Enova International, Inc. financial data

Symbol
ENVA on NYSE
Location
Chicago, IL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 24 Oct 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 3.57 % +17.7%
Return On Equity 0.24 % +56.1%
Return On Assets 0.05 % +37.7%
Operating Margin 0.23 % +10.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 24,801,579 shares -5.4%
Common Stock, Shares, Outstanding 24,883,481 shares -5.3%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 24,955,000 shares -5.5%
Weighted Average Number of Shares Outstanding, Diluted 26,472,000 shares -4.5%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 3,041,813,000 USD +21.1%
General and Administrative Expense 160,668,000 USD -4.2%
Operating Income (Loss) 707,981,000 USD +34.3%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 379,647,000 USD +61.3%
Income Tax Expense (Benefit) 86,544,000 USD +57.9%
Net Income (Loss) Attributable to Parent 293,103,000 USD +62.4%
Earnings Per Share, Basic 11 USD/shares +75.4%
Earnings Per Share, Diluted 10 USD/shares +73.1%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 53,600,000 USD -20.6%
Property, Plant and Equipment, Net 128,690,000 USD +9.1%
Operating Lease, Right-of-Use Asset 17,167,000 USD +35.1%
Intangible Assets, Net (Excluding Goodwill) 4,910,000 USD -62.1%
Goodwill 279,275,000 USD 0%
Assets 5,962,237,000 USD +19.8%
Deferred Income Tax Liabilities, Net 286,930,000 USD +32%
Liabilities 4,678,562,000 USD +23.2%
Accumulated Other Comprehensive Income (Loss), Net of Tax -7,872,000 USD +16.5%
Retained Earnings (Accumulated Deficit) 1,927,162,000 USD +17.9%
Stockholders' Equity Attributable to Parent 1,283,675,000 USD +8.9%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 1,283,675,000 USD +8.9%
Liabilities and Equity 5,962,237,000 USD +19.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 391,144,000 USD +12.2%
Net Cash Provided by (Used in) Financing Activities 107,327,000 USD
Net Cash Provided by (Used in) Investing Activities -509,590,000 USD -15%
Common Stock, Shares Authorized 250,000,000 shares 0%
Common Stock, Shares, Issued 47,330,541 shares +1.9%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -10,812,000 USD +92.7%
Deferred Tax Assets, Valuation Allowance 20,478,000 USD +27.7%
Deferred Tax Assets, Gross 77,624,000 USD +33.2%
Operating Lease, Liability 32,247,000 USD +22.4%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 294,653,000 USD +81.7%
Lessee, Operating Lease, Liability, to be Paid 48,566,000 USD +11.2%
Property, Plant and Equipment, Gross 261,245,000 USD +8.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two 4,341,000 USD +27.6%
Lessee, Operating Lease, Liability, to be Paid, Year One 3,471,000 USD +5.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure 0%
Deferred Income Tax Expense (Benefit) 9,189,000 USD -36.8%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 16,401,000 USD -1.3%
Lessee, Operating Lease, Liability, to be Paid, Year Three 6,619,000 USD +77.8%
Deferred Tax Assets, Operating Loss Carryforwards 10,539,000 USD +14.6%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 25,000,000 shares 0%
Unrecognized Tax Benefits 117,900,000 USD +14.5%
Lessee, Operating Lease, Liability, to be Paid, Year Four 6,213,000 USD +24.6%
Operating Lease, Payments 7,735,000 USD -27.7%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense 327,268,000 USD +20.9%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%