CHEMUNG FINANCIAL CORP financial data

Symbol
CHMG on Nasdaq
Location
Elmira, NY
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1104% % -12%
Return On Equity 6% % -46%
Return On Assets 0% % -38%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4,794,349 shares 0.75%
Entity Public Float $228,216,864 USD 57%
Common Stock, Value, Issued $53,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 4,810,682 shares 0.79%
Weighted Average Number of Shares Outstanding, Diluted 4,810,682 shares 0.79%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $16,446,000 USD -40%
Income Tax Expense (Benefit) $3,169,000 USD -44%
Net Income (Loss) Attributable to Parent $13,277,000 USD -38%
Earnings Per Share, Basic 2 USD/shares -39%
Earnings Per Share, Diluted 2 USD/shares -39%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $107,646,000 USD 34%
Property, Plant and Equipment, Net $16,375,000 USD 12%
Operating Lease, Right-of-Use Asset $4,943,000 USD -12%
Goodwill $21,824,000 USD 0%
Assets $2,696,634,000 USD -2.8%
Liabilities $2,451,326,000 USD -4%
Accumulated Other Comprehensive Income (Loss), Net of Tax $39,076,000 USD 29%
Retained Earnings (Accumulated Deficit) $250,373,000 USD 2.9%
Stockholders' Equity Attributable to Parent $245,308,000 USD 11%
Liabilities and Equity $2,696,634,000 USD -2.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $7,180,000 USD -9.5%
Net Cash Provided by (Used in) Financing Activities $10,853,000 USD -84%
Net Cash Provided by (Used in) Investing Activities $11,633,000 USD 35%
Common Stock, Shares Authorized 10,000,000 shares 0%
Common Stock, Shares, Issued 5,310,076 shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $6,400,000 USD -89%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $107,646,000 USD 34%
Interest Paid, Excluding Capitalized Interest, Operating Activities $11,937,000 USD 6.5%
Deferred Tax Assets, Gross $33,617,000 USD -1.9%
Operating Lease, Liability $5,124,000 USD -12%
Depreciation $1,857,000 USD 9%
Payments to Acquire Property, Plant, and Equipment $328,000 USD 305%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $29,336,000 USD -47%
Lessee, Operating Lease, Liability, to be Paid $5,714,000 USD -13%
Property, Plant and Equipment, Gross $86,539,000 USD -1.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $977,000 USD 1.2%
Lessee, Operating Lease, Liability, to be Paid, Year One $965,000 USD 0.63%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $590,000 USD -22%
Lessee, Operating Lease, Liability, to be Paid, Year Three $845,000 USD -14%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $827,000 USD -2.1%
Amortization of Intangible Assets $0 USD
Interest Expense $45,464,000 USD 255%