Smartfinancial Inc. financial data

Symbol
SMBK on NYSE
Location
5401 Kingston Pike, Suite 600, Knoxville, TN
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 11, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 952 % -0.35%
Return On Equity 7.53 % +18.2%
Return On Assets 0.72 % +20.1%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 17M shares +0.57%
Common Stock, Shares, Outstanding 17M shares +0.54%
Entity Public Float 370M USD +9.73%
Common Stock, Value, Issued 17M USD +0.54%
Weighted Average Number of Shares Outstanding, Basic 16.8M shares +0.05%
Weighted Average Number of Shares Outstanding, Diluted 16.9M shares +0.17%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 51M USD +56.6%
Income Tax Expense (Benefit) 9.22M USD +33.2%
Net Income (Loss) Attributable to Parent 36.1M USD +26.4%
Earnings Per Share, Basic 2 USD/shares +63.8%
Earnings Per Share, Diluted 2 USD/shares +62.5%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 365M USD +6.49%
Property, Plant and Equipment, Net 90.2M USD -1.22%
Operating Lease, Right-of-Use Asset 11.8M USD -2.19%
Goodwill 96.1M USD 0%
Assets 5.49B USD +12.3%
Liabilities 4.97B USD +12.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax -17.3M USD +33%
Retained Earnings (Accumulated Deficit) 224M USD +19.3%
Stockholders' Equity Attributable to Parent 519M USD +9.85%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 519M USD +9.88%
Liabilities and Equity 5.49B USD +12.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 14.3M USD +102%
Net Cash Provided by (Used in) Financing Activities 120M USD -1.24%
Net Cash Provided by (Used in) Investing Activities -99M USD -3182%
Common Stock, Shares Authorized 40M shares 0%
Common Stock, Shares, Issued 17M shares +0.54%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 35.4M USD -71.8%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 365M USD +6.49%
Interest Paid, Excluding Capitalized Interest, Operating Activities 27M USD -6.56%
Deferred Tax Assets, Gross 29.3M USD -2.7%
Operating Lease, Liability 12.5M USD -0.83%
Payments to Acquire Property, Plant, and Equipment 929K USD -68.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 50.3M USD +44.3%
Lessee, Operating Lease, Liability, to be Paid 15.2M USD -1.86%
Property, Plant and Equipment, Gross 122M USD +2.03%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.53M USD -4.44%
Lessee, Operating Lease, Liability, to be Paid, Year One 1.77M USD +5.3%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) 988K USD -31.3%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 2.78M USD -6.23%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.51M USD +8.41%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 2M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.45M USD +4.32%
Operating Lease, Payments 1.79M USD +16.6%
Additional Paid in Capital 295M USD +0.55%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 2.34M USD -6.77%
Interest Expense 98.8M USD +177%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%