Choiceone Financial Services Inc financial data

Symbol
COFS on Nasdaq
Location
109 E Division, P O Box 186, Sparta, MI
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 8, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 929 % -23.2%
Return On Equity 4.14 % -63.6%
Return On Assets 0.4 % -53.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 15M shares +67.6%
Common Stock, Shares, Outstanding 15M shares +98.2%
Entity Public Float 199M USD +24.7%
Weighted Average Number of Shares Outstanding, Basic 15M shares +98.2%
Weighted Average Number of Shares Outstanding, Diluted 15M shares +97.7%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 44.9M USD +38.2%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 17.1M USD -38%
Income Tax Expense (Benefit) 3.01M USD -40.2%
Net Income (Loss) Attributable to Parent 14.1M USD -37.6%
Earnings Per Share, Basic 1 USD/shares -58.3%
Earnings Per Share, Diluted 1 USD/shares -58.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 156M USD +54.7%
Property, Plant and Equipment, Net 45.7M USD +66.9%
Intangible Assets, Net (Excluding Goodwill) 33.4M USD
Goodwill 127M USD +111%
Assets 4.31B USD +61.4%
Liabilities 3.88B USD +61%
Common Stocks, Including Additional Paid in Capital 398M USD +129%
Accumulated Other Comprehensive Income (Loss), Net of Tax -49.1M USD -18.9%
Retained Earnings (Accumulated Deficit) 82.6M USD +0.99%
Stockholders' Equity Attributable to Parent 432M USD +101%
Liabilities and Equity 4.31B USD +64.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -6.47M USD -142%
Net Cash Provided by (Used in) Financing Activities -208M USD -390%
Net Cash Provided by (Used in) Investing Activities 257M USD +3275%
Common Stock, Shares Authorized 30M shares +100%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 42.7M USD -54.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities 11.6M USD -24.3%
Operating Lease, Liability 621K USD -12.4%
Depreciation 645K USD +1.42%
Payments to Acquire Property, Plant, and Equipment 835K USD +168%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 6.35M USD -85%
Lessee, Operating Lease, Liability, to be Paid 759K USD -2.32%
Property, Plant and Equipment, Gross 49.3M USD -2.69%
Lessee, Operating Lease, Liability, to be Paid, Year Two 191K USD -17%
Lessee, Operating Lease, Liability, to be Paid, Year One 310K USD -1.27%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 138K USD +103%
Lessee, Operating Lease, Liability, to be Paid, Year Three 89K USD -47%
Deferred Tax Assets, Operating Loss Carryforwards 427K USD -8.37%
Deferred Federal Income Tax Expense (Benefit) -3.69M USD -1326%
Preferred Stock, Shares Authorized 100K shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 25K USD -61.5%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 2.76M USD +223%
Deferred Tax Assets, Net of Valuation Allowance 20.9M USD -1.07%
Interest Expense 45M USD +168%