (to 8/5/2013), COMMUNITY BANK NA, a subsidiary of Community Bank System Inc. (to 7/26/2013), COMMUNITY BANK SYSTEM INC (to 7/24/2013)
Latest financial report
10-K - Q4 2024 - Feb 28, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 839 % -0.42%
Return On Equity 10.6 % +30.8%
Return On Assets 1.13 % +31.4%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 52.7M shares -1.16%
Entity Public Float 2.46B USD -0.82%
Weighted Average Number of Shares Outstanding, Basic 52.8M shares -1.58%
Weighted Average Number of Shares Outstanding, Diluted 52.9M shares -1.57%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 237M USD +40.7%
Income Tax Expense (Benefit) 54.2M USD +49.3%
Net Income (Loss) Attributable to Parent 182M USD +38.3%
Earnings Per Share, Basic 3.44 USD/shares +40.4%
Earnings Per Share, Diluted 3.44 USD/shares +40.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 197M USD +3.16%
Property, Plant and Equipment, Net 184M USD +5.96%
Operating Lease, Right-of-Use Asset 46.2M USD +15.5%
Intangible Assets, Net (Excluding Goodwill) 48.1M USD -14%
Goodwill 853M USD +0.93%
Assets 16.4B USD +5.34%
Liabilities 14.6B USD +5.52%
Accumulated Other Comprehensive Income (Loss), Net of Tax -548M USD +1.58%
Retained Earnings (Accumulated Deficit) 1.28B USD +7.27%
Stockholders' Equity Attributable to Parent 1.76B USD +3.82%
Liabilities and Equity 16.4B USD +5.34%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 79.9M USD +3.26%
Net Cash Provided by (Used in) Financing Activities 282M USD
Net Cash Provided by (Used in) Investing Activities -215M USD -136%
Common Stock, Shares Authorized 75M shares 0%
Common Stock, Shares, Issued 54.7M shares +0.6%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 197M USD +3.16%
Interest Paid, Excluding Capitalized Interest, Operating Activities 45M USD +204%
Deferred Tax Assets, Gross 203M USD +3.5%
Operating Lease, Liability 48.9M USD +18.2%
Depreciation 3.28M USD -0.73%
Payments to Acquire Property, Plant, and Equipment 2.56M USD -37.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 191M USD -26.8%
Lessee, Operating Lease, Liability, to be Paid 58M USD +21.4%
Property, Plant and Equipment, Gross 329M USD +6.74%
Lessee, Operating Lease, Liability, to be Paid, Year Two 9.52M USD +10.8%
Lessee, Operating Lease, Liability, to be Paid, Year One 10.8M USD +11.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 9.08M USD +42.2%
Lessee, Operating Lease, Liability, to be Paid, Year Three 7.34M USD -0.56%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 500K shares 0%
Unrecognized Tax Benefits 2.47M USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 5.89M USD +11.9%
Additional Paid in Capital 1.08B USD +1.44%
Amortization of Intangible Assets 14.3M USD -1.74%
Interest Expense 135M USD +284%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%