NORTHPOINTE BANCSHARES INC financial data

Symbol
NPB on NYSE
Location
Grand Rapids, MI
Latest financial report
10-Q - Q3 2025 - 12 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 970% %
Return On Equity 12% %
Return On Assets 1% %

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 34,364,659 shares
Common Stock, Shares, Outstanding 34,364,659 shares
Weighted Average Number of Shares Outstanding, Basic 34,602,289 shares 35%
Weighted Average Number of Shares Outstanding, Diluted 35,337,136 shares 37%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $93,066,000 USD 19%
Income Tax Expense (Benefit) $22,315,000 USD 18%
Net Income (Loss) Attributable to Parent $70,751,000 USD 19%
Earnings Per Share, Basic 1 USD/shares -13%
Earnings Per Share, Diluted 1 USD/shares -14%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $419,162,000 USD
Property, Plant and Equipment, Net $27,658,000 USD
Operating Lease, Right-of-Use Asset $1,100,000 USD
Assets $6,839,580,000 USD 27%
Deferred Income Tax Liabilities, Net $2,651,000 USD
Liabilities $6,216,055,000 USD
Accumulated Other Comprehensive Income (Loss), Net of Tax $189,000 USD
Retained Earnings (Accumulated Deficit) $346,829,000 USD
Stockholders' Equity Attributable to Parent $623,525,000 USD 37%
Liabilities and Equity $6,839,580,000 USD

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $54,424,000 USD
Net Cash Provided by (Used in) Financing Activities $606,294,000 USD 635%
Net Cash Provided by (Used in) Investing Activities $715,514,000 USD -279%
Common Stock, Shares Authorized 101,500,000 shares
Common Stock, Shares, Issued 34,364,659 shares
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $54,796,000 USD 49%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $419,162,000 USD -4.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities $41,720,000 USD -6.2%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Operating Lease, Liability $1,072,000 USD
Depreciation $2,569,000 USD -12%
Payments to Acquire Property, Plant, and Equipment $322,000 USD -42%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $71,007,000 USD 17%
Lessee, Operating Lease, Liability, to be Paid $1,348,000 USD
Property, Plant and Equipment, Gross $43,800,000 USD
Lessee, Operating Lease, Liability, to be Paid, Year Two $658,000 USD
Lessee, Operating Lease, Liability, to be Paid, Year One $216,000 USD
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure
Deferred Income Tax Expense (Benefit) $1,749,000 USD 64%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $276,000 USD
Lessee, Operating Lease, Liability, to be Paid, Year Three $288,000 USD
Current Income Tax Expense (Benefit) $24,064,000 USD 3%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $106,000 USD
Additional Paid in Capital $276,885,000 USD
Amortization of Intangible Assets $146,000 USD -40%
Deferred Tax Assets, Net of Valuation Allowance $6,556,000 USD