Old Point Financial Corp financial data

Symbol
OPOF on Nasdaq
Industry
National Commercial Banks
Location
1 West Mellen St, Hampton, VA
State of incorporation
VA
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 31, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.2K % -7.81%
Return On Equity 8.51 % +13.2%
Return On Assets 0.66 % +22.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 5.1M shares +1.27%
Common Stock, Shares, Outstanding 5.08M shares +0.76%
Entity Public Float 52M USD -10.8%
Common Stock, Value, Issued 25.1M USD +0.52%
Weighted Average Number of Shares Outstanding, Basic 5.06M shares +0.79%
Weighted Average Number of Shares Outstanding, Diluted 5.06M shares +0.79%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 85.8M USD +6.61%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 11.4M USD +25.8%
Income Tax Expense (Benefit) 1.9M USD +42.2%
Net Income (Loss) Attributable to Parent 9.51M USD +23%
Earnings Per Share, Basic 1.88 USD/shares +22.1%
Earnings Per Share, Diluted 1.88 USD/shares +22.1%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 29.2M USD -2.39%
Operating Lease, Right-of-Use Asset 793K USD -30.9%
Goodwill 1.65M USD 0%
Assets 1.45B USD +0.29%
Liabilities 1.34B USD -0.22%
Accumulated Other Comprehensive Income (Loss), Net of Tax -17.1M USD +2.27%
Retained Earnings (Accumulated Deficit) 88.5M USD +7.55%
Stockholders' Equity Attributable to Parent 114M USD +6.74%
Liabilities and Equity 1.45B USD +0.29%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 3.78M USD +7.91%
Net Cash Provided by (Used in) Financing Activities -3.5M USD -106%
Net Cash Provided by (Used in) Investing Activities 14.3M USD
Common Stock, Shares Authorized 10M shares 0%
Common Stock, Par or Stated Value Per Share 5 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 140M USD +73.3%
Interest Paid, Excluding Capitalized Interest, Operating Activities 6.01M USD +149%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 8.5M USD -7.18%
Operating Lease, Liability 840K USD -32.7%
Depreciation 534K USD 0%
Payments to Acquire Property, Plant, and Equipment 799K USD +515%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 9.91M USD -9.67%
Lessee, Operating Lease, Liability, to be Paid 892K USD -32.2%
Property, Plant and Equipment, Gross 68M USD +2.08%
Lessee, Operating Lease, Liability, to be Paid, Year Two 278K USD -27.2%
Lessee, Operating Lease, Liability, to be Paid, Year One 382K USD -9.69%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 52K USD -22.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 208K USD -25.2%
Deferred Tax Assets, Operating Loss Carryforwards 506K USD -6.3%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 24K USD -88.5%
Operating Lease, Payments 423K USD +1.44%
Share-based Payment Arrangement, Expense 462K USD -15.4%
Interest Expense 21.9M USD +329%