Financial Institutions Inc financial data

Symbol
FISI on Nasdaq, FIISO, FIISP on OTC
Industry
National Commercial Banks
Location
220 Liberty Street, Warsaw, NY
State of incorporation
NY
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 12, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.15K % -13.6%
Return On Equity -8.4 % -172%
Return On Assets -0.67 % -182%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 20.1M shares +30%
Entity Public Float 291M USD
Common Stock, Value, Issued 207K USD +28.6%
Weighted Average Number of Shares Outstanding, Basic 15.7M shares +2%
Weighted Average Number of Shares Outstanding, Diluted 15.7M shares +1.34%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -68.1M USD -208%
Income Tax Expense (Benefit) -26.5M USD -307%
Net Income (Loss) Attributable to Parent -41.6M USD -183%
Earnings Per Share, Basic -2.75 USD/shares -187%
Earnings Per Share, Diluted -2.75 USD/shares -187%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 87.3M USD -29.8%
Property, Plant and Equipment, Net 39.9M USD -0.09%
Operating Lease, Right-of-Use Asset 30.4M USD -3.66%
Goodwill 58.1M USD -13.3%
Assets 6.12B USD -0.71%
Liabilities 5.55B USD -2.77%
Accumulated Other Comprehensive Income (Loss), Net of Tax -52.6M USD +56.1%
Retained Earnings (Accumulated Deficit) 389M USD -14%
Stockholders' Equity Attributable to Parent 569M USD +25.1%
Liabilities and Equity 6.12B USD -0.71%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 12.3M USD +87.3%
Net Cash Provided by (Used in) Financing Activities 126M USD -24.5%
Net Cash Provided by (Used in) Investing Activities -26.2M USD +84.1%
Common Stock, Shares Authorized 50M shares 0%
Common Stock, Shares, Issued 20.7M shares +28.6%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 113M USD +1084%
Interest Paid, Excluding Capitalized Interest, Operating Activities 46.1M USD +61%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 76.8M USD +16%
Operating Lease, Liability 32.8M USD -3.03%
Payments to Acquire Property, Plant, and Equipment 1.17M USD +38.4%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 25.7M USD -62.1%
Lessee, Operating Lease, Liability, to be Paid 48.2M USD -5.06%
Property, Plant and Equipment, Gross 105M USD +1.91%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) 3.76M USD +802%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 15.4M USD -9.11%
Preferred Stock, Shares Issued 173K shares -0.04%
Preferred Stock, Shares Authorized 202K shares -4.03%
Operating Lease, Payments 3.02M USD +1.92%
Additional Paid in Capital 233M USD +85.5%
Preferred Stock, Shares Outstanding 173K shares -0.04%
Amortization of Intangible Assets 552K USD -39.3%
Interest Expense 146M USD +99.5%
Preferred Stock, Par or Stated Value Per Share 100 USD/shares 0%