CITIZENS & NORTHERN CORP financial data

Symbol
CZNC on Nasdaq
Location
Wellsboro, PA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 823% % -5.2%
Return On Assets 1% % 21%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 17,801,873 shares 15%
Common Stock, Shares, Outstanding 15,531,700 shares 0.76%
Entity Public Float $263,572,799 USD -7.8%
Weighted Average Number of Shares Outstanding, Basic 15,398,262 shares 0.86%
Weighted Average Number of Shares Outstanding, Diluted 15,398,262 shares 0.86%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $33,372,000 USD 21%
Income Tax Expense (Benefit) $6,237,000 USD 11%
Net Income (Loss) Attributable to Parent $27,135,000 USD 23%
Earnings Per Share, Basic 1 USD/shares 22%
Earnings Per Share, Diluted 1 USD/shares 22%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $123,090,000 USD -33%
Deferred Income Tax Assets, Net $16,759,000 USD -1.7%
Property, Plant and Equipment, Net $21,055,000 USD -2.2%
Operating Lease, Right-of-Use Asset $3,151,000 USD -12%
Goodwill $52,505,000 USD 0%
Assets $2,664,033,000 USD -0.25%
Liabilities $2,370,074,000 USD -0.98%
Accumulated Other Comprehensive Income (Loss), Net of Tax $26,026,000 USD 13%
Retained Earnings (Accumulated Deficit) $171,733,000 USD 6.1%
Stockholders' Equity Attributable to Parent $293,959,000 USD 6%
Liabilities and Equity $2,664,033,000 USD -0.25%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $1,583,000 USD -72%
Net Cash Provided by (Used in) Financing Activities $8,853,000 USD -459%
Net Cash Provided by (Used in) Investing Activities $4,166,000 USD 78%
Common Stock, Shares Authorized 30,000,000 shares 0%
Common Stock, Shares, Issued 16,030,172 shares 0%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $11,436,000 USD -9.6%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $121,490,000 USD -33%
Interest Paid, Excluding Capitalized Interest, Operating Activities $11,282,000 USD 5.8%
Deferred Tax Assets, Gross $20,667,000 USD 2.2%
Operating Lease, Liability $3,151,000 USD -12%
Payments to Acquire Property, Plant, and Equipment $542,000 USD -27%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $31,173,000 USD -40%
Lessee, Operating Lease, Liability, to be Paid $3,350,000 USD -12%
Property, Plant and Equipment, Gross $51,648,000 USD 0.51%
Lessee, Operating Lease, Liability, to be Paid, Year Two $595,000 USD 0.34%
Lessee, Operating Lease, Liability, to be Paid, Year One $671,000 USD 7.7%
Deferred Income Tax Expense (Benefit) $759,000 USD 124%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $199,000 USD -22%
Lessee, Operating Lease, Liability, to be Paid, Year Three $518,000 USD -2.8%
Deferred Tax Assets, Operating Loss Carryforwards $423,000 USD -22%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 30,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $419,000 USD -18%
Additional Paid in Capital $143,352,000 USD 0.1%
Amortization of Intangible Assets $415,000 USD 5.3%
Depreciation, Depletion and Amortization $553,000 USD 8.6%
Share-based Payment Arrangement, Expense $1,300,000 USD
Interest Expense $39,041,000 USD 191%
Preferred Stock, Par or Stated Value Per Share 1,000 USD/shares 0%