Bread Financial Holdings, Inc. financial data

Symbol
BFH on NYSE
Industry
Personal Credit Institutions
Location
3095 Loyalty Circle, Columbus, OH
State of incorporation
DE
Fiscal year end
December 31
Former names
ALLIANCE DATA SYSTEMS CORP (to 3/23/2022)
Latest financial report
10-K - Q4 2024 - Feb 14, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 620 % -9.61%
Return On Equity 8.96 % -64.9%
Return On Assets 1.24 % -61.8%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 49.1M shares -0.67%
Entity Public Float 2.2B USD +37.5%
Common Stock, Value, Issued 1M USD 0%
Weighted Average Number of Shares Outstanding, Basic 49.6M shares -0.4%
Weighted Average Number of Shares Outstanding, Diluted 50.4M shares +0.8%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 381M USD -60.6%
Income Tax Expense (Benefit) 102M USD -55.8%
Net Income (Loss) Attributable to Parent 277M USD -61.4%
Earnings Per Share, Basic 5.58 USD/shares -61.2%
Earnings Per Share, Diluted 5.49 USD/shares -61.7%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 3.68B USD +2.48%
Property, Plant and Equipment, Net 142M USD -15%
Operating Lease, Right-of-Use Asset 87M USD -11.2%
Intangible Assets, Net (Excluding Goodwill) 112M USD -12.5%
Goodwill 634M USD 0%
Assets 22.9B USD -1.08%
Liabilities 19.8B USD -1.89%
Accumulated Other Comprehensive Income (Loss), Net of Tax -22M USD -15.8%
Retained Earnings (Accumulated Deficit) 999M USD +30.2%
Stockholders' Equity Attributable to Parent 3.05B USD +4.56%
Liabilities and Equity 22.9B USD -1.08%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 447M USD +12.3%
Net Cash Provided by (Used in) Financing Activities -975M USD +74.6%
Net Cash Provided by (Used in) Investing Activities 720M USD -77.1%
Common Stock, Shares Authorized 200M shares 0%
Common Stock, Shares, Issued 49.1M shares -0.41%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 192M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 3.71B USD +2.71%
Deferred Tax Assets, Valuation Allowance 19M USD -9.52%
Deferred Tax Assets, Gross 763M USD -0.65%
Operating Lease, Liability 128M USD -13.5%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 274M USD -61.9%
Lessee, Operating Lease, Liability, to be Paid 170M USD -14.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two 24M USD -4%
Lessee, Operating Lease, Liability, to be Paid, Year One 24M USD 0%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure 0%
Deferred Income Tax Expense (Benefit) -56M USD -195%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 42M USD -16%
Lessee, Operating Lease, Liability, to be Paid, Year Three 22M USD -8.33%
Unrecognized Tax Benefits 154M USD -28.4%
Lessee, Operating Lease, Liability, to be Paid, Year Four 20M USD -4.76%
Additional Paid in Capital 2.17B USD -1.05%
Depreciation, Depletion and Amortization 23M USD -32.4%
Deferred Tax Assets, Net of Valuation Allowance 744M USD -0.4%
Share-based Payment Arrangement, Expense 54M USD +22.7%
Interest Expense 909M USD +41.6%