Citizens Community Bancorp Inc. financial data

Symbol
CZWI on Nasdaq
Location
2174 Eastridge Center, Eau Claire, WI
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 4, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 858 % -8.23%
Return On Equity 7.05 % -16.1%
Return On Assets 0.74 % -9.87%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 9.66M shares -3.73%
Common Stock, Shares, Outstanding 9.86M shares -2.16%
Entity Public Float 90.9M USD +13.2%
Common Stock, Value, Issued 99K USD -1.98%
Weighted Average Number of Shares Outstanding, Basic 9.91M shares -2.81%
Weighted Average Number of Shares Outstanding, Diluted 9.92M shares -2.77%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 15.9M USD -15.2%
Income Tax Expense (Benefit) 3.06M USD -23.8%
Net Income (Loss) Attributable to Parent 12.9M USD -12.8%
Earnings Per Share, Basic 1 USD/shares -7.8%
Earnings Per Share, Diluted 1 USD/shares -7.8%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 82.4M USD +125%
Property, Plant and Equipment, Net 16.2M USD -6.46%
Operating Lease, Right-of-Use Asset 547K USD -32.9%
Intangible Assets, Net (Excluding Goodwill) 508K USD -56.1%
Goodwill 31.5M USD 0%
Assets 1.73B USD -4.01%
Liabilities 1.54B USD -4.87%
Accumulated Other Comprehensive Income (Loss), Net of Tax -13.2M USD +4.46%
Retained Earnings (Accumulated Deficit) 86.9M USD +10.8%
Stockholders' Equity Attributable to Parent 187M USD +3.7%
Liabilities and Equity 1.73B USD -4.01%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 1.61M USD -82.4%
Net Cash Provided by (Used in) Financing Activities 26.8M USD
Net Cash Provided by (Used in) Investing Activities 21.7M USD +20%
Common Stock, Shares Authorized 30M shares 0%
Common Stock, Shares, Issued 9.86M shares -2.16%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 50M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 82.4M USD +125%
Interest Paid, Excluding Capitalized Interest, Operating Activities 8.25M USD +16.5%
Deferred Tax Assets, Valuation Allowance 2.85M USD +56.5%
Operating Lease, Liability 758K USD -29.6%
Depreciation 526K USD -6.24%
Payments to Acquire Property, Plant, and Equipment 100K USD -53.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 13.5M USD -40.5%
Lessee, Operating Lease, Liability, to be Paid 1.32M USD -21.3%
Property, Plant and Equipment, Gross 31.6M USD +2.16%
Lessee, Operating Lease, Liability, to be Paid, Year Two 458K USD -1.51%
Lessee, Operating Lease, Liability, to be Paid, Year One 523K USD -2.24%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) 457K USD -49.8%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 565K USD +61.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 209K USD -47.9%
Deferred Tax Assets, Operating Loss Carryforwards 970K USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 0 USD -100%
Operating Lease, Payments 126K USD -7.35%
Amortization of Intangible Assets 650K USD -9.09%
Deferred Tax Assets, Net of Valuation Allowance 15.5M USD +0.59%
Share-based Payment Arrangement, Expense 328K USD +121%
Interest Expense 39.8M USD +125%