Smartfinancial Inc. financial data

Symbol
SMBK on NYSE
Location
5401 Kingston Pike, Suite 600, Knoxville, TN
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 7, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 969 % +3.39%
Return On Equity 7.53 %
Return On Assets 0.72 % +20.1%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 17M shares +0.6%
Common Stock, Shares, Outstanding 17M shares +0.6%
Entity Public Float 370M USD +9.73%
Common Stock, Value, Issued 17M USD +0.6%
Weighted Average Number of Shares Outstanding, Basic 16.8M shares +0.33%
Weighted Average Number of Shares Outstanding, Diluted 16.9M shares +0.41%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 57.2M USD +39.8%
Income Tax Expense (Benefit) 10.9M USD +32.7%
Net Income (Loss) Attributable to Parent 36.1M USD +26.4%
Earnings Per Share, Basic 2 USD/shares +41.5%
Earnings Per Share, Diluted 2 USD/shares +41.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 557M USD +189%
Property, Plant and Equipment, Net 89.3M USD -1.98%
Operating Lease, Right-of-Use Asset 11.5M USD -1.65%
Goodwill 90.4M USD -5.96%
Assets 5.78B USD +17.8%
Liabilities 5.25B USD +18.7%
Accumulated Other Comprehensive Income (Loss), Net of Tax -10.8M USD +37.9%
Retained Earnings (Accumulated Deficit) 236M USD +20.9%
Stockholders' Equity Attributable to Parent 538M USD +10.1%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 538M USD +10.1%
Liabilities and Equity 5.78B USD +17.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 14.3M USD +102%
Net Cash Provided by (Used in) Financing Activities 120M USD -1.24%
Net Cash Provided by (Used in) Investing Activities -99M USD -3182%
Common Stock, Shares Authorized 40M shares 0%
Common Stock, Shares, Issued 17M shares +0.6%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 35.4M USD -71.8%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 557M USD +189%
Interest Paid, Excluding Capitalized Interest, Operating Activities 27M USD -6.56%
Deferred Tax Assets, Gross 29.3M USD -2.7%
Operating Lease, Liability 12.1M USD -0.92%
Payments to Acquire Property, Plant, and Equipment 929K USD -68.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 52.9M USD +6.78%
Lessee, Operating Lease, Liability, to be Paid 14.8M USD -1.97%
Property, Plant and Equipment, Gross 122M USD +2.03%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.55M USD -3.38%
Lessee, Operating Lease, Liability, to be Paid, Year One 1.8M USD +5.13%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) 988K USD -31.3%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 2.68M USD -6.49%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.5M USD +7.69%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 2M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.45M USD +4.32%
Operating Lease, Payments 1.9M USD +20.1%
Additional Paid in Capital 296M USD +0.62%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 2.27M USD -7.9%
Interest Expense 98.8M USD +177%
Preferred Stock, Par or Stated Value Per Share 1 USD/shares 0%