Old Point Financial Corp financial data

Symbol
OPOF on Nasdaq
Location
1 West Mellen St, Hampton, VA
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 14, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.14K % -9.15%
Return On Equity 7.45 % +11.4%
Return On Assets 0.6 % +22.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 5.1M shares +0.52%
Common Stock, Shares, Outstanding 5.1M shares +0.5%
Entity Public Float 52M USD -10.8%
Common Stock, Value, Issued 25.2M USD +0.45%
Weighted Average Number of Shares Outstanding, Basic 5.1M shares +0.77%
Weighted Average Number of Shares Outstanding, Diluted 5.1M shares +0.77%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 85.6M USD +1.54%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 10.7M USD +29.3%
Income Tax Expense (Benefit) 2.05M USD +71.3%
Net Income (Loss) Attributable to Parent 8.66M USD +22.2%
Earnings Per Share, Basic 1 USD/shares +21.4%
Earnings Per Share, Diluted 1 USD/shares +21.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 28.6M USD -7.24%
Operating Lease, Right-of-Use Asset 630K USD -24.6%
Goodwill 1.65M USD 0%
Assets 1.4B USD -1.46%
Liabilities 1.28B USD -2.21%
Accumulated Other Comprehensive Income (Loss), Net of Tax -15.2M USD +12.4%
Retained Earnings (Accumulated Deficit) 90.5M USD +6.43%
Stockholders' Equity Attributable to Parent 118M USD +7.4%
Liabilities and Equity 1.4B USD -1.46%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 2.17M USD -42.7%
Net Cash Provided by (Used in) Financing Activities -1.85M USD +47%
Net Cash Provided by (Used in) Investing Activities -4.46M USD -131%
Common Stock, Shares Authorized 10M shares 0%
Common Stock, Par or Stated Value Per Share 5 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 101M USD +8.55%
Interest Paid, Excluding Capitalized Interest, Operating Activities 5.93M USD -1.37%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 8.5M USD -7.18%
Operating Lease, Liability 660K USD -36%
Depreciation 494K USD -7.49%
Payments to Acquire Property, Plant, and Equipment 166K USD -79.2%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 10.8M USD +13.1%
Lessee, Operating Lease, Liability, to be Paid 686K USD -37.5%
Property, Plant and Equipment, Gross 68M USD +2.08%
Lessee, Operating Lease, Liability, to be Paid, Year Two 208K USD -25.2%
Lessee, Operating Lease, Liability, to be Paid, Year One 278K USD -27.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 26K USD -60.6%
Lessee, Operating Lease, Liability, to be Paid, Year Three 24K USD -88.5%
Deferred Tax Assets, Operating Loss Carryforwards 506K USD -6.3%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 24K USD -88.5%
Operating Lease, Payments 412K USD -4.41%
Share-based Payment Arrangement, Expense 420K USD -16.5%
Interest Expense 21.9M USD +329%