ISABELLA BANK CORP financial data

Symbol
ISBA on Nasdaq
Location
Mt Pleasant, MI
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 10 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 885% % -3%
Return On Equity 8% % 24%
Return On Assets 1% % 29%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 7,335,096 shares -1.3%
Common Stock, Shares, Outstanding 7,350,567 shares -1.2%
Entity Public Float $132,606,000 USD -6.7%
Common Stock, Value, Issued $124,284,000 USD -0.75%
Weighted Average Number of Shares Outstanding, Basic 7,357,977 shares -1.3%
Weighted Average Number of Shares Outstanding, Diluted 7,371,652 shares -1.4%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $22,127,000 USD 37%
Income Tax Expense (Benefit) $3,092,000 USD -35%
Net Income (Loss) Attributable to Parent $18,216,000 USD 33%
Earnings Per Share, Basic 2 USD/shares 33%
Earnings Per Share, Diluted 2 USD/shares 34%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $161,301,000 USD 489%
Property, Plant and Equipment, Net $28,659,000 USD 3.6%
Goodwill $48,282,000 USD 0%
Assets $2,259,654,000 USD 7.2%
Liabilities $2,032,234,000 USD 7.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax $10,409,000 USD 40%
Retained Earnings (Accumulated Deficit) $111,172,000 USD 10%
Stockholders' Equity Attributable to Parent $227,420,000 USD 6.8%
Liabilities and Equity $2,259,654,000 USD 7.2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $4,704,000 USD 37%
Net Cash Provided by (Used in) Financing Activities $11,833,000 USD
Net Cash Provided by (Used in) Investing Activities $28,100,000 USD
Common Stock, Shares Authorized 15,000,000 shares 0%
Common Stock, Shares, Issued 7,350,567 shares
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $44,637,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $161,301,000 USD 489%
Interest Paid, Excluding Capitalized Interest, Operating Activities $7,919,000 USD 0.96%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross $11,683,000 USD -10%
Depreciation $535,000 USD 5.7%
Payments to Acquire Property, Plant, and Equipment $984,000 USD 20%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $25,086,000 USD -34%
Property, Plant and Equipment, Gross $76,639,000 USD -0.24%
Amortization of Intangible Assets $0 USD -100%
Interest Expense $32,973,000 USD 108%