Credit Acceptance Corp financial data

Symbol
CACC on Nasdaq
Location
25505 West Twelve Mile Road, Southfield, MI
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Jul 31, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 433 % +16.8%
Return On Equity 25.5 % +134%
Return On Assets 4.78 % +106%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 11.2M shares -7.21%
Common Stock, Shares, Outstanding 11.2M shares -7.21%
Entity Public Float 3.19B USD -1.39%
Common Stock, Value, Issued 100K USD 0%
Weighted Average Number of Shares Outstanding, Basic 11.6M shares -5.77%
Weighted Average Number of Shares Outstanding, Diluted 11.8M shares -4.16%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 2.27B USD +12.6%
Selling and Marketing Expense 96.5M USD +4.21%
General and Administrative Expense 118M USD +23.7%
Costs and Expenses 1.71B USD -3.34%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 558M USD +129%
Income Tax Expense (Benefit) 134M USD +114%
Net Income (Loss) Attributable to Parent 424M USD +134%
Earnings Per Share, Basic 35 USD/shares +149%
Earnings Per Share, Diluted 34 USD/shares +149%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 70M USD +743%
Property, Plant and Equipment, Net 13.2M USD -18%
Assets 8.72B USD +5.68%
Deferred Income Tax Liabilities, Net 306M USD -25.3%
Liabilities 7.17B USD +7.01%
Accumulated Other Comprehensive Income (Loss), Net of Tax 1M USD
Retained Earnings (Accumulated Deficit) 1.18B USD -4.66%
Stockholders' Equity Attributable to Parent 1.55B USD -0.01%
Liabilities and Equity 8.72B USD +5.68%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 346M USD +11.7%
Net Cash Provided by (Used in) Financing Activities 221M USD -40.4%
Net Cash Provided by (Used in) Investing Activities -292M USD +50.1%
Common Stock, Shares Authorized 80M shares 0%
Common Stock, Shares, Issued 11.2M shares -7.21%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 276M USD +185%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 564M USD +8.93%
Interest Paid, Excluding Capitalized Interest, Operating Activities 99.5M USD +27.7%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 887M USD +13.1%
Depreciation 1.2M USD -45.5%
Payments to Acquire Property, Plant, and Equipment 300K USD 0%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 427M USD +133%
Lessee, Operating Lease, Liability, to be Paid 1.7M USD -43.3%
Property, Plant and Equipment, Gross 66.6M USD -41.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two 600K USD -33.3%
Lessee, Operating Lease, Liability, to be Paid, Year One 1M USD -33.3%
Deferred Income Tax Expense (Benefit) 1.6M USD -95%
Lessee, Operating Lease, Liability, to be Paid, Year Three 100K USD -83.3%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1M shares 0%
Unrecognized Tax Benefits 73M USD +19.7%
Lessee, Operating Lease, Liability, to be Paid, Year Four 0 USD
Interest Expense 455M USD +31.5%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%