Citizens Community Bancorp Inc. financial data

Symbol
CZWI on Nasdaq
Location
2174 Eastridge Center, Eau Claire, WI
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 7, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 877 % -8.84%
Return On Equity 6.89 % -15%
Return On Assets 0.71 % -7.85%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 9.87M shares -4.15%
Common Stock, Shares, Outstanding 9.99M shares -2.97%
Entity Public Float 90.9M USD +13.2%
Common Stock, Value, Issued 100K USD -2.91%
Weighted Average Number of Shares Outstanding, Basic 9.99M shares -3.67%
Weighted Average Number of Shares Outstanding, Diluted 10M shares -3.63%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 15.6M USD -20.7%
Income Tax Expense (Benefit) 3.11M USD -45.1%
Net Income (Loss) Attributable to Parent 12.5M USD -10.7%
Earnings Per Share, Basic 1 USD/shares -6.02%
Earnings Per Share, Diluted 1 USD/shares -6.02%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 67.5M USD +82.9%
Property, Plant and Equipment, Net 16.4M USD -7.97%
Operating Lease, Right-of-Use Asset 629K USD -22.8%
Intangible Assets, Net (Excluding Goodwill) 621K USD -53.5%
Goodwill 31.5M USD 0%
Assets 1.74B USD -3.73%
Liabilities 1.55B USD -4.59%
Accumulated Other Comprehensive Income (Loss), Net of Tax -14.9M USD +14.4%
Retained Earnings (Accumulated Deficit) 83.7M USD +10.9%
Stockholders' Equity Attributable to Parent 183M USD +4.21%
Liabilities and Equity 1.74B USD -3.73%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 1.61M USD -82.4%
Net Cash Provided by (Used in) Financing Activities 26.8M USD
Net Cash Provided by (Used in) Investing Activities 21.7M USD +20%
Common Stock, Shares Authorized 30M shares 0%
Common Stock, Shares, Issued 9.99M shares -2.97%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 50M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 67.5M USD +82.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities 8.25M USD +16.5%
Deferred Tax Assets, Valuation Allowance 2.85M USD +56.5%
Operating Lease, Liability 864K USD -19.7%
Depreciation 526K USD -6.24%
Payments to Acquire Property, Plant, and Equipment 100K USD -53.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 15M USD -3.02%
Lessee, Operating Lease, Liability, to be Paid 1.45M USD -16.9%
Property, Plant and Equipment, Gross 31.6M USD +2.16%
Lessee, Operating Lease, Liability, to be Paid, Year Two 458K USD -1.51%
Lessee, Operating Lease, Liability, to be Paid, Year One 523K USD -2.06%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) 457K USD -49.8%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 587K USD +95.7%
Lessee, Operating Lease, Liability, to be Paid, Year Three 209K USD -47.9%
Deferred Tax Assets, Operating Loss Carryforwards 970K USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 0 USD -100%
Operating Lease, Payments 126K USD -7.35%
Amortization of Intangible Assets 715K USD -0.14%
Deferred Tax Assets, Net of Valuation Allowance 15.5M USD +0.59%
Share-based Payment Arrangement, Expense 258K USD +94.6%
Interest Expense 39.8M USD +125%