ISABELLA BANK Corp financial data

Symbol
ISBA on OTC
Location
401 North Main Street, Mt Pleasant, MI
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 10, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 885 % -3.01%
Return On Equity 8.34 % +24.5%
Return On Assets 0.85 % +28.7%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 7.34M shares -1.35%
Common Stock, Shares, Outstanding 7.35M shares -1.19%
Entity Public Float 133M USD -6.74%
Common Stock, Value, Issued 124M USD -0.75%
Weighted Average Number of Shares Outstanding, Basic 7.36M shares -1.29%
Weighted Average Number of Shares Outstanding, Diluted 7.37M shares -1.36%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 22.1M USD +37.4%
Income Tax Expense (Benefit) 3.09M USD -35%
Net Income (Loss) Attributable to Parent 18.2M USD +33%
Earnings Per Share, Basic 2 USD/shares +33.2%
Earnings Per Share, Diluted 2 USD/shares +34.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 161M USD +489%
Property, Plant and Equipment, Net 28.7M USD +3.56%
Goodwill 48.3M USD 0%
Assets 2.26B USD +7.25%
Liabilities 2.03B USD +7.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax -10.4M USD +39.8%
Retained Earnings (Accumulated Deficit) 111M USD +10%
Stockholders' Equity Attributable to Parent 227M USD +6.78%
Liabilities and Equity 2.26B USD +7.25%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 4.7M USD +36.9%
Net Cash Provided by (Used in) Financing Activities 11.8M USD
Net Cash Provided by (Used in) Investing Activities 28.1M USD
Common Stock, Shares Authorized 15M shares 0%
Common Stock, Shares, Issued 7.35M shares
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 44.6M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 161M USD +489%
Interest Paid, Excluding Capitalized Interest, Operating Activities 7.92M USD +0.96%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 11.7M USD -10.3%
Depreciation 535K USD +5.73%
Payments to Acquire Property, Plant, and Equipment 984K USD +20.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 25.1M USD -34.2%
Property, Plant and Equipment, Gross 76.6M USD -0.24%
Amortization of Intangible Assets 0 USD -100%
Interest Expense 33M USD +108%