Embassy Bancorp, Inc. financial data

Symbol
EMYB on OTC
Industry
State Commercial Banks
Location
100 Gateway Drive, Suite 100, Bethlehem, PA
State of incorporation
PA
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 17, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.49K % -9.62%
Return On Assets 0.62 % -18.5%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 7.64M shares +0.37%
Common Stock, Shares, Outstanding 7.63M shares +0.4%
Entity Public Float 72.5M USD -9.84%
Common Stock, Value, Issued 7.79M USD +0.45%
Weighted Average Number of Shares Outstanding, Basic 7.61M shares +0.19%
Weighted Average Number of Shares Outstanding, Diluted 7.61M shares +0.19%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 12.5M USD -19.1%
Income Tax Expense (Benefit) 2.07M USD -26.1%
Net Income (Loss) Attributable to Parent 10.4M USD -17.5%
Earnings Per Share, Basic 1.37 USD/shares -18%
Earnings Per Share, Diluted 1.37 USD/shares -18%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 3.32M USD -11%
Operating Lease, Right-of-Use Asset 6M USD -7.69%
Assets 1.7B USD +2.89%
Liabilities 1.6B USD +3.04%
Accumulated Other Comprehensive Income (Loss), Net of Tax -50.6M USD -15.9%
Retained Earnings (Accumulated Deficit) 123M USD +6.24%
Stockholders' Equity Attributable to Parent 106M USD +0.78%
Liabilities and Equity 1.7B USD +2.89%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 1.81M USD -72.4%
Net Cash Provided by (Used in) Financing Activities 86K USD -99%
Net Cash Provided by (Used in) Investing Activities -21.3M USD -175%
Common Stock, Shares Authorized 20M shares 0%
Common Stock, Shares, Issued 7.79M shares +0.44%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 96.5M USD +22.3%
Interest Paid, Excluding Capitalized Interest, Operating Activities 7.82M USD +432%
Deferred Tax Assets, Gross 19M USD +10.1%
Operating Lease, Liability 6.02M USD -8.82%
Depreciation 269K USD +26.9%
Payments to Acquire Property, Plant, and Equipment 274K USD +226%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 3.51M USD -82.5%
Lessee, Operating Lease, Liability, to be Paid 6.47M USD -8.41%
Property, Plant and Equipment, Gross 11M USD -10.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.88M USD +10.8%
Lessee, Operating Lease, Liability, to be Paid, Year One 1.9M USD +1.06%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 455K USD -5.01%
Lessee, Operating Lease, Liability, to be Paid, Year Three 904K USD -44.5%
Lessee, Operating Lease, Liability, to be Paid, Year Four 814K USD +25.8%
Additional Paid in Capital 28.8M USD +1.97%
Interest Expense 21.6M USD +256%