Citizens Financial Services Inc financial data

Symbol
CZFS on Nasdaq
Industry
State Commercial Banks
Location
15 S Main St, Mansfield, PA
State of incorporation
PA
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 921 % -7.49%
Return On Equity 9.53 % +36.3%
Return On Assets 0.93 % +47%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4.76M shares +1.12%
Entity Public Float 201M USD -39.2%
Common Stock, Value, Issued 5.21M USD +0.91%
Weighted Average Number of Shares Outstanding, Basic 4.75M shares +7.25%
Weighted Average Number of Shares Outstanding, Diluted 4.76M shares +7.36%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 9.61M USD +7.11%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 33.7M USD +56.6%
Income Tax Expense (Benefit) 5.87M USD +58.3%
Net Income (Loss) Attributable to Parent 27.8M USD +56.2%
Earnings Per Share, Basic 5.86 USD/shares +45.8%
Earnings Per Share, Diluted 5.85 USD/shares +45.5%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 42.2M USD -20.1%
Deferred Income Tax Assets, Net 15.2M USD -12.3%
Property, Plant and Equipment, Net 21.4M USD +0.05%
Operating Lease, Right-of-Use Asset 9.97M USD -10.3%
Intangible Assets, Net (Excluding Goodwill) 2.89M USD -20.8%
Goodwill 85.8M USD 0%
Assets 3.03B USD +1.69%
Liabilities 2.73B USD +1.13%
Accumulated Other Comprehensive Income (Loss), Net of Tax -23.5M USD +5.58%
Retained Earnings (Accumulated Deficit) 189M USD +9.52%
Stockholders' Equity Attributable to Parent 300M USD +7.18%
Liabilities and Equity 3.03B USD +1.69%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 13.5M USD +29.3%
Net Cash Provided by (Used in) Financing Activities -59.8M USD -281%
Net Cash Provided by (Used in) Investing Activities 23.1M USD +342%
Common Stock, Shares Authorized 25M shares 0%
Common Stock, Shares, Issued 5.21M shares +0.91%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 42.2M USD -20.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities 17.2M USD +164%
Deferred Tax Assets, Valuation Allowance 0 USD
Operating Lease, Liability 10.1M USD -9.77%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 29.2M USD +12.2%
Lessee, Operating Lease, Liability, to be Paid 12.1M USD -11%
Property, Plant and Equipment, Gross 40.1M USD +2.2%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.66M USD -0.48%
Lessee, Operating Lease, Liability, to be Paid, Year One 1.78M USD -0.34%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) 122K USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 2.04M USD -16.9%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.64M USD +1.42%
Deferred Tax Assets, Operating Loss Carryforwards 1.46M USD -40.9%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 3M shares 0%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.56M USD -4.13%
Additional Paid in Capital 145M USD +1.22%
Amortization of Intangible Assets 861K USD +27.7%
Deferred Tax Assets, Net of Valuation Allowance 24M USD -9.79%
Interest Expense 56.8M USD +240%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%