ENCORE CAPITAL GROUP INC financial data

Symbol
ECPG on Nasdaq
Location
San Diego, CA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 05 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 363% % 28%
Return On Equity -5% % 72%
Return On Assets -1% % 77%
Operating Margin 20% % 265%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 22,303,676 shares -5.9%
Common Stock, Shares, Outstanding 22,854,000 shares -3.5%
Entity Public Float $968,500,000 USD -14%
Common Stock, Value, Issued $229,000 USD -3.4%
Weighted Average Number of Shares Outstanding, Basic 23,222,000 shares -2.9%
Weighted Average Number of Shares Outstanding, Diluted 23,520,000 shares -3.6%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $1,560,869,000 USD 18%
Revenue from Contract with Customer, Excluding Assessed Tax $87,547,000 USD 4.3%
General and Administrative Expense $173,584,000 USD 17%
Operating Income (Loss) $319,064,000 USD 329%
Nonoperating Income (Expense) $290,702,000 USD -25%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $28,362,000 USD 145%
Income Tax Expense (Benefit) $73,492,000 USD 175%
Net Income (Loss) Attributable to Parent $45,130,000 USD 76%
Earnings Per Share, Basic -1 USD/shares 78%
Earnings Per Share, Diluted -1 USD/shares 77%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $172,488,000 USD -30%
Deferred Income Tax Assets, Net $6,038,000 USD -60%
Property, Plant and Equipment, Net $82,041,000 USD -21%
Operating Lease, Right-of-Use Asset $60,035,000 USD -1.7%
Intangible Assets, Net (Excluding Goodwill) $0 USD
Goodwill $535,626,000 USD -15%
Assets $5,257,943,000 USD 5.3%
Long-term Debt and Lease Obligation $3,710,018,000 USD 10%
Liabilities $4,305,029,000 USD 9.1%
Accumulated Other Comprehensive Income (Loss), Net of Tax $131,290,000 USD -26%
Retained Earnings (Accumulated Deficit) $1,083,975,000 USD -4.5%
Stockholders' Equity Attributable to Parent $988,127,000 USD -20%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $952,914,000 USD -9.1%
Liabilities and Equity $5,257,943,000 USD 5.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $45,283,000 USD -11%
Net Cash Provided by (Used in) Financing Activities $40,337,000 USD -28%
Net Cash Provided by (Used in) Investing Activities $100,278,000 USD -10%
Common Stock, Shares Authorized 75,000,000 shares 0%
Common Stock, Shares, Issued 22,854,000 shares -3.5%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $172,488,000 USD -30%
Interest Paid, Excluding Capitalized Interest, Operating Activities $41,303,000 USD -11%
Deferred Tax Assets, Valuation Allowance $84,155,000 USD 53%
Deferred Tax Assets, Gross $125,042,000 USD 10%
Operating Lease, Liability $69,748,000 USD -14%
Payments to Acquire Property, Plant, and Equipment $6,990,000 USD 1.9%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $255,061,000 USD -600%
Lessee, Operating Lease, Liability, to be Paid $81,239,000 USD -15%
Property, Plant and Equipment, Gross $264,689,000 USD -3.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $16,353,000 USD -3.9%
Lessee, Operating Lease, Liability, to be Paid, Year One $17,371,000 USD -3.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) $170,000 USD -88%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $11,491,000 USD -18%
Lessee, Operating Lease, Liability, to be Paid, Year Three $13,679,000 USD -15%
Deferred Tax Assets, Operating Loss Carryforwards $58,008,000 USD 16%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Unrecognized Tax Benefits $6,255,000 USD -10%
Lessee, Operating Lease, Liability, to be Paid, Year Four $11,962,000 USD -11%
Additional Paid in Capital $0 USD -100%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization $7,344,000 USD -6.4%
Deferred Tax Assets, Net of Valuation Allowance $40,887,000 USD -30%
Interest Expense $222,200,000 USD 25%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%