PEOPLES BANCORP OF NORTH CAROLINA INC financial data

Symbol
PEBK on Nasdaq
Location
Newton, NC
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 04 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1105% % -9.3%
Return On Assets 1% % 1%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 5,459,441 shares 0.03%
Common Stock, Shares, Outstanding 5,459,441 shares 0.03%
Entity Public Float $131,635,297 USD 60%
Common Stock, Value, Issued $48,708,000 USD 0.06%
Weighted Average Number of Shares Outstanding, Basic 5,309,028 shares 0.25%
Weighted Average Number of Shares Outstanding, Diluted 5,471,622 shares -0.17%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $21,676,000 USD 4.4%
Income Tax Expense (Benefit) $4,920,000 USD 8.6%
Net Income (Loss) Attributable to Parent $16,756,000 USD 3.2%
Earnings Per Share, Basic 0 USD/shares -73%
Earnings Per Share, Diluted 0 USD/shares -73%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $59,266,000 USD -28%
Property, Plant and Equipment, Net $14,417,000 USD -5.2%
Operating Lease, Right-of-Use Asset $3,663,000 USD -13%
Assets $1,738,336,000 USD 4.6%
Liabilities $1,588,869,000 USD 4.2%
Accumulated Other Comprehensive Income (Loss), Net of Tax $29,346,000 USD 5.1%
Retained Earnings (Accumulated Deficit) $130,105,000 USD 9.8%
Stockholders' Equity Attributable to Parent $149,467,000 USD 9.7%
Liabilities and Equity $1,738,336,000 USD 4.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $5,924,000 USD 61%
Net Cash Provided by (Used in) Financing Activities $30,920,000 USD 7%
Net Cash Provided by (Used in) Investing Activities $6,410,000 USD
Common Stock, Shares Authorized 20,000,000 shares 0%
Common Stock, Shares, Issued 5,459,441 shares 0.03%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $117,016,000 USD 60%
Interest Paid, Excluding Capitalized Interest, Operating Activities $6,025,000 USD -7.5%
Deferred Tax Assets, Gross $16,280,000 USD -5.7%
Operating Lease, Liability $3,796,000 USD -12%
Payments to Acquire Property, Plant, and Equipment $763,000 USD 496%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $18,348,000 USD -49%
Lessee, Operating Lease, Liability, to be Paid $4,246,000 USD -13%
Property, Plant and Equipment, Gross $44,670,000 USD 0.23%
Lessee, Operating Lease, Liability, to be Paid, Year Two $750,000 USD -3%
Lessee, Operating Lease, Liability, to be Paid, Year One $208,000 USD 1.5%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $450,000 USD -19%
Lessee, Operating Lease, Liability, to be Paid, Year Three $657,000 USD 1.1%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $515,000 USD -16%
Operating Lease, Payments $206,000 USD -74%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense $25,011,000 USD -3.7%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares