Lake Shore Bancorp, Inc. financial data

Symbol
LSBK on Nasdaq
Industry
Savings Institution, Federally Chartered
Location
31 East Fourth Street, Dunkirk, NY
State of incorporation
United States
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 14, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 696 % -8.53%
Return On Assets 0.7 % +4.49%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 5.73M shares +0.85%
Common Stock, Shares, Outstanding 5.74M shares +0.86%
Entity Public Float 22M USD +20.6%
Common Stock, Value, Issued 68K USD 0%
Weighted Average Number of Shares Outstanding, Basic 5.62M shares -3.99%
Weighted Average Number of Shares Outstanding, Diluted 5.62M shares -3.99%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 5.87M USD -5.68%
Income Tax Expense (Benefit) 935K USD -33.2%
Net Income (Loss) Attributable to Parent 4.93M USD +2.3%
Earnings Per Share, Basic 0.88 USD/shares +7.32%
Earnings Per Share, Diluted 0.88 USD/shares +7.32%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 33.1M USD -38.3%
Property, Plant and Equipment, Net 7.22M USD -8.29%
Operating Lease, Right-of-Use Asset 938K USD +306%
Assets 686M USD -5.46%
Liabilities 596M USD -6.76%
Accumulated Other Comprehensive Income (Loss), Net of Tax -9.96M USD -6.17%
Retained Earnings (Accumulated Deficit) 82.8M USD +4.88%
Stockholders' Equity Attributable to Parent 89.9M USD +4.17%
Liabilities and Equity 686M USD -5.46%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -32K USD -102%
Net Cash Provided by (Used in) Financing Activities -7.16M USD -126%
Net Cash Provided by (Used in) Investing Activities 8.41M USD
Common Stock, Shares Authorized 25M shares 0%
Common Stock, Shares, Issued 6.84M shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 33.1M USD -38.3%
Interest Paid, Excluding Capitalized Interest, Operating Activities 3.98M USD +167%
Deferred Tax Assets, Valuation Allowance 1.35M USD +12.6%
Deferred Tax Assets, Gross 6.96M USD +2.76%
Operating Lease, Liability 944K USD +290%
Payments to Acquire Property, Plant, and Equipment 5K USD -96.6%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 4.35M USD -24.5%
Lessee, Operating Lease, Liability, to be Paid 1.08M USD +335%
Property, Plant and Equipment, Gross 22.1M USD +0.3%
Lessee, Operating Lease, Liability, to be Paid, Year Two 184K USD +104%
Lessee, Operating Lease, Liability, to be Paid, Year One 167K USD +6.37%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure +76.6%
Deferred Income Tax Expense (Benefit) 73K USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 131K USD +2520%
Lessee, Operating Lease, Liability, to be Paid, Year Three 184K USD
Deferred Tax Assets, Operating Loss Carryforwards 290K USD +89.5%
Lessee, Operating Lease, Liability, to be Paid, Year Four 184K USD
Interest Expense 12.5M USD +131%