Regional Management Corp. financial data

Symbol
RM on NYSE
Industry
Personal Credit Institutions
Location
979 Batesville Road, Suite B, Greer, SC
State of incorporation
DE
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Feb 21, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 423 % -4.08%
Return On Equity 11.9 % +140%
Return On Assets 2.27 % +148%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 9.83M shares -0.65%
Common Stock, Shares, Outstanding 10M shares +2.57%
Entity Public Float 240M USD -2.56%
Common Stock, Value, Issued 1.49M USD +2.4%
Weighted Average Number of Shares Outstanding, Basic 9.64M shares +2.58%
Weighted Average Number of Shares Outstanding, Diluted 9.96M shares +3.79%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 589M USD +6.73%
General and Administrative Expense 248M USD +1.88%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 54.1M USD +160%
Income Tax Expense (Benefit) 12.8M USD +166%
Net Income (Loss) Attributable to Parent 41.2M USD +158%
Earnings Per Share, Basic 4.28 USD/shares +152%
Earnings Per Share, Diluted 4.14 USD/shares +149%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net 9.29M USD -31.9%
Property, Plant and Equipment, Net 13.7M USD -0.8%
Operating Lease, Right-of-Use Asset 38.4M USD +12.1%
Assets 1.91B USD +6.39%
Liabilities 1.55B USD +5.42%
Accumulated Other Comprehensive Income (Loss), Net of Tax 62K USD
Retained Earnings (Accumulated Deficit) 378M USD +8.27%
Stockholders' Equity Attributable to Parent 357M USD +10.8%
Liabilities and Equity 1.91B USD +6.39%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 58.5M USD +11.1%
Net Cash Provided by (Used in) Financing Activities -44.4M USD -48.2%
Net Cash Provided by (Used in) Investing Activities -20.3M USD -0.64%
Common Stock, Shares Authorized 1B shares 0%
Common Stock, Shares, Issued 14.9M shares +2.44%
Common Stock, Par or Stated Value Per Share 0.1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -6.26M USD -352%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 136M USD +5.41%
Interest Paid, Excluding Capitalized Interest, Operating Activities 16.3M USD +10.6%
Deferred Tax Assets, Gross 76.6M USD +6.26%
Operating Lease, Liability 40.6M USD +10.9%
Payments to Acquire Property, Plant, and Equipment 1.03M USD -37.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 41.7M USD +158%
Lessee, Operating Lease, Liability, to be Paid 47.7M USD +11.1%
Property, Plant and Equipment, Gross 46.3M USD +5.01%
Lessee, Operating Lease, Liability, to be Paid, Year Two 10.5M USD +19.5%
Lessee, Operating Lease, Liability, to be Paid, Year One 11M USD +13.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 7.15M USD +11.9%
Lessee, Operating Lease, Liability, to be Paid, Year Three 8.37M USD +19.6%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100M shares 0%
Unrecognized Tax Benefits 984K USD +34.2%
Lessee, Operating Lease, Liability, to be Paid, Year Four 5.69M USD +8.59%
Operating Lease, Payments 2.81M USD +21.2%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization 3.5M USD -14.2%
Deferred Tax Assets, Net of Valuation Allowance 9.29M USD -31.9%
Preferred Stock, Par or Stated Value Per Share 0.1 USD/shares 0%