Stellar Bancorp, Inc. financial data

Symbol
STEL on NYSE
Location
9 Greenway Plaza, Suite 110, Houston, TX
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Oct 24, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 556 % -4.9%
Return On Equity 6.3 % -16%
Return On Assets 0.96 % -12.8%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 51.2M shares -4.15%
Common Stock, Shares, Outstanding 51.2M shares -4.15%
Entity Public Float 1.11B USD -0.89%
Common Stock, Value, Issued 512K USD -4.3%
Weighted Average Number of Shares Outstanding, Basic 51.3M shares -5.97%
Weighted Average Number of Shares Outstanding, Diluted 51.4M shares -5.91%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 128M USD -13%
Income Tax Expense (Benefit) 26M USD -13.1%
Net Income (Loss) Attributable to Parent 102M USD -12.9%
Earnings Per Share, Basic 1 USD/shares -11.4%
Earnings Per Share, Diluted 1 USD/shares -11.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 728M USD +41.1%
Property, Plant and Equipment, Net 108M USD -5.22%
Operating Lease, Right-of-Use Asset 16.2M USD -11.7%
Goodwill 497M USD 0%
Assets 10.6B USD -0.02%
Liabilities 8.97B USD -0.32%
Accumulated Other Comprehensive Income (Loss), Net of Tax -77.9M USD +11.4%
Retained Earnings (Accumulated Deficit) 548M USD +15.3%
Stockholders' Equity Attributable to Parent 1.65B USD +1.66%
Liabilities and Equity 10.6B USD -0.02%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -5.68M USD -118%
Net Cash Provided by (Used in) Financing Activities -492M USD -723%
Net Cash Provided by (Used in) Investing Activities 147M USD
Common Stock, Shares Authorized 140M shares 0%
Common Stock, Shares, Issued 51.2M shares -4.15%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -351M USD -69534%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 728M USD +41.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities 50.3M USD +10.8%
Deferred Tax Assets, Gross 73.7M USD -8.79%
Operating Lease, Liability 17.2M USD -9.75%
Payments to Acquire Property, Plant, and Equipment 770K USD +36.5%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 112M USD -39.8%
Lessee, Operating Lease, Liability, to be Paid 20.3M USD -10.7%
Property, Plant and Equipment, Gross 147M USD -0.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two 4.09M USD -1.11%
Lessee, Operating Lease, Liability, to be Paid, Year One 1.07M USD +9.32%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) 1.01M USD -59.7%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 3.08M USD -15.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 3.92M USD +4.76%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 3.76M USD +4.98%
Operating Lease, Payments 1.05M USD -12.7%
Additional Paid in Capital 1.18B USD -4.51%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 22.2M USD -10.7%
Share-based Payment Arrangement, Expense 9.4M USD -8.74%
Interest Expense 188M USD +116%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%