United Community Banks Inc financial data

Symbol
UCB, UCB-PI on NYSE
Location
200 E. Camperdown Way, Greenville, SC
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 7, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 691 % -4.02%
Return On Equity 8.98 % +56.7%
Return On Assets 1.14 % +62.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 122M shares +1.9%
Common Stock, Shares, Outstanding 122M shares +1.9%
Entity Public Float 3.02B USD +5.28%
Common Stock, Value, Issued 122M USD +1.9%
Weighted Average Number of Shares Outstanding, Basic 122M shares +1.92%
Weighted Average Number of Shares Outstanding, Diluted 122M shares +1.92%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 985M USD +13.6%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 406M USD +70.8%
Income Tax Expense (Benefit) 88.7M USD +88.5%
Net Income (Loss) Attributable to Parent 317M USD +66.5%
Earnings Per Share, Basic 2 USD/shares +65.4%
Earnings Per Share, Diluted 2 USD/shares +64.7%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net 97M USD -14.3%
Property, Plant and Equipment, Net 395M USD -0.54%
Operating Lease, Right-of-Use Asset 42.8M USD +0.02%
Goodwill 925M USD +0.98%
Assets 28.1B USD +2.81%
Liabilities 24.5B USD +2.42%
Accumulated Other Comprehensive Income (Loss), Net of Tax -164M USD +13.6%
Retained Earnings (Accumulated Deficit) 858M USD +28.3%
Stockholders' Equity Attributable to Parent 3.6B USD +5.58%
Liabilities and Equity 28.1B USD +2.81%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 98.6M USD +11.1%
Net Cash Provided by (Used in) Financing Activities 74.8M USD
Net Cash Provided by (Used in) Investing Activities -56.6M USD +53.8%
Common Stock, Shares Authorized 200M shares 0%
Common Stock, Shares, Issued 122M shares +1.9%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 117M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 613M USD -17.1%
Deferred Tax Assets, Valuation Allowance 1.17M USD +12.8%
Deferred Tax Assets, Gross 185M USD -8.42%
Operating Lease, Liability 45.2M USD +2.3%
Payments to Acquire Property, Plant, and Equipment 4.31M USD -68.5%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 343M USD +2.96%
Lessee, Operating Lease, Liability, to be Paid 50M USD +5.3%
Property, Plant and Equipment, Gross 573M USD +3.07%
Lessee, Operating Lease, Liability, to be Paid, Year Two 10.5M USD +6.72%
Lessee, Operating Lease, Liability, to be Paid, Year One 10.4M USD -8.53%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure +35.7%
Deferred Income Tax Expense (Benefit) 168K USD -95.9%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 4.8M USD +45.5%
Lessee, Operating Lease, Liability, to be Paid, Year Three 9.37M USD +14.2%
Deferred Tax Assets, Operating Loss Carryforwards 14.1M USD -3.5%
Preferred Stock, Shares Issued 0 shares -100%
Preferred Stock, Shares Authorized 10M shares 0%
Unrecognized Tax Benefits 3.54M USD +19.6%
Lessee, Operating Lease, Liability, to be Paid, Year Four 6.32M USD -13%
Additional Paid in Capital 2.77B USD +2.21%
Preferred Stock, Shares Outstanding 0 shares -100%
Amortization of Intangible Assets 13.3M USD -13%
Interest Expense 532M USD +155%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%