Bank Of The James Financial Group Inc financial data

Symbol
BOTJ on Nasdaq
Industry
State Commercial Banks
Location
P O Box 1200, Lynchburg, VA
State of incorporation
VA
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 26, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.44K % -14.1%
Return On Equity 12.4 % -23.3%
Return On Assets 0.8 % -11%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4.54M shares 0%
Common Stock, Shares, Outstanding 4.54M shares 0%
Entity Public Float 43.3M USD +22.8%
Common Stock, Value, Issued 9.72M USD 0%
Weighted Average Number of Shares Outstanding, Basic 4.54M shares -0.42%
Weighted Average Number of Shares Outstanding, Diluted 4.54M shares -0.42%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 9.92M USD -3.46%
Income Tax Expense (Benefit) 1.98M USD +25.7%
Net Income (Loss) Attributable to Parent 7.94M USD -8.73%
Earnings Per Share, Basic 1.75 USD/shares -8.38%
Earnings Per Share, Diluted 1.75 USD/shares -8.38%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 19M USD +4.51%
Operating Lease, Right-of-Use Asset 1.23M USD +9.07%
Goodwill 2.05M USD 0%
Assets 979M USD +1.02%
Liabilities 914M USD +0.56%
Accumulated Other Comprehensive Income (Loss), Net of Tax -22.9M USD -6.01%
Retained Earnings (Accumulated Deficit) 42.8M USD +16.7%
Stockholders' Equity Attributable to Parent 64.9M USD +8.04%
Liabilities and Equity 979M USD +1.02%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -1.23M USD -126%
Net Cash Provided by (Used in) Financing Activities 14.3M USD -3.64%
Net Cash Provided by (Used in) Investing Activities 124K USD
Common Stock, Shares Authorized 10M shares 0%
Common Stock, Shares, Issued 4.54M shares 0%
Common Stock, Par or Stated Value Per Share 2.14 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 73.3M USD -2.04%
Interest Paid, Excluding Capitalized Interest, Operating Activities 3.54M USD +167%
Deferred Tax Assets, Gross 9.95M USD +2.48%
Operating Lease, Liability 1.31M USD +9.73%
Payments to Acquire Property, Plant, and Equipment 479K USD +153%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 6.64M USD -52.1%
Lessee, Operating Lease, Liability, to be Paid 1.55M USD +5.94%
Property, Plant and Equipment, Gross 35.8M USD +6.31%
Lessee, Operating Lease, Liability, to be Paid, Year Two 177K USD +58%
Lessee, Operating Lease, Liability, to be Paid, Year One 172K USD +55%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 243K USD -10.7%
Lessee, Operating Lease, Liability, to be Paid, Year Three 187K USD +61.2%
Deferred Tax Assets, Operating Loss Carryforwards 283K USD -16.5%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1M shares 0%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 142K USD +13.6%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 560K USD 0%
Depreciation, Depletion and Amortization 344K USD -29.9%
Interest Expense 11.7M USD +281%