PEOPLES FINANCIAL CORP /MS/ financial data

Symbol
PFBX on OTC
Location
Biloxi, MS
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 10 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 745% % -25%
Return On Equity 5% % -82%
Return On Assets 1% % -77%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4,617,466 shares -0.95%
Common Stock, Shares, Outstanding 4,617,466 shares -0.95%
Entity Public Float $45,385,000 USD 31%
Common Stock, Value, Issued $4,617,000 USD -0.96%
Weighted Average Number of Shares Outstanding, Basic 4,617,466 shares -0.95%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $5,858,000 USD -33%
Income Tax Expense (Benefit) $1,135,000 USD
Net Income (Loss) Attributable to Parent $4,723,000 USD -78%
Earnings Per Share, Basic 1 USD/shares -78%
Earnings Per Share, Diluted 1 USD/shares -96%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $17,765,000 USD -7.2%
Intangible Assets, Net (Excluding Goodwill) $429,000 USD -13%
Assets $758,066,000 USD -6.9%
Liabilities $658,057,000 USD -8.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax $29,243,000 USD 5.5%
Retained Earnings (Accumulated Deficit) $58,855,000 USD 3.4%
Stockholders' Equity Attributable to Parent $100,009,000 USD 3.8%
Liabilities and Equity $758,066,000 USD -6.9%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $1,191,000 USD 4.9%
Net Cash Provided by (Used in) Financing Activities $31,261,000 USD -77%
Net Cash Provided by (Used in) Investing Activities $44,762,000 USD 11%
Common Stock, Shares Authorized 15,000,000 shares 0%
Common Stock, Shares, Issued 4,617,466 shares -0.95%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $12,310,000 USD -114%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $41,895,000 USD -0.85%
Interest Paid, Excluding Capitalized Interest, Operating Activities $1,888,799 USD -15%
Deferred Tax Assets, Valuation Allowance $423,000 USD 0%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Depreciation $420,000 USD 4.5%
Payments to Acquire Property, Plant, and Equipment $19,000 USD -97%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $6,439,000 USD -84%
Property, Plant and Equipment, Gross $51,774,000 USD -1%
Deferred Income Tax Expense (Benefit) $1,215,000 USD -60%
Deferred Federal Income Tax Expense (Benefit) $21,000 USD -102%
Current Income Tax Expense (Benefit) $755,000 USD 59%
Amortization of Intangible Assets $16,000 USD 0%
Deferred Tax Assets, Net of Valuation Allowance $13,742,000 USD -7.3%
Interest Expense $7,004,000 USD 107%