BV Financial, Inc. financial data

Symbol
BVFL on Nasdaq
Industry
Savings Institution, Federally Chartered
Location
7114 North Point Road, Baltimore, MD
State of incorporation
MD
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 27, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 342 % -31.5%
Return On Equity 5.77 % -36.9%
Return On Assets 1.3 % -14.4%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 10.6M shares -6.87%
Common Stock, Shares, Outstanding 10.6M shares -6.42%
Entity Public Float 136M USD +1.41%
Common Stock, Value, Issued 106K USD -7.02%
Weighted Average Number of Shares Outstanding, Diluted 10.7M shares +14.7%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 16.4M USD -11.9%
Income Tax Expense (Benefit) 4.68M USD -4.72%
Net Income (Loss) Attributable to Parent 11.7M USD -14.5%
Earnings Per Share, Basic 1.1 USD/shares -25.2%
Earnings Per Share, Diluted 1.09 USD/shares -25.9%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 70.5M USD -4.4%
Deferred Income Tax Assets, Net 8.9M USD -0.78%
Property, Plant and Equipment, Net 13.2M USD -7.2%
Operating Lease, Right-of-Use Asset 926K USD -17.9%
Intangible Assets, Net (Excluding Goodwill) 831K USD -17.9%
Goodwill 14.4M USD 0%
Assets 912M USD +3%
Liabilities 716M USD +4.39%
Accumulated Other Comprehensive Income (Loss), Net of Tax -1.62M USD +17.2%
Retained Earnings (Accumulated Deficit) 109M USD +12%
Stockholders' Equity Attributable to Parent 195M USD -1.79%
Liabilities and Equity 912M USD +3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 4.57M USD +26.6%
Net Cash Provided by (Used in) Financing Activities 3.81M USD -60.5%
Net Cash Provided by (Used in) Investing Activities -3.28M USD +81%
Common Stock, Shares Authorized 45M shares 0%
Common Stock, Shares, Issued 10.6M shares -6.42%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Interest Paid, Excluding Capitalized Interest, Operating Activities 2.48M USD +66.7%
Deferred Tax Assets, Gross 13M USD +0.03%
Operating Lease, Liability 967K USD -16.8%
Payments to Acquire Property, Plant, and Equipment 435K USD +788%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 12.1M USD -14.4%
Lessee, Operating Lease, Liability, to be Paid 977K USD -18%
Property, Plant and Equipment, Gross 18.8M USD -1.58%
Lessee, Operating Lease, Liability, to be Paid, Year Two 231K USD -50.2%
Lessee, Operating Lease, Liability, to be Paid, Year One 254K USD +4.53%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) 269K USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 10K USD -65.5%
Lessee, Operating Lease, Liability, to be Paid, Year Three 135K USD +6.3%
Deferred Tax Assets, Operating Loss Carryforwards 6.12M USD -6.61%
Preferred Stock, Shares Issued 0 shares
Current Income Tax Expense (Benefit) 4.74M USD +0.7%
Preferred Stock, Shares Authorized 1M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 64K USD 0%
Operating Lease, Payments 231K USD +17.3%
Preferred Stock, Shares Outstanding 0 shares
Current State and Local Tax Expense (Benefit) 1.47M USD -3.61%
Current Federal Tax Expense (Benefit) 3.27M USD +2.76%
Amortization of Intangible Assets 181K USD -1.09%
Interest Expense 11.1M USD +102%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%