RYVYL Inc. financial data

Symbol
RVYL on Nasdaq
Location
San Diego, CA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 14 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 83% % -18%
Debt-to-equity -1962% % -370%
Return On Equity 542% %
Return On Assets -29% % 28%
Operating Margin -15% % 70%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 36,085,978 shares 388%
Common Stock, Shares, Outstanding 32,142,324 shares 362%
Entity Public Float $8,474,510 USD -70%
Common Stock, Value, Issued $32,000 USD 357%
Weighted Average Number of Shares Outstanding, Basic 28,546,842 shares 319%
Weighted Average Number of Shares Outstanding, Diluted 29,797,041 shares 337%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $54,122,000 USD 21%
Cost of Revenue $31,593,000 USD 14%
Research and Development Expense $1,183,000 USD -73%
General and Administrative Expense $7,605,000 USD 52%
Operating Income (Loss) $7,917,000 USD 63%
Nonoperating Income (Expense) $2,108,000 USD -238%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $10,985,000 USD 79%
Income Tax Expense (Benefit) $0 USD
Net Income (Loss) Attributable to Parent $19,968,000 USD 60%
Earnings Per Share, Basic -2 USD/shares 91%
Earnings Per Share, Diluted -2 USD/shares 91%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $1,155,000 USD -73%
Accounts Receivable, after Allowance for Credit Loss, Current $839,000 USD -1.4%
Other Assets, Current $0 USD -100%
Assets, Current $19,784,000 USD -79%
Property, Plant and Equipment, Net $115,000 USD -91%
Operating Lease, Right-of-Use Asset $1,807,000 USD -50%
Intangible Assets, Net (Excluding Goodwill) $1,467,000 USD -60%
Goodwill $0 USD -100%
Other Assets, Noncurrent $240,000 USD -91%
Assets $23,413,000 USD -82%
Accounts Payable, Current $1,698,000 USD -43%
Employee-related Liabilities, Current $577,000 USD -63%
Accrued Liabilities, Current $5,316,000 USD -30%
Liabilities, Current $24,021,000 USD -76%
Operating Lease, Liability, Noncurrent $1,999,000 USD -36%
Liabilities $26,635,000 USD -78%
Accumulated Other Comprehensive Income (Loss), Net of Tax $0 USD -100%
Retained Earnings (Accumulated Deficit) $192,524,000 USD -12%
Stockholders' Equity Attributable to Parent $3,222,000 USD -151%
Liabilities and Equity $23,413,000 USD -82%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $15,581,000 USD -200%
Net Cash Provided by (Used in) Financing Activities $1,998,000 USD
Net Cash Provided by (Used in) Investing Activities $1,269,000 USD -5668%
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 32,142,324 shares 362%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $14,540,000 USD -194%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $17,736,000 USD -81%
Deferred Tax Assets, Valuation Allowance $41,795,000 USD 21%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.17 pure
Deferred Tax Assets, Gross $42,639,000 USD 19%
Operating Lease, Liability $2,635,000 USD -34%
Depreciation $80,000 USD -74%
Payments to Acquire Property, Plant, and Equipment $8,000 USD -64%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $21,088,000 USD 57%
Lessee, Operating Lease, Liability, to be Paid $3,211,000 USD -37%
Property, Plant and Equipment, Gross $597,000 USD -65%
Operating Lease, Liability, Current $636,000 USD -23%
Lessee, Operating Lease, Liability, to be Paid, Year Two $968,000 USD -18%
Lessee, Operating Lease, Liability, to be Paid, Year One $197,000 USD -58%
Operating Lease, Weighted Average Discount Rate, Percent 0.12 pure 9%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $576,000 USD -48%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,004,000 USD -25%
Deferred Tax Assets, Operating Loss Carryforwards $31,140,000 USD 17%
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,042,000 USD -0.38%
Additional Paid in Capital $189,270,000 USD 6.5%
Amortization of Intangible Assets $730,000 USD -67%
Depreciation, Depletion and Amortization $133,000 USD -80%