BV Financial, Inc. financial data

Symbol
BVFL on Nasdaq
Location
7114 North Point Road, Baltimore, MD
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 13, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 354 % +1.03%
Return On Equity 5.35 % -15.5%
Return On Assets 1.18 % -16.4%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 9.94M shares -12.7%
Common Stock, Shares, Outstanding 10.3M shares -9.39%
Entity Public Float 136M USD +1.41%
Common Stock, Value, Issued 106K USD -7.02%
Weighted Average Number of Shares Outstanding, Diluted 9.86M shares -7.45%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 14.7M USD -15.5%
Income Tax Expense (Benefit) 4.01M USD -15.7%
Net Income (Loss) Attributable to Parent 10.7M USD -15.4%
Earnings Per Share, Basic 1 USD/shares -9.57%
Earnings Per Share, Diluted 1 USD/shares -10.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 56.3M USD -37.9%
Deferred Income Tax Assets, Net 9.31M USD +5.66%
Property, Plant and Equipment, Net 13.2M USD -2.38%
Operating Lease, Right-of-Use Asset 820K USD -20.3%
Intangible Assets, Net (Excluding Goodwill) 741K USD -19.6%
Goodwill 14.4M USD 0%
Assets 908M USD +1.24%
Liabilities 710M USD +2.7%
Accumulated Other Comprehensive Income (Loss), Net of Tax -1.35M USD +26.4%
Retained Earnings (Accumulated Deficit) 114M USD +10.3%
Stockholders' Equity Attributable to Parent 198M USD -3.64%
Liabilities and Equity 908M USD +1.24%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 4.44M USD -2.89%
Net Cash Provided by (Used in) Financing Activities 5.89M USD +54.4%
Net Cash Provided by (Used in) Investing Activities -10M USD -205%
Common Stock, Shares Authorized 45M shares 0%
Common Stock, Shares, Issued 10.3M shares -9.39%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Interest Paid, Excluding Capitalized Interest, Operating Activities 2.33M USD -6.01%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure
Deferred Tax Assets, Gross 13M USD +0.03%
Operating Lease, Liability 862K USD -19.3%
Payments to Acquire Property, Plant, and Equipment 217K USD -50.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 11.2M USD -14.5%
Lessee, Operating Lease, Liability, to be Paid 911K USD -14.9%
Property, Plant and Equipment, Gross 18.8M USD -1.58%
Lessee, Operating Lease, Liability, to be Paid, Year Two 231K USD -50.2%
Lessee, Operating Lease, Liability, to be Paid, Year One 254K USD +4.53%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) -348K USD -122%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 49K USD +2350%
Lessee, Operating Lease, Liability, to be Paid, Year Three 135K USD +6.3%
Deferred Tax Assets, Operating Loss Carryforwards 6.12M USD -6.61%
Preferred Stock, Shares Issued 0 shares
Current Income Tax Expense (Benefit) 4.69M USD -2.59%
Preferred Stock, Shares Authorized 1M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 64K USD 0%
Operating Lease, Payments 235K USD +5.38%
Preferred Stock, Shares Outstanding 0 shares
Current State and Local Tax Expense (Benefit) 1.42M USD -8.97%
Current Federal Tax Expense (Benefit) 3.27M USD +0.46%
Amortization of Intangible Assets 181K USD 0%
Interest Expense 11.1M USD +102%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%