United Security Bancshares financial data

Symbol
UBFO on Nasdaq
Location
2126 Inyo Street, Fresno, CA
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 7, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 807 % -6.68%
Return On Equity 8.5 % -39%
Return On Assets 0.94 % -35.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 17.6M shares +1.46%
Common Stock, Shares, Outstanding 17.6M shares +1.32%
Entity Public Float 104M USD 0%
Common Stock, Value, Issued 61.9M USD +1.45%
Weighted Average Number of Shares Outstanding, Basic 17.5M shares +1.68%
Weighted Average Number of Shares Outstanding, Diluted 17.5M shares +1.64%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 15.7M USD -35.2%
Income Tax Expense (Benefit) 4.34M USD -33.7%
Net Income (Loss) Attributable to Parent 11.4M USD -35.7%
Earnings Per Share, Basic 0 USD/shares -35%
Earnings Per Share, Diluted 0 USD/shares -35%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 66.8M USD +39.3%
Deferred Income Tax Assets, Net 13M USD +4.79%
Operating Lease, Right-of-Use Asset 2.59M USD -18.5%
Goodwill 4.49M USD 0%
Assets 1.24B USD -1.57%
Liabilities 1.1B USD -2.16%
Accumulated Other Comprehensive Income (Loss), Net of Tax -10.6M USD +5.83%
Retained Earnings (Accumulated Deficit) 86M USD +3.6%
Stockholders' Equity Attributable to Parent 137M USD +3.41%
Liabilities and Equity 1.24B USD -1.57%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 3.02M USD -59.5%
Net Cash Provided by (Used in) Financing Activities -25.5M USD -165%
Net Cash Provided by (Used in) Investing Activities 4.16M USD -5.18%
Common Stock, Shares Authorized 20M shares 0%
Common Stock, Shares, Issued 17.6M shares +1.32%
Common Stock, Par or Stated Value Per Share 0 USD/shares
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -18.3M USD -925%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 66.8M USD +39.3%
Interest Paid, Excluding Capitalized Interest, Operating Activities 2.99M USD -4.89%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 18.2M USD +6.84%
Operating Lease, Liability 2.68M USD -18%
Payments to Acquire Property, Plant, and Equipment 121K USD -73.4%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 12M USD -53.1%
Lessee, Operating Lease, Liability, to be Paid 3.37M USD -17.8%
Lessee, Operating Lease, Liability, to be Paid, Year Two 425K USD -18.6%
Lessee, Operating Lease, Liability, to be Paid, Year One 481K USD -36.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) -210K USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 695K USD -17.3%
Lessee, Operating Lease, Liability, to be Paid, Year Three 424K USD -0.47%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 340K USD -17.9%
Operating Lease, Payments 200K USD +9.89%
Interest Expense 13.5M USD +115%