Chemung Financial Corp financial data

Symbol
CHMG on Nasdaq
Location
One Chemung Canal Plz, P O Box 1522, Elmira, NY
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.1K % -12%
Return On Equity 5.75 % -45.7%
Return On Assets 0.48 % -38.4%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4.79M shares +0.75%
Entity Public Float 228M USD +57.3%
Common Stock, Value, Issued 53K USD 0%
Weighted Average Number of Shares Outstanding, Basic 4.81M shares +0.79%
Weighted Average Number of Shares Outstanding, Diluted 4.81M shares +0.79%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 16.4M USD -39.6%
Income Tax Expense (Benefit) 3.17M USD -44.1%
Net Income (Loss) Attributable to Parent 13.3M USD -38.4%
Earnings Per Share, Basic 2 USD/shares -38.7%
Earnings Per Share, Diluted 2 USD/shares -38.7%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 108M USD +33.8%
Property, Plant and Equipment, Net 16.4M USD +12.4%
Operating Lease, Right-of-Use Asset 4.94M USD -12.3%
Goodwill 21.8M USD 0%
Assets 2.7B USD -2.8%
Liabilities 2.45B USD -4%
Accumulated Other Comprehensive Income (Loss), Net of Tax -39.1M USD +29.1%
Retained Earnings (Accumulated Deficit) 250M USD +2.92%
Stockholders' Equity Attributable to Parent 245M USD +11.2%
Liabilities and Equity 2.7B USD -2.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 7.18M USD -9.5%
Net Cash Provided by (Used in) Financing Activities 10.9M USD -84%
Net Cash Provided by (Used in) Investing Activities -11.6M USD +34.9%
Common Stock, Shares Authorized 10M shares 0%
Common Stock, Shares, Issued 5.31M shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 6.4M USD -89%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 108M USD +33.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities 11.9M USD +6.49%
Deferred Tax Assets, Gross 33.6M USD -1.91%
Operating Lease, Liability 5.12M USD -12%
Depreciation 1.86M USD +8.98%
Payments to Acquire Property, Plant, and Equipment 328K USD +305%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 29.3M USD -46.8%
Lessee, Operating Lease, Liability, to be Paid 5.71M USD -13.1%
Property, Plant and Equipment, Gross 86.5M USD -1.11%
Lessee, Operating Lease, Liability, to be Paid, Year Two 977K USD +1.24%
Lessee, Operating Lease, Liability, to be Paid, Year One 965K USD +0.63%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 590K USD -22%
Lessee, Operating Lease, Liability, to be Paid, Year Three 845K USD -13.5%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 827K USD -2.13%
Amortization of Intangible Assets 0 USD
Interest Expense 45.5M USD +255%