ISABELLA BANK Corp financial data

Symbol
ISBA on OTC
Location
401 North Main Street, Mt Pleasant, MI
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 11, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 884 % -6.94%
Return On Equity 7.57 % +0.8%
Return On Assets 0.77 % +6.99%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 7.36M shares -1.15%
Common Stock, Shares, Outstanding 7.36M shares -1.5%
Entity Public Float 133M USD -6.74%
Common Stock, Value, Issued 125M USD -1.2%
Weighted Average Number of Shares Outstanding, Basic 7.38M shares -1.26%
Weighted Average Number of Shares Outstanding, Diluted 7.4M shares -1.29%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 19.7M USD +11.8%
Income Tax Expense (Benefit) 3.09M USD -35%
Net Income (Loss) Attributable to Parent 16.3M USD +9.64%
Earnings Per Share, Basic 2 USD/shares +9.55%
Earnings Per Share, Diluted 2 USD/shares +11.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 109M USD +361%
Property, Plant and Equipment, Net 28.2M USD +1.18%
Goodwill 48.3M USD 0%
Assets 2.16B USD +4.66%
Liabilities 1.94B USD +4.19%
Accumulated Other Comprehensive Income (Loss), Net of Tax -14.4M USD +47.9%
Retained Earnings (Accumulated Deficit) 108M USD +8.16%
Stockholders' Equity Attributable to Parent 221M USD +9.02%
Liabilities and Equity 2.16B USD +4.66%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 4.7M USD +36.9%
Net Cash Provided by (Used in) Financing Activities 11.8M USD
Net Cash Provided by (Used in) Investing Activities 28.1M USD
Common Stock, Shares Authorized 15M shares 0%
Common Stock, Shares, Issued 7.42M shares -0.82%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 44.6M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 109M USD +361%
Interest Paid, Excluding Capitalized Interest, Operating Activities 7.92M USD +0.96%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 11.7M USD -10.3%
Depreciation 535K USD +5.73%
Payments to Acquire Property, Plant, and Equipment 984K USD +20.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 29.5M USD +25%
Property, Plant and Equipment, Gross 76.6M USD -0.24%
Amortization of Intangible Assets 0 USD -100%
Interest Expense 33M USD +108%