South Plains Financial, Inc. financial data

Symbol
SPFI on Nasdaq
Location
5219 City Bank Parkway, Lubbock, TX
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 5, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 874 % -7.82%
Return On Equity 12.3 % +7.53%
Return On Assets 1.26 % +15.6%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 16.2M shares -0.92%
Common Stock, Shares, Outstanding 16.2M shares -1.18%
Entity Public Float 329M USD +18.9%
Common Stock, Value, Issued 16.2M USD -1.18%
Weighted Average Number of Shares Outstanding, Basic 16.2M shares -1.18%
Weighted Average Number of Shares Outstanding, Diluted 16.9M shares -0.27%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 69.4M USD +18.4%
Income Tax Expense (Benefit) 14.7M USD +15.8%
Net Income (Loss) Attributable to Parent 54.6M USD +19.2%
Earnings Per Share, Basic 3 USD/shares +19.7%
Earnings Per Share, Diluted 3 USD/shares +19.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 470M USD +57.9%
Deferred Income Tax Assets, Net 23.5M USD +5.15%
Property, Plant and Equipment, Net 51.3M USD -4.86%
Operating Lease, Right-of-Use Asset 7.97M USD -8.21%
Goodwill 19.3M USD 0%
Assets 4.36B USD +3.38%
Liabilities 3.91B USD +2.8%
Accumulated Other Comprehensive Income (Loss), Net of Tax -60.2M USD -2.01%
Retained Earnings (Accumulated Deficit) 408M USD +12.4%
Stockholders' Equity Attributable to Parent 454M USD +8.63%
Liabilities and Equity 4.36B USD +3.38%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 26.1M USD +36.2%
Net Cash Provided by (Used in) Financing Activities 161M USD +1489%
Net Cash Provided by (Used in) Investing Activities -9.77M USD -178%
Common Stock, Shares Authorized 30M shares 0%
Common Stock, Shares, Issued 16.2M shares -1.18%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 470M USD +57.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities 22.5M USD -7.04%
Deferred Tax Assets, Gross 35.2M USD +8.27%
Operating Lease, Liability 8.91M USD -7.52%
Payments to Acquire Property, Plant, and Equipment 1.14M USD +139%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 53.4M USD +9.94%
Lessee, Operating Lease, Liability, to be Paid 11.5M USD -8.97%
Property, Plant and Equipment, Gross 125M USD -2.32%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.56M USD +8.42%
Lessee, Operating Lease, Liability, to be Paid, Year One 1.64M USD -7.62%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 0%
Deferred Income Tax Expense (Benefit) 185K USD +110%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 2.61M USD -13.6%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.44M USD +4.36%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.28M USD -3.63%
Operating Lease, Payments 2M USD +1.42%
Additional Paid in Capital 90.3M USD -7.67%
Depreciation, Depletion and Amortization 1.48M USD -9.05%
Operating Leases, Future Minimum Payments Due 255K USD
Interest Expense 82.5M USD +152%