AMERICAN COASTAL INSURANCE Corp financial data

Symbol
ACIC on Nasdaq
Location
570 Carillon Parkway, Suite 100, Saint Petersburg, FL
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 7, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 364 % -32.8%
Return On Equity 252 %
Return On Assets 6.65 % +13.3%
Operating Margin 33.2 % -16.4%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 48.8M shares +1.29%
Common Stock, Shares, Outstanding 48.7M shares +1.28%
Entity Public Float 253M USD +710%
Common Stock, Value, Issued 5K USD 0%
Weighted Average Number of Shares Outstanding, Basic 48.4M shares +1.28%
Weighted Average Number of Shares Outstanding, Diluted 49.6M shares +0.48%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 320M USD +35.7%
General and Administrative Expense 38.9M USD -14.7%
Costs and Expenses 214M USD +50.4%
Operating Income (Loss) 106M USD +13.5%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 109M USD +13.6%
Income Tax Expense (Benefit) 27.9M USD +41.3%
Net Income (Loss) Attributable to Parent 80.9M USD +19.8%
Earnings Per Share, Basic 1 USD/shares +19.1%
Earnings Per Share, Diluted 1 USD/shares +25.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 315M USD +37.5%
Other Long-term Investments 29.6M USD -4.92%
Property, Plant and Equipment, Net 3.75M USD -58.8%
Operating Lease, Right-of-Use Asset 3.08M USD +4786%
Intangible Assets, Net (Excluding Goodwill) 4.69M USD -34.2%
Goodwill 59.5M USD 0%
Assets 1.35B USD +2.71%
Liabilities 1.05B USD -3.09%
Accumulated Other Comprehensive Income (Loss), Net of Tax -9.79M USD +48.9%
Retained Earnings (Accumulated Deficit) -137M USD +29.3%
Stockholders' Equity Attributable to Parent 292M USD +31%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 236M USD +39.6%
Liabilities and Equity 1.35B USD +2.71%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 26.4M USD -78.8%
Net Cash Provided by (Used in) Financing Activities 309K USD -97.3%
Net Cash Provided by (Used in) Investing Activities 5.2M USD
Common Stock, Shares Authorized 100M shares 0%
Common Stock, Shares, Issued 49M shares +1.27%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 407M USD +55.7%
Interest Paid, Excluding Capitalized Interest, Operating Activities 0 USD
Deferred Tax Assets, Valuation Allowance 43.2M USD -23.5%
Deferred Tax Assets, Gross 19.6M USD +10%
Operating Lease, Liability 3.25M USD +4748%
Payments to Acquire Property, Plant, and Equipment 96K USD
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 323M USD
Lessee, Operating Lease, Liability, to be Paid 4.44M USD +432%
Property, Plant and Equipment, Gross 12.6M USD -24.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two 398K USD +76.1%
Lessee, Operating Lease, Liability, to be Paid, Year One 337K USD -43.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1.12M USD +1824%
Lessee, Operating Lease, Liability, to be Paid, Year Three 407K USD +3600%
Deferred Tax Assets, Operating Loss Carryforwards 7.74M USD +80.1%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1M shares 0%
Unrecognized Tax Benefits 666K USD 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 419K USD
Additional Paid in Capital 440M USD +0.72%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 2.44M USD -19.9%
Depreciation, Depletion and Amortization 4.35M USD +115%
Interest Expense 11.3M USD -2.55%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares