Stellar Bancorp, Inc. financial data

Symbol
STEL on NYSE
Location
Houston, TX
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 24 Oct 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 556% % -4.9%
Return On Equity 6% % -16%
Return On Assets 1% % -13%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 51,187,494 shares -4.1%
Common Stock, Shares, Outstanding 51,228,156 shares -4.2%
Entity Public Float $1,110,000,000 USD -0.89%
Common Stock, Value, Issued $512,000 USD -4.3%
Weighted Average Number of Shares Outstanding, Basic 51,283,000 shares -6%
Weighted Average Number of Shares Outstanding, Diluted 51,356,000 shares -5.9%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $127,961,000 USD -13%
Income Tax Expense (Benefit) $26,025,000 USD -13%
Net Income (Loss) Attributable to Parent $101,936,000 USD -13%
Earnings Per Share, Basic 1 USD/shares -11%
Earnings Per Share, Diluted 1 USD/shares -11%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $728,449,000 USD 41%
Property, Plant and Equipment, Net $107,803,000 USD -5.2%
Operating Lease, Right-of-Use Asset $16,204,000 USD -12%
Goodwill $497,318,000 USD 0%
Assets $10,628,113,000 USD -0.02%
Liabilities $8,974,975,000 USD -0.32%
Accumulated Other Comprehensive Income (Loss), Net of Tax $77,872,000 USD 11%
Retained Earnings (Accumulated Deficit) $547,717,000 USD 15%
Stockholders' Equity Attributable to Parent $1,653,138,000 USD 1.7%
Liabilities and Equity $10,628,113,000 USD -0.02%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $5,679,000 USD -118%
Net Cash Provided by (Used in) Financing Activities $492,342,000 USD -723%
Net Cash Provided by (Used in) Investing Activities $147,380,000 USD
Common Stock, Shares Authorized 140,000,000 shares 0%
Common Stock, Shares, Issued 51,228,156 shares -4.2%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $350,641,000 USD -69534%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $728,449,000 USD 41%
Interest Paid, Excluding Capitalized Interest, Operating Activities $50,258,000 USD 11%
Deferred Tax Assets, Gross $73,707,000 USD -8.8%
Operating Lease, Liability $17,197,000 USD -9.7%
Payments to Acquire Property, Plant, and Equipment $770,000 USD 37%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $112,000,000 USD -40%
Lessee, Operating Lease, Liability, to be Paid $20,274,000 USD -11%
Property, Plant and Equipment, Gross $147,149,000 USD -0.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $4,094,000 USD -1.1%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,067,000 USD 9.3%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) $1,008,000 USD -60%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $3,077,000 USD -15%
Lessee, Operating Lease, Liability, to be Paid, Year Three $3,917,000 USD 4.8%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $3,756,000 USD 5%
Operating Lease, Payments $1,051,000 USD -13%
Additional Paid in Capital $1,182,781,000 USD -4.5%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $22,231,000 USD -11%
Share-based Payment Arrangement, Expense $9,400,000 USD -8.7%
Interest Expense $187,867,000 USD 116%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%