Essent Group Ltd. financial data

Symbol
ESNT on NYSE
Location
Clarendon House, 2 Church Street, Hamilton, Bermuda
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 8, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 27 % +5.11%
Return On Equity 12.7 % -12.1%
Return On Assets 9.98 % -13%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 98.5M shares -7.26%
Common Stock, Shares, Outstanding 99.6M shares -6.41%
Entity Public Float 5.79B USD +19.3%
Common Stock, Value, Issued 1.49M USD -6.45%
Weighted Average Number of Shares Outstanding, Basic 100M shares -5.32%
Weighted Average Number of Shares Outstanding, Diluted 101M shares -5.36%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 1.27B USD +5.28%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 841M USD -2.85%
Income Tax Expense (Benefit) 126M USD -0.68%
Net Income (Loss) Attributable to Parent 715M USD -3.22%
Earnings Per Share, Basic 6 USD/shares -0.86%
Earnings Per Share, Diluted 6 USD/shares -0.72%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 41.2M USD +1.26%
Operating Lease, Right-of-Use Asset 30M USD -6.83%
Goodwill 48.8M USD -2.49%
Assets 7.22B USD +7.89%
Deferred Income Tax Liabilities, Net 427M USD +12%
Liabilities 1.55B USD +17.9%
Accumulated Other Comprehensive Income (Loss), Net of Tax -216M USD +29.9%
Retained Earnings (Accumulated Deficit) 5B USD +13.4%
Stockholders' Equity Attributable to Parent 5.67B USD +5.45%
Liabilities and Equity 7.22B USD +7.89%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 222M USD +2.14%
Net Cash Provided by (Used in) Financing Activities -201M USD -364%
Net Cash Provided by (Used in) Investing Activities 55.5M USD
Common Stock, Shares Authorized 233M shares 0%
Common Stock, Shares, Issued 99.6M shares -6.41%
Common Stock, Par or Stated Value Per Share 0.02 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 76.6M USD +241%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 92.1M USD -53.3%
Interest Paid, Excluding Capitalized Interest, Operating Activities 15.6M USD +105%
Deferred Tax Assets, Gross 81.8M USD +7.78%
Operating Lease, Liability 36.2M USD -4.81%
Payments to Acquire Property, Plant, and Equipment 221K USD -95.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 807M USD +1.98%
Lessee, Operating Lease, Liability, to be Paid 45.2M USD -6.66%
Property, Plant and Equipment, Gross 84.1M USD +4.86%
Lessee, Operating Lease, Liability, to be Paid, Year Two 4.7M USD -15.2%
Lessee, Operating Lease, Liability, to be Paid, Year One 5.85M USD +10.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) 11.1M USD +18.5%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 9.03M USD -13.5%
Lessee, Operating Lease, Liability, to be Paid, Year Three 4.62M USD +8.93%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 4.41M USD +5.79%
Depreciation, Depletion and Amortization 1.37M USD -1.22%
Share-based Payment Arrangement, Expense 23.9M USD +5.05%
Interest Expense 8.15M USD +3.81%