AMERICAN COASTAL INSURANCE Corp financial data

Symbol
ACIC on Nasdaq
Industry
Fire, Marine & Casualty Insurance
Location
570 Carillon Parkway, Suite 100, Saint Petersburg, FL
State of incorporation
DE
Fiscal year end
December 31
Former names
UNITED INSURANCE HOLDINGS CORP. (to 6/26/2023), FMG ACQUISITION CORP (to 9/24/2008)
Latest financial report
10-K - Q4 2024 - Mar 10, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 415 % -55.8%
Return On Equity 252 %
Return On Assets 6.38 % -73.7%
Operating Margin 33.6 % -5.41%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 48.2M shares +0.94%
Common Stock, Shares, Outstanding 48.2M shares +3.05%
Entity Public Float 253M USD +710%
Common Stock, Value, Issued 5K USD 0%
Weighted Average Number of Shares Outstanding, Basic 47.8M shares +9.71%
Weighted Average Number of Shares Outstanding, Diluted 49.4M shares +11.2%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 297M USD +12.2%
General and Administrative Expense 44.8M USD +19.2%
Costs and Expenses 197M USD +15.5%
Operating Income (Loss) 99.6M USD +6.12%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 102M USD +5.81%
Income Tax Expense (Benefit) 25.3M USD +133%
Net Income (Loss) Attributable to Parent 75.7M USD -75.6%
Earnings Per Share, Basic 1.59 USD/shares -77.6%
Earnings Per Share, Diluted 1.54 USD/shares -77.9%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 183M USD +64.9%
Other Long-term Investments 26.4M USD +915%
Property, Plant and Equipment, Net 5.74M USD +56.8%
Operating Lease, Right-of-Use Asset 24K USD -96.6%
Intangible Assets, Net (Excluding Goodwill) 5.91M USD -30.9%
Goodwill 59.5M USD 0%
Assets 1.22B USD +14.5%
Liabilities 980M USD +9.72%
Accumulated Other Comprehensive Income (Loss), Net of Tax -15.7M USD +8.58%
Retained Earnings (Accumulated Deficit) -185M USD +22.2%
Stockholders' Equity Attributable to Parent 236M USD +39.6%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 236M USD +39.6%
Liabilities and Equity 1.22B USD +14.5%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 124M USD
Net Cash Provided by (Used in) Financing Activities 11.4M USD
Net Cash Provided by (Used in) Investing Activities -2.01M USD +94.6%
Common Stock, Shares Authorized 100M shares 0%
Common Stock, Shares, Issued 48.4M shares +3.04%
Common Stock, Par or Stated Value Per Share 0 USD/shares
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 222M USD +29.4%
Interest Paid, Excluding Capitalized Interest, Operating Activities 0 USD
Deferred Tax Assets, Valuation Allowance 43.2M USD -23.5%
Deferred Tax Assets, Gross 19.6M USD +10%
Operating Lease, Liability 3.32M USD +350%
Payments to Acquire Property, Plant, and Equipment 0 USD -100%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 323M USD
Lessee, Operating Lease, Liability, to be Paid 4.44M USD +432%
Property, Plant and Equipment, Gross 14.4M USD +59.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two 398K USD +76.1%
Lessee, Operating Lease, Liability, to be Paid, Year One 337K USD -43.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 Rate +60.8%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1.12M USD +1824%
Lessee, Operating Lease, Liability, to be Paid, Year Three 407K USD +3600%
Deferred Tax Assets, Operating Loss Carryforwards 7.74M USD +80.1%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1M shares 0%
Unrecognized Tax Benefits 666K USD 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 419K USD
Additional Paid in Capital 437M USD +3.02%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 2.64M USD -18.7%
Depreciation, Depletion and Amortization 4.85M USD +224%
Interest Expense 12M USD +10.3%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares