Usio, Inc. financial data

Symbol
USIO on Nasdaq
Location
3611 Paesanos Parkway, Suite 300, San Antonio, TX
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 12, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 112 % +1.66%
Quick Ratio 0.44 % -6.39%
Debt-to-equity 462 % -17.6%
Return On Equity -2.05 % -112%
Return On Assets -0.37 % -114%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 27.3M shares +0.65%
Common Stock, Shares, Outstanding 27.4M shares +0.66%
Entity Public Float 29.8M USD +1.98%
Common Stock, Value, Issued 31.2K USD -84.3%
Weighted Average Number of Shares Outstanding, Basic 26.9M shares -1.57%
Weighted Average Number of Shares Outstanding, Diluted 26.9M shares -1.57%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 83.7M USD +1.38%
Operating Income (Loss) -1.7M USD -113%
Nonoperating Income (Expense) 1.87M USD +5.59%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 162K USD -30.7%
Income Tax Expense (Benefit) 549K USD
Net Income (Loss) Attributable to Parent -388K USD -114%
Earnings Per Share, Basic 0 USD/shares -111%
Earnings Per Share, Diluted 0 USD/shares -111%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 7.75M USD -7.7%
Accounts Receivable, after Allowance for Credit Loss, Current 5.21M USD +22.4%
Inventory, Net 338K USD -15.6%
Assets, Current 88.1M USD -13.8%
Deferred Income Tax Assets, Net 4.58M USD -2.34%
Property, Plant and Equipment, Net 3.59M USD +8.77%
Operating Lease, Right-of-Use Asset 2.57M USD -14.7%
Other Assets, Noncurrent 358K USD +5.17%
Assets 99.4M USD -13.3%
Accounts Payable, Current 840K USD +44.9%
Accrued Liabilities, Current 2.72M USD -5.61%
Contract with Customer, Liability, Current 0 USD
Liabilities, Current 78.1M USD -15.6%
Operating Lease, Liability, Noncurrent 2.04M USD -20.6%
Liabilities 80.7M USD -15.6%
Retained Earnings (Accumulated Deficit) -69M USD -0.57%
Stockholders' Equity Attributable to Parent 18.7M USD -1.28%
Liabilities and Equity 99.4M USD -13.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 1.37M USD +1450%
Net Cash Provided by (Used in) Financing Activities 3.58M USD
Net Cash Provided by (Used in) Investing Activities -313K USD -77.2%
Common Stock, Shares Authorized 200M shares 0%
Common Stock, Shares, Issued 31.2M shares +4.63%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 4.64M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 81.4M USD -15.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities 11.8K USD -12.8%
Deferred Tax Assets, Valuation Allowance 2.7M USD -7.22%
Deferred Tax Assets, Gross 7.37M USD -9.79%
Operating Lease, Liability 3.15M USD +23.3%
Depreciation 278K USD -22.5%
Payments to Acquire Property, Plant, and Equipment 313K USD +77.2%
Lessee, Operating Lease, Liability, to be Paid 3.61M USD +24.1%
Property, Plant and Equipment, Gross 13.2M USD +8.09%
Operating Lease, Liability, Current 640K USD +15.6%
Lessee, Operating Lease, Liability, to be Paid, Year Two 728K USD +60.1%
Lessee, Operating Lease, Liability, to be Paid, Year One 660K USD +4.16%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 466K USD +30.3%
Lessee, Operating Lease, Liability, to be Paid, Year Three 728K USD +62.6%
Deferred Tax Assets, Operating Loss Carryforwards 4.58M USD -2.22%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 648K USD +44.8%
Additional Paid in Capital 102M USD +2.22%
Preferred Stock, Shares Outstanding 0 shares
Current State and Local Tax Expense (Benefit) 69K USD -1.38%
Current Federal Tax Expense (Benefit) 0 USD
Amortization of Intangible Assets 218K USD +0.01%
Deferred Tax Assets, Net of Valuation Allowance 4.6M USD -2.13%
Share-based Payment Arrangement, Expense 400K USD -29.9%
Interest Expense 18.1K USD +418%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%