Essent Group Ltd. financial data

Symbol
ESNT on NYSE
Location
Hamilton, Bermuda
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 0.27 % +7.1%
Return On Equity 0.12 % -10.2%
Return On Assets 0.1 % -11.5%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 96,665,101 shares -9%
Common Stock, Shares, Outstanding 97,497,000 shares -8.2%
Entity Public Float 5,789,192,711 USD +19.3%
Common Stock, Value, Issued 1,462,000 USD -8.2%
Weighted Average Number of Shares Outstanding, Basic 97,400,000 shares -7.5%
Weighted Average Number of Shares Outstanding, Diluted 98,519,000 shares -7.5%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 1,263,558,000 USD +3.1%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 832,283,000 USD -3.6%
Income Tax Expense (Benefit) 129,396,000 USD +2.2%
Net Income (Loss) Attributable to Parent 702,887,000 USD -4.6%
Earnings Per Share, Basic 6 USD/shares -0.43%
Earnings Per Share, Diluted 6 USD/shares -0.29%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 41,221,000 USD +1.3%
Operating Lease, Right-of-Use Asset 30,000,000 USD -6.8%
Goodwill 48,761,000 USD -2.5%
Assets 7,351,999,000 USD +3.2%
Deferred Income Tax Liabilities, Net 438,187,000 USD +6.7%
Liabilities 1,613,025,000 USD +8.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax -165,425,000 USD +13.1%
Retained Earnings (Accumulated Deficit) 5,132,376,000 USD +12.7%
Stockholders' Equity Attributable to Parent 5,738,974,000 USD +1.7%
Liabilities and Equity 7,351,999,000 USD +3.2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 221,567,000 USD +2.1%
Net Cash Provided by (Used in) Financing Activities -200,514,000 USD -3.6%
Net Cash Provided by (Used in) Investing Activities 55,533,000 USD
Common Stock, Shares Authorized 233,333,000 shares 0%
Common Stock, Shares, Issued 97,497,000 shares -8.2%
Common Stock, Par or Stated Value Per Share 0.02 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 76,586,000 USD +2.4%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 91,411,000 USD -16.4%
Interest Paid, Excluding Capitalized Interest, Operating Activities 15,625,000 USD +1.1%
Deferred Tax Assets, Gross 81,769,000 USD +7.8%
Operating Lease, Liability 36,173,000 USD -4.8%
Payments to Acquire Property, Plant, and Equipment 221,000 USD -95.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 727,741,000 USD -26%
Lessee, Operating Lease, Liability, to be Paid 45,205,000 USD -6.7%
Property, Plant and Equipment, Gross 84,129,000 USD +4.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two 4,698,000 USD -15.2%
Lessee, Operating Lease, Liability, to be Paid, Year One 5,853,000 USD +10.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) 11,050,000 USD +18.5%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 9,032,000 USD -13.5%
Lessee, Operating Lease, Liability, to be Paid, Year Three 4,621,000 USD +8.9%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 4,407,000 USD +5.8%
Depreciation, Depletion and Amortization 1,373,000 USD -1.2%
Share-based Payment Arrangement, Expense 21,014,000 USD -16.2%
Interest Expense 8,251,000 USD -28%