BV Financial, Inc. financial data

Symbol
BVFL on Nasdaq
Location
7114 North Point Road, Baltimore, MD
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 13, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 367 % +8.86%
Return On Equity 5.45 % -13.1%
Return On Assets 1.17 % -18.8%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 8.9M shares -23.2%
Common Stock, Shares, Outstanding 9.54M shares -18.5%
Entity Public Float 136M USD +1.41%
Common Stock, Value, Issued 106K USD -7.02%
Weighted Average Number of Shares Outstanding, Diluted 9.08M shares -15.6%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 14.7M USD -16.7%
Income Tax Expense (Benefit) 4.01M USD -16.5%
Net Income (Loss) Attributable to Parent 10.6M USD -16.7%
Earnings Per Share, Basic 1 USD/shares -4.35%
Earnings Per Share, Diluted 1 USD/shares -5.22%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 63.5M USD -32.4%
Deferred Income Tax Assets, Net 9.27M USD +9.77%
Property, Plant and Equipment, Net 12.7M USD -5.36%
Operating Lease, Right-of-Use Asset 765K USD -21.9%
Intangible Assets, Net (Excluding Goodwill) 696K USD -20.5%
Goodwill 14.4M USD 0%
Assets 909M USD +1.87%
Liabilities 719M USD +5.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax -1.2M USD +15.7%
Retained Earnings (Accumulated Deficit) 118M USD +9.9%
Stockholders' Equity Attributable to Parent 190M USD -9.31%
Liabilities and Equity 909M USD +1.87%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 4.44M USD -2.89%
Net Cash Provided by (Used in) Financing Activities 5.89M USD +54.4%
Net Cash Provided by (Used in) Investing Activities -10M USD -205%
Common Stock, Shares Authorized 45M shares 0%
Common Stock, Shares, Issued 9.54M shares -18.5%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Interest Paid, Excluding Capitalized Interest, Operating Activities 2.33M USD -6.01%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure
Deferred Tax Assets, Gross 13M USD +0.03%
Operating Lease, Liability 808K USD -20.6%
Payments to Acquire Property, Plant, and Equipment 217K USD -50.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 10.9M USD -21.7%
Lessee, Operating Lease, Liability, to be Paid 848K USD -16%
Property, Plant and Equipment, Gross 18.8M USD -1.58%
Lessee, Operating Lease, Liability, to be Paid, Year Two 231K USD -50.2%
Lessee, Operating Lease, Liability, to be Paid, Year One 254K USD +4.53%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) -911K USD -109%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 40K USD +344%
Lessee, Operating Lease, Liability, to be Paid, Year Three 135K USD +6.3%
Deferred Tax Assets, Operating Loss Carryforwards 6.12M USD -6.61%
Preferred Stock, Shares Issued 0 shares
Current Income Tax Expense (Benefit) 4.92M USD +7.21%
Preferred Stock, Shares Authorized 1M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 64K USD 0%
Operating Lease, Payments 237K USD +3.49%
Preferred Stock, Shares Outstanding 0 shares
Current State and Local Tax Expense (Benefit) 1.48M USD +0.48%
Current Federal Tax Expense (Benefit) 3.44M USD +10.4%
Amortization of Intangible Assets 181K USD +0.56%
Interest Expense 11.1M USD +102%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%