Credit Acceptance Corp financial data

Symbol
CACC on Nasdaq
Industry
Personal Credit Institutions
Location
25505 West Twelve Mile Road, Southfield, MI
State of incorporation
MI
Fiscal year end
December 31
Former names
CREDIT ACCEPTANCE CORPORATION (to 7/11/2008)
Latest financial report
10-K - Q4 2024 - Feb 12, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 413 % +27.5%
Return On Equity 15 % -9.14%
Return On Assets 2.93 % -24.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 12M shares -2.21%
Common Stock, Shares, Outstanding 12M shares -3.79%
Entity Public Float 3.19B USD -1.39%
Common Stock, Value, Issued 100K USD 0%
Weighted Average Number of Shares Outstanding, Basic 12.3M shares -4.87%
Weighted Average Number of Shares Outstanding, Diluted 12.5M shares -4.16%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 2.16B USD +13.7%
Selling and Marketing Expense 94.4M USD +2.94%
General and Administrative Expense 97.9M USD +12.3%
Costs and Expenses 1.83B USD +19.5%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 330M USD -10.4%
Income Tax Expense (Benefit) 81.6M USD +0.12%
Net Income (Loss) Attributable to Parent 248M USD -13.4%
Earnings Per Share, Basic 20.1 USD/shares -8.92%
Earnings Per Share, Diluted 19.9 USD/shares -9.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 344M USD +2504%
Property, Plant and Equipment, Net 14.7M USD -68.4%
Assets 8.85B USD +16.4%
Deferred Income Tax Liabilities, Net 319M USD -18%
Liabilities 7.11B USD +21.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax -300K USD +70%
Retained Earnings (Accumulated Deficit) 1.41B USD -4.13%
Stockholders' Equity Attributable to Parent 1.75B USD -0.23%
Liabilities and Equity 8.85B USD +16.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 310M USD +4.55%
Net Cash Provided by (Used in) Financing Activities 371M USD +214%
Net Cash Provided by (Used in) Investing Activities -584M USD -69.6%
Common Stock, Shares Authorized 80M shares 0%
Common Stock, Shares, Issued 12M shares -3.79%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 96.7M USD +37.4%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 845M USD +79.4%
Interest Paid, Excluding Capitalized Interest, Operating Activities 77.9M USD +54%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 887M USD +13.1%
Depreciation 2.2M USD 0%
Payments to Acquire Property, Plant, and Equipment 300K USD -66.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 249M USD -13.7%
Lessee, Operating Lease, Liability, to be Paid 1.7M USD -43.3%
Property, Plant and Equipment, Gross 66.6M USD -41.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two 600K USD -33.3%
Lessee, Operating Lease, Liability, to be Paid, Year One 1M USD -33.3%
Deferred Income Tax Expense (Benefit) 31.9M USD +31.8%
Lessee, Operating Lease, Liability, to be Paid, Year Three 100K USD -83.3%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1M shares 0%
Unrecognized Tax Benefits 73M USD +19.7%
Lessee, Operating Lease, Liability, to be Paid, Year Four 0 USD
Interest Expense 420M USD +57.4%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%