Live Oak Bancshares, Inc. financial data

Symbol
LOB on NYSE
Industry
State Commercial Banks
Location
1741 Tiburon Drive, Wilmington, NC
State of incorporation
NC
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 18, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.16K % -1.51%
Return On Assets 0.63 % -7.34%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 45.6M shares +1.33%
Entity Public Float 1.2B USD +37.3%
Weighted Average Number of Shares Outstanding, Basic 45M shares +1.48%
Weighted Average Number of Shares Outstanding, Diluted 45.8M shares +1.61%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 89.2M USD +7.73%
Income Tax Expense (Benefit) 11.8M USD +32.3%
Net Income (Loss) Attributable to Parent 77.5M USD +4.84%
Earnings Per Share, Basic 1.72 USD/shares +2.99%
Earnings Per Share, Diluted 1.69 USD/shares +3.05%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 264M USD +2.4%
Operating Lease, Right-of-Use Asset 2.11M USD -24.8%
Goodwill 1.8M USD 0%
Assets 12.9B USD +14.8%
Liabilities 11.9B USD +15.2%
Accumulated Other Comprehensive Income (Loss), Net of Tax -82.3M USD +2.8%
Retained Earnings (Accumulated Deficit) 716M USD +11.3%
Stockholders' Equity Attributable to Parent 999M USD +10.7%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 1B USD +11.2%
Liabilities and Equity 12.9B USD +14.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 90.9M USD -42.6%
Net Cash Provided by (Used in) Financing Activities 203M USD -57.9%
Net Cash Provided by (Used in) Investing Activities -279M USD +53%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 14.9M USD -68.1%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 609M USD +4.51%
Interest Paid, Excluding Capitalized Interest, Operating Activities 103M USD +48.7%
Deferred Tax Assets, Gross 84.1M USD +22%
Operating Lease, Liability 2.64M USD -17.1%
Payments to Acquire Property, Plant, and Equipment 21.7M USD +108%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 79.8M USD -2.02%
Lessee, Operating Lease, Liability, to be Paid 3.22M USD -16.7%
Property, Plant and Equipment, Gross 382M USD +7.6%
Lessee, Operating Lease, Liability, to be Paid, Year Two 539K USD -5.6%
Lessee, Operating Lease, Liability, to be Paid, Year One 603K USD -16%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) -6.89M USD -24.3%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 579K USD -15%
Lessee, Operating Lease, Liability, to be Paid, Year Three 508K USD 0%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 333K USD -33.4%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense 376M USD +119%