UNITED SECURITY BANCSHARES financial data

Symbol
UBFO on Nasdaq
Location
Fresno, CA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 807% % -6.7%
Return On Equity 9% % -39%
Return On Assets 1% % -35%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 17,575,853 shares 1.5%
Common Stock, Shares, Outstanding 17,557,427 shares 1.3%
Entity Public Float $104,165,322 USD 0%
Common Stock, Value, Issued $61,928,000 USD 1.5%
Weighted Average Number of Shares Outstanding, Basic 17,483,334 shares 1.7%
Weighted Average Number of Shares Outstanding, Diluted 17,488,826 shares 1.6%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $15,713,000 USD -35%
Income Tax Expense (Benefit) $4,343,000 USD -34%
Net Income (Loss) Attributable to Parent $11,370,000 USD -36%
Earnings Per Share, Basic 0 USD/shares -35%
Earnings Per Share, Diluted 0 USD/shares -35%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $66,767,000 USD 39%
Deferred Income Tax Assets, Net $13,004,000 USD 4.8%
Operating Lease, Right-of-Use Asset $2,587,000 USD -18%
Goodwill $4,488,000 USD 0%
Assets $1,235,620,000 USD -1.6%
Liabilities $1,098,238,000 USD -2.2%
Accumulated Other Comprehensive Income (Loss), Net of Tax $10,566,000 USD 5.8%
Retained Earnings (Accumulated Deficit) $86,020,000 USD 3.6%
Stockholders' Equity Attributable to Parent $137,382,000 USD 3.4%
Liabilities and Equity $1,235,620,000 USD -1.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $3,018,000 USD -59%
Net Cash Provided by (Used in) Financing Activities $25,494,000 USD -165%
Net Cash Provided by (Used in) Investing Activities $4,159,000 USD -5.2%
Common Stock, Shares Authorized 20,000,000 shares 0%
Common Stock, Shares, Issued 17,557,427 shares 1.3%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $18,317,000 USD -925%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $66,767,000 USD 39%
Interest Paid, Excluding Capitalized Interest, Operating Activities $2,993,000 USD -4.9%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $18,156,000 USD 6.8%
Operating Lease, Liability $2,679,000 USD -18%
Payments to Acquire Property, Plant, and Equipment $121,000 USD -73%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $12,024,000 USD -53%
Lessee, Operating Lease, Liability, to be Paid $3,374,000 USD -18%
Lessee, Operating Lease, Liability, to be Paid, Year Two $425,000 USD -19%
Lessee, Operating Lease, Liability, to be Paid, Year One $481,000 USD -36%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) $210,000 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $695,000 USD -17%
Lessee, Operating Lease, Liability, to be Paid, Year Three $424,000 USD -0.47%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $340,000 USD -18%
Operating Lease, Payments $200,000 USD 9.9%
Interest Expense $13,475,000 USD 115%