SMARTFINANCIAL INC. financial data

Symbol
SMBK on NYSE
Location
Knoxville, TN
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 969% % 3.4%
Return On Equity 8% %
Return On Assets 1% % 20%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 17,028,001 shares 0.6%
Common Stock, Shares, Outstanding 17,028,001 shares 0.6%
Entity Public Float $369,800,000 USD 9.7%
Common Stock, Value, Issued $17,028,000 USD 0.6%
Weighted Average Number of Shares Outstanding, Basic 16,781,236 shares 0.33%
Weighted Average Number of Shares Outstanding, Diluted 16,908,920 shares 0.41%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $57,179,000 USD 40%
Income Tax Expense (Benefit) $10,894,000 USD 33%
Net Income (Loss) Attributable to Parent $36,141,000 USD 26%
Earnings Per Share, Basic 2 USD/shares 42%
Earnings Per Share, Diluted 2 USD/shares 41%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $557,127,000 USD 189%
Property, Plant and Equipment, Net $89,250,000 USD -2%
Operating Lease, Right-of-Use Asset $11,547,000 USD -1.7%
Goodwill $90,372,000 USD -6%
Assets $5,784,983,000 USD 18%
Liabilities $5,246,501,000 USD 19%
Accumulated Other Comprehensive Income (Loss), Net of Tax $10,781,000 USD 38%
Retained Earnings (Accumulated Deficit) $236,380,000 USD 21%
Stockholders' Equity Attributable to Parent $538,369,000 USD 10%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $538,482,000 USD 10%
Liabilities and Equity $5,784,983,000 USD 18%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $14,287,000 USD 102%
Net Cash Provided by (Used in) Financing Activities $120,105,000 USD -1.2%
Net Cash Provided by (Used in) Investing Activities $98,978,000 USD -3182%
Common Stock, Shares Authorized 40,000,000 shares 0%
Common Stock, Shares, Issued 17,028,001 shares 0.6%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $35,414,000 USD -72%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $557,127,000 USD 189%
Interest Paid, Excluding Capitalized Interest, Operating Activities $26,950,000 USD -6.6%
Deferred Tax Assets, Gross $29,309,000 USD -2.7%
Operating Lease, Liability $12,128,000 USD -0.92%
Payments to Acquire Property, Plant, and Equipment $929,000 USD -68%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $52,853,000 USD 6.8%
Lessee, Operating Lease, Liability, to be Paid $14,809,000 USD -2%
Property, Plant and Equipment, Gross $121,985,000 USD 2%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,545,000 USD -3.4%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,802,000 USD 5.1%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) $988,000 USD -31%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $2,681,000 USD -6.5%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,499,000 USD 7.7%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 2,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,448,000 USD 4.3%
Operating Lease, Payments $1,895,000 USD 20%
Additional Paid in Capital $295,742,000 USD 0.62%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $2,272,000 USD -7.9%
Interest Expense $98,829,000 USD 177%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%