HEALTHEQUITY, INC. financial data

Symbol
HQY on Nasdaq
Location
Draper, UT
Fiscal year end
31 January
Latest financial report
10-Q - Q3 2025 - 03 Dec 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 381% % -5.5%
Debt-to-equity 61% % 2%
Return On Equity 9% % 96%
Return On Assets 6% % 95%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 85,436,286 shares -1.4%
Common Stock, Shares, Outstanding 85,615,000 shares -1.4%
Entity Public Float $5,300,000,000 USD 3.9%
Common Stock, Value, Issued $9,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 85,995,000 shares -1.4%
Weighted Average Number of Shares Outstanding, Diluted 86,970,000 shares -1.9%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $1,290,660,000 USD 12%
Research and Development Expense $256,810,000 USD 12%
Selling and Marketing Expense $93,401,000 USD 5.9%
General and Administrative Expense $116,381,000 USD -7.2%
Operating Income (Loss) $293,535,000 USD 85%
Nonoperating Income (Expense) $47,041,000 USD -8.7%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $246,494,000 USD 113%
Income Tax Expense (Benefit) $54,668,000 USD 186%
Net Income (Loss) Attributable to Parent $191,826,000 USD 98%
Earnings Per Share, Basic 2 USD/shares 97%
Earnings Per Share, Diluted 2 USD/shares 100%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $309,259,000 USD -4%
Accounts Receivable, after Allowance for Credit Loss, Current $111,243,000 USD 4.2%
Other Assets, Current $63,795,000 USD 31%
Assets, Current $498,708,000 USD 0.7%
Property, Plant and Equipment, Net $3,390,000 USD -13%
Operating Lease, Right-of-Use Asset $38,045,000 USD -15%
Intangible Assets, Net (Excluding Goodwill) $1,124,768,000 USD -8.4%
Goodwill $1,648,145,000 USD 0%
Other Assets, Noncurrent $85,005,000 USD 25%
Assets $3,398,061,000 USD -2.6%
Accounts Payable, Current $19,549,000 USD 89%
Employee-related Liabilities, Current $43,735,000 USD -8%
Accrued Liabilities, Current $47,413,000 USD -45%
Liabilities, Current $120,628,000 USD -22%
Deferred Income Tax Liabilities, Net $101,573,000 USD 73%
Operating Lease, Liability, Noncurrent $36,228,000 USD -18%
Other Liabilities, Noncurrent $23,501,000 USD -7%
Liabilities $1,264,035,000 USD -7.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax $8,837,000 USD
Retained Earnings (Accumulated Deficit) $207,936,000 USD -10%
Stockholders' Equity Attributable to Parent $2,134,026,000 USD 0.44%
Liabilities and Equity $3,398,061,000 USD -2.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $64,738,000 USD -1.1%
Net Cash Provided by (Used in) Financing Activities $56,649,000 USD -209%
Net Cash Provided by (Used in) Investing Activities $16,143,000 USD 94%
Common Stock, Shares Authorized 900,000,000 shares 0%
Common Stock, Shares, Issued 85,615,000 shares -1.4%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $8,054,000 USD 95%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $309,259,000 USD -4%
Interest Paid, Excluding Capitalized Interest, Operating Activities $20,809,000 USD 10%
Deferred Tax Assets, Valuation Allowance $1,066,000 USD -8.4%
Deferred Tax Assets, Gross $96,514,000 USD 31%
Operating Lease, Liability $52,220,000 USD -10%
Depreciation $2,500,000 USD -60%
Payments to Acquire Property, Plant, and Equipment $86,000 USD -88%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $200,663,000 USD 108%
Lessee, Operating Lease, Liability, to be Paid $59,209,000 USD -12%
Property, Plant and Equipment, Gross $40,371,000 USD -7.2%
Operating Lease, Liability, Current $9,931,000 USD -0.17%
Lessee, Operating Lease, Liability, to be Paid, Year Two $10,159,000 USD -1.2%
Lessee, Operating Lease, Liability, to be Paid, Year One $10,245,000 USD 3.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $6,989,000 USD -23%
Lessee, Operating Lease, Liability, to be Paid, Year Three $10,323,000 USD 1.6%
Deferred Tax Assets, Operating Loss Carryforwards $1,120,000 USD -35%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100,000,000 shares 0%
Unrecognized Tax Benefits $26,800,000 USD 12%
Lessee, Operating Lease, Liability, to be Paid, Year Four $10,553,000 USD 2.2%
Operating Lease, Payments $2,529,000 USD 12%
Additional Paid in Capital $1,917,244,000 USD 1.3%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $152,800,000 USD -1.4%
Depreciation, Depletion and Amortization $38,741,000 USD -0.51%
Deferred Tax Assets, Net of Valuation Allowance $95,448,000 USD 31%
Share-based Payment Arrangement, Expense $75,654,000 USD -18%
Interest Expense $52,253,000 USD -1.3%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%