Oak Valley Bancorp financial data

Symbol
OVLY on Nasdaq
Industry
State Commercial Banks
Location
125 N. Third Ave., Oakdale, CA
State of incorporation
CA
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 31, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 953 % -18.5%
Return On Equity 14.1 % -32.6%
Return On Assets 1.34 % -18.8%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 8.36M shares +0.77%
Common Stock, Shares, Outstanding 8.36M shares +0.77%
Entity Public Float 173M USD +3.59%
Common Stock, Value, Issued 25.4M USD 0%
Weighted Average Number of Shares Outstanding, Basic 8.22M shares +0.31%
Weighted Average Number of Shares Outstanding, Diluted 8.26M shares +0.34%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 32.2M USD -20.1%
Income Tax Expense (Benefit) 7.24M USD -23.4%
Net Income (Loss) Attributable to Parent 24.9M USD -19.1%
Earnings Per Share, Basic 3.04 USD/shares -19.1%
Earnings Per Share, Diluted 3.02 USD/shares -19.5%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 169M USD -22.1%
Deferred Income Tax Assets, Net 15.5M USD +17%
Property, Plant and Equipment, Net 16.3M USD +2.86%
Operating Lease, Right-of-Use Asset 6.66M USD -2.77%
Goodwill 3.31M USD 0%
Assets 1.9B USD +3.16%
Liabilities 1.72B USD +2.44%
Accumulated Other Comprehensive Income (Loss), Net of Tax -23.7M USD -23.7%
Retained Earnings (Accumulated Deficit) 176M USD +13.7%
Stockholders' Equity Attributable to Parent 183M USD +10.4%
Liabilities and Equity 1.9B USD +3.16%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 8.28M USD -31.1%
Net Cash Provided by (Used in) Financing Activities -40.1M USD +14%
Net Cash Provided by (Used in) Investing Activities -15M USD -167%
Common Stock, Shares Authorized 50M shares 0%
Common Stock, Shares, Issued 8.36M shares +0.77%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -46.8M USD -16.4%
Interest Paid, Excluding Capitalized Interest, Operating Activities 2.71M USD +504%
Deferred Tax Assets, Gross 18.9M USD +29.6%
Operating Lease, Liability 7.01M USD -2.04%
Depreciation 330K USD -2.94%
Payments to Acquire Property, Plant, and Equipment 138K USD -14.8%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 20.4M USD -51.9%
Lessee, Operating Lease, Liability, to be Paid 8M USD -3.24%
Property, Plant and Equipment, Gross 29.7M USD +5.64%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.27M USD +1.04%
Lessee, Operating Lease, Liability, to be Paid, Year One 1.49M USD +6.43%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) -1.33M USD +54.5%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 982K USD -11.1%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.11M USD +8.59%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.08M USD +25.5%
Operating Lease, Payments 342K USD -11.4%
Interest Expense 7.16M USD +439%