AMERICAN COASTAL INSURANCE Corp financial data

Symbol
ACIC on Nasdaq
Location
Saint Petersburg, FL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 339% % -22.41%
Return On Assets 7% % -6.08%
Operating Margin 34% % -18.82%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 48,765,302 shares 1.2%
Common Stock, Shares, Outstanding 48,765,302 shares 1.2%
Common Stock, Value, Issued $5,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 48,664,597 shares 1.2%
Weighted Average Number of Shares Outstanding, Diluted 49,917,729 shares 0.8%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $328,331,000 USD 24%
General and Administrative Expense $39,882,000 USD -19.95%
Costs and Expenses $216,431,000 USD 41%
Operating Income (Loss) $111,900,000 USD 0.44%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $115,003,000 USD 0.39%
Income Tax Expense (Benefit) $28,904,000 USD 13%
Net Income (Loss) Attributable to Parent $85,219,000 USD 0.19%
Earnings Per Share, Basic 1 USD/shares 0%
Earnings Per Share, Diluted 1 USD/shares 4.9%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $267,872,000 USD 46%
Other Long-term Investments $36,827,000 USD 40%
Property, Plant and Equipment, Net $2,807,000 USD -61.55%
Operating Lease, Right-of-Use Asset $3,017,000 USD 12,471%
Intangible Assets, Net (Excluding Goodwill) $4,080,000 USD -37.4%
Goodwill $59,476,000 USD 0%
Assets $1,178,854,000 USD 3.1%
Liabilities $851,633,000 USD -3.69%
Accumulated Other Comprehensive Income (Loss), Net of Tax $-8,403,000 USD 28%
Retained Earnings (Accumulated Deficit) $-104,499,000 USD 37%
Stockholders' Equity Attributable to Parent $327,221,000 USD 26%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $235,660,000 USD 40%
Liabilities and Equity $1,178,854,000 USD 3.1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $26,443,000 USD -78.76%
Net Cash Provided by (Used in) Financing Activities $309,000 USD -97.29%
Net Cash Provided by (Used in) Investing Activities $5,204,000 USD
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 48,977,385 shares 1.2%
Common Stock, Par or Stated Value Per Share 0 USD/shares
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $359,136,000 USD 49%
Interest Paid, Excluding Capitalized Interest, Operating Activities $0 USD
Deferred Tax Assets, Valuation Allowance $43,212,000 USD -23.51%
Deferred Tax Assets, Gross $19,635,000 USD 10%
Operating Lease, Liability $3,193,000 USD 13,783%
Payments to Acquire Property, Plant, and Equipment $96,000 USD
Lessee, Operating Lease, Liability, to be Paid $4,439,000 USD 432%
Property, Plant and Equipment, Gross $12,554,000 USD -21.39%
Lessee, Operating Lease, Liability, to be Paid, Year Two $398,000 USD 76%
Lessee, Operating Lease, Liability, to be Paid, Year One $337,000 USD -43.55%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,116,000 USD 1,824%
Lessee, Operating Lease, Liability, to be Paid, Year Three $407,000 USD 3,600%
Deferred Tax Assets, Operating Loss Carryforwards $7,740,000 USD 80%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Unrecognized Tax Benefits $666,000 USD 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $419,000 USD
Additional Paid in Capital $440,549,000 USD 0.76%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $2,437,000 USD -14.28%
Depreciation, Depletion and Amortization $4,072,000 USD 38%
Interest Expense $10,939,000 USD -8.31%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares