United Security Bancshares financial data

Symbol
UBFO on Nasdaq
Industry
National Commercial Banks
Location
2126 Inyo Street, Fresno, CA
State of incorporation
CA
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 20, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 851 % -13.2%
Return On Equity 11.5 % -32.4%
Return On Assets 1.21 % -22.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 17.3M shares -0.35%
Common Stock, Shares, Outstanding 17.4M shares +1.15%
Entity Public Float 104M USD 0%
Common Stock, Value, Issued 61.3M USD +1.13%
Weighted Average Number of Shares Outstanding, Basic 17.2M shares +0.43%
Weighted Average Number of Shares Outstanding, Diluted 17.2M shares +0.44%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 20.3M USD -26%
Income Tax Expense (Benefit) 5.54M USD -27.9%
Net Income (Loss) Attributable to Parent 14.8M USD -25.3%
Earnings Per Share, Basic 0.86 USD/shares -25.9%
Earnings Per Share, Diluted 0.86 USD/shares -25.9%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 47.9M USD
Deferred Income Tax Assets, Net 14.4M USD +2.59%
Operating Lease, Right-of-Use Asset 3.07M USD +129%
Goodwill 4.49M USD 0%
Assets 1.21B USD +0.06%
Liabilities 1.08B USD -0.66%
Accumulated Other Comprehensive Income (Loss), Net of Tax -14.4M USD +4.56%
Retained Earnings (Accumulated Deficit) 83.4M USD +8.38%
Stockholders' Equity Attributable to Parent 130M USD +6.38%
Liabilities and Equity 1.21B USD +0.06%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 7.45M USD -20.2%
Net Cash Provided by (Used in) Financing Activities -9.61M USD +77.7%
Net Cash Provided by (Used in) Investing Activities 4.39M USD -89.1%
Common Stock, Shares Authorized 20M shares 0%
Common Stock, Shares, Issued 17.4M shares +1.15%
Common Stock, Par or Stated Value Per Share 0 USD/shares
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 2.22M USD -66.1%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 56.2M USD +37.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities 3.15M USD +92.9%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 18.2M USD +6.84%
Operating Lease, Liability 3.16M USD +120%
Payments to Acquire Property, Plant, and Equipment 455K USD +395%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 15.5M USD -30.5%
Lessee, Operating Lease, Liability, to be Paid 3.97M USD +148%
Lessee, Operating Lease, Liability, to be Paid, Year Two 499K USD +24.1%
Lessee, Operating Lease, Liability, to be Paid, Year One 718K USD +23.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) 0 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 805K USD +406%
Lessee, Operating Lease, Liability, to be Paid, Year Three 428K USD +134%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 424K USD +279%
Operating Lease, Payments 182K USD +2.25%
Interest Expense 13.5M USD +115%