Citizens Community Bancorp Inc. financial data

Symbol
CZWI on Nasdaq
Industry
Savings Institution, Federally Chartered
Location
2174 Eastridge Center, Eau Claire, WI
State of incorporation
MD
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 13, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 912 % -8.97%
Return On Equity 7.77 % -0.51%
Return On Assets 0.77 % +8.47%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 9.99M shares -4.47%
Common Stock, Shares, Outstanding 9.98M shares -4.39%
Entity Public Float 90.9M USD +13.2%
Common Stock, Value, Issued 100K USD -3.85%
Weighted Average Number of Shares Outstanding, Basic 10.3M shares -2.03%
Weighted Average Number of Shares Outstanding, Diluted 10.3M shares -1.98%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 17.5M USD -7.83%
Income Tax Expense (Benefit) 3.7M USD -37%
Net Income (Loss) Attributable to Parent 13.8M USD +5.3%
Earnings Per Share, Basic 1.34 USD/shares +7.2%
Earnings Per Share, Diluted 1.34 USD/shares +7.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 50.2M USD +35.1%
Property, Plant and Equipment, Net 17.1M USD -7.07%
Operating Lease, Right-of-Use Asset 815K USD -44.8%
Intangible Assets, Net (Excluding Goodwill) 979K USD -42.2%
Goodwill 31.5M USD 0%
Assets 1.75B USD -5.56%
Liabilities 1.57B USD -6.47%
Accumulated Other Comprehensive Income (Loss), Net of Tax -16.4M USD +5.24%
Retained Earnings (Accumulated Deficit) 80.8M USD +13.7%
Stockholders' Equity Attributable to Parent 179M USD +3.32%
Liabilities and Equity 1.75B USD -5.56%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 9.09M USD +399%
Net Cash Provided by (Used in) Financing Activities -35.6M USD -181%
Net Cash Provided by (Used in) Investing Activities 18M USD
Common Stock, Shares Authorized 30M shares 0%
Common Stock, Shares, Issued 9.98M shares -4.39%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -8.5M USD -129%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 50.2M USD +35.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities 7.08M USD +63.7%
Deferred Tax Assets, Valuation Allowance 2.85M USD +56.5%
Operating Lease, Liability 1.08M USD -36.2%
Depreciation 561K USD -7.43%
Payments to Acquire Property, Plant, and Equipment 214K USD -31.6%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 14.7M USD +9.5%
Lessee, Operating Lease, Liability, to be Paid 1.38M USD -33.8%
Property, Plant and Equipment, Gross 31.6M USD +2.16%
Lessee, Operating Lease, Liability, to be Paid, Year Two 416K USD -22.1%
Lessee, Operating Lease, Liability, to be Paid, Year One 486K USD -11.5%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) 457K USD -49.8%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 306K USD -24.1%
Lessee, Operating Lease, Liability, to be Paid, Year Three 351K USD -24.4%
Deferred Tax Assets, Operating Loss Carryforwards 970K USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 129K USD -67.8%
Operating Lease, Payments 136K USD -1.45%
Amortization of Intangible Assets 715K USD -5.3%
Deferred Tax Assets, Net of Valuation Allowance 15.5M USD +0.59%
Share-based Payment Arrangement, Expense 190K USD
Interest Expense 39.8M USD +125%