OFG BANCORP financial data

Symbol
OFG on NYSE
Location
San Juan, PR
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 807 % -0.73%
Return On Equity 15.2 % -3.31%
Return On Assets 1.67 % -2.91%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 44M shares -4.23%
Common Stock, Shares, Outstanding 44.3M shares -4.93%
Entity Public Float 1.74B USD +42%
Common Stock, Value, Issued 59.9M USD 0%
Weighted Average Number of Shares Outstanding, Basic 44.4M shares -4.58%
Weighted Average Number of Shares Outstanding, Diluted 44.7M shares -4.67%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 0 USD
Costs and Expenses 0 USD
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 239M USD -11.1%
Income Tax Expense (Benefit) 39.9M USD -46.7%
Net Income (Loss) Attributable to Parent 200M USD +2.64%
Earnings Per Share, Basic 4 USD/shares +6.25%
Earnings Per Share, Diluted 4 USD/shares +7.04%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 740M USD +8.78%
Deferred Income Tax Assets, Net 7.47M USD +80.8%
Property, Plant and Equipment, Net 101M USD -4.29%
Operating Lease, Right-of-Use Asset 22.7M USD +11.5%
Intangible Assets, Net (Excluding Goodwill) 11.1M USD -31.8%
Goodwill 84.2M USD 0%
Assets 12.2B USD +6.71%
Deferred Income Tax Liabilities, Net 50.3M USD -12.5%
Liabilities 10.9B USD +7.01%
Accumulated Other Comprehensive Income (Loss), Net of Tax -27.3M USD +17.2%
Retained Earnings (Accumulated Deficit) 867M USD +17.5%
Stockholders' Equity Attributable to Parent 1.38B USD +4.35%
Liabilities and Equity 12.2B USD +6.71%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 83.1M USD +36.2%
Net Cash Provided by (Used in) Financing Activities 134M USD
Net Cash Provided by (Used in) Investing Activities -97.3M USD -160%
Common Stock, Shares Authorized 100M shares 0%
Common Stock, Shares, Issued 59.9M shares 0%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 119M USD +1821%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 740M USD +8.78%
Interest Paid, Excluding Capitalized Interest, Operating Activities 39.9M USD +1.16%
Deferred Tax Assets, Valuation Allowance 5.42M USD -28.6%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.38 pure 0%
Deferred Tax Assets, Gross 157M USD -6.63%
Operating Lease, Liability 24.7M USD +9.19%
Payments to Acquire Property, Plant, and Equipment 4.35M USD -29.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 205M USD -29%
Lessee, Operating Lease, Liability, to be Paid 29.1M USD +7.07%
Property, Plant and Equipment, Gross 198M USD +9.92%
Lessee, Operating Lease, Liability, to be Paid, Year Two 6.47M USD +27.7%
Lessee, Operating Lease, Liability, to be Paid, Year One 7.54M USD +4.25%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure 0%
Deferred Income Tax Expense (Benefit) -2.82M USD -174%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 4.46M USD -3.32%
Lessee, Operating Lease, Liability, to be Paid, Year Three 5.12M USD +23.4%
Deferred Tax Assets, Operating Loss Carryforwards 4.9M USD -24.6%
Unrecognized Tax Benefits 1.01M USD +7.37%
Lessee, Operating Lease, Liability, to be Paid, Year Four 3.53M USD +8.89%
Operating Lease, Payments 2.3M USD -11.4%
Additional Paid in Capital 641M USD +0.29%
Amortization of Intangible Assets 5.07M USD -19%
Depreciation, Depletion and Amortization 20.3M USD -2.76%
Deferred Tax Assets, Net of Valuation Allowance 151M USD -5.59%
Interest Expense 114M USD +194%