RYVYL Inc. financial data

Symbol
RVYL on Nasdaq
Location
3131 Camino Del Rio North, Suite 1400, San Diego, CA
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 14, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 82.6 % -18.1%
Debt-to-equity -1.96K % -370%
Return On Equity 542 %
Return On Assets -29.1 % +27.6%
Operating Margin -14.6 % +69.7%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 36.1M shares +388%
Common Stock, Shares, Outstanding 32.1M shares +362%
Entity Public Float 8.47M USD -70.4%
Common Stock, Value, Issued 32K USD +357%
Weighted Average Number of Shares Outstanding, Basic 28.5M shares +319%
Weighted Average Number of Shares Outstanding, Diluted 29.8M shares +337%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 54.1M USD +20.7%
Cost of Revenue 31.6M USD +13.6%
Research and Development Expense 1.18M USD -72.8%
General and Administrative Expense 7.61M USD +51.7%
Operating Income (Loss) -7.92M USD +63.4%
Nonoperating Income (Expense) -2.11M USD -238%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -11M USD +79.1%
Income Tax Expense (Benefit) 0 USD
Net Income (Loss) Attributable to Parent -20M USD +60%
Earnings Per Share, Basic -2 USD/shares +90.8%
Earnings Per Share, Diluted -2 USD/shares +90.8%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 1.16M USD -72.9%
Accounts Receivable, after Allowance for Credit Loss, Current 839K USD -1.41%
Other Assets, Current 0 USD -100%
Assets, Current 19.8M USD -79.3%
Property, Plant and Equipment, Net 115K USD -91.2%
Operating Lease, Right-of-Use Asset 1.81M USD -50.2%
Intangible Assets, Net (Excluding Goodwill) 1.47M USD -60.1%
Goodwill 0 USD -100%
Other Assets, Noncurrent 240K USD -91%
Assets 23.4M USD -81.6%
Accounts Payable, Current 1.7M USD -43.1%
Employee-related Liabilities, Current 577K USD -62.5%
Accrued Liabilities, Current 5.32M USD -29.8%
Liabilities, Current 24M USD -76%
Operating Lease, Liability, Noncurrent 2M USD -36.4%
Liabilities 26.6M USD -78%
Accumulated Other Comprehensive Income (Loss), Net of Tax 0 USD -100%
Retained Earnings (Accumulated Deficit) -193M USD -11.6%
Stockholders' Equity Attributable to Parent -3.22M USD -151%
Liabilities and Equity 23.4M USD -81.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -15.6M USD -200%
Net Cash Provided by (Used in) Financing Activities 2M USD
Net Cash Provided by (Used in) Investing Activities -1.27M USD -5668%
Common Stock, Shares Authorized 100M shares 0%
Common Stock, Shares, Issued 32.1M shares +362%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -14.5M USD -194%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 17.7M USD -80.6%
Deferred Tax Assets, Valuation Allowance 41.8M USD +20.9%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.17 pure
Deferred Tax Assets, Gross 42.6M USD +19.1%
Operating Lease, Liability 2.64M USD -33.5%
Depreciation 80K USD -74.2%
Payments to Acquire Property, Plant, and Equipment 8K USD -63.6%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent -21.1M USD +56.8%
Lessee, Operating Lease, Liability, to be Paid 3.21M USD -36.8%
Property, Plant and Equipment, Gross 597K USD -64.8%
Operating Lease, Liability, Current 636K USD -22.5%
Lessee, Operating Lease, Liability, to be Paid, Year Two 968K USD -17.9%
Lessee, Operating Lease, Liability, to be Paid, Year One 197K USD -58%
Operating Lease, Weighted Average Discount Rate, Percent 0.12 pure +9.01%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 576K USD -48.2%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1M USD -25.2%
Deferred Tax Assets, Operating Loss Carryforwards 31.1M USD +16.7%
Preferred Stock, Shares Authorized 15K shares
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.04M USD -0.38%
Additional Paid in Capital 189M USD +6.48%
Amortization of Intangible Assets 730K USD -66.8%
Depreciation, Depletion and Amortization 133K USD -79.8%
Share-based Payment Arrangement, Expense 317K USD -87.3%
Interest Expense 4.2M USD