Enova International, Inc. financial data

Symbol
ENVA on NYSE
Location
175 West Jackson Blvd., Suite 600, Chicago, IL
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Jul 25, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 346 % +24.5%
Return On Equity 21.4 % +43.6%
Return On Assets 4.78 % +21.6%
Operating Margin 22.7 % +12.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 25M shares -5.24%
Common Stock, Shares, Outstanding 25.1M shares -5.39%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 25.3M shares -6.09%
Weighted Average Number of Shares Outstanding, Diluted 26.6M shares -4.64%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 2.93B USD +23.4%
General and Administrative Expense 160M USD -3.92%
Operating Income (Loss) 665M USD +39.4%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 325M USD +38.3%
Income Tax Expense (Benefit) 68.8M USD +21.4%
Net Income (Loss) Attributable to Parent 256M USD +43.6%
Earnings Per Share, Basic 9 USD/shares +58.3%
Earnings Per Share, Diluted 9 USD/shares +56.8%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 55.6M USD -7.61%
Property, Plant and Equipment, Net 128M USD +11%
Operating Lease, Right-of-Use Asset 17.8M USD +34.9%
Intangible Assets, Net (Excluding Goodwill) 6.92M USD -53.8%
Goodwill 279M USD 0%
Assets 5.72B USD +18.8%
Deferred Income Tax Liabilities, Net 242M USD +111%
Liabilities 4.5B USD +22.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax -8.85M USD +17.6%
Retained Earnings (Accumulated Deficit) 1.85B USD +16.1%
Stockholders' Equity Attributable to Parent 1.23B USD +7.07%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 1.23B USD +7.07%
Liabilities and Equity 5.72B USD +18.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 391M USD +12.2%
Net Cash Provided by (Used in) Financing Activities 107M USD
Net Cash Provided by (Used in) Investing Activities -510M USD -15%
Common Stock, Shares Authorized 250M shares 0%
Common Stock, Shares, Issued 47.2M shares +1.73%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -10.8M USD +92.7%
Deferred Tax Assets, Valuation Allowance 20.5M USD +27.7%
Deferred Tax Assets, Gross 77.6M USD +33.2%
Operating Lease, Liability 32.7M USD +23.2%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 78.1M USD +54.9%
Lessee, Operating Lease, Liability, to be Paid 48.6M USD +11.2%
Property, Plant and Equipment, Gross 261M USD +8.93%
Lessee, Operating Lease, Liability, to be Paid, Year Two 4.34M USD +27.6%
Lessee, Operating Lease, Liability, to be Paid, Year One 3.47M USD +5.37%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure 0%
Deferred Income Tax Expense (Benefit) 9.19M USD -36.8%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 16.4M USD -1.31%
Lessee, Operating Lease, Liability, to be Paid, Year Three 6.62M USD +77.8%
Deferred Tax Assets, Operating Loss Carryforwards 10.5M USD +14.6%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 25M shares 0%
Unrecognized Tax Benefits 112M USD -42.1%
Lessee, Operating Lease, Liability, to be Paid, Year Four 6.21M USD +24.6%
Operating Lease, Payments 7.74M USD -27.7%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense 317M USD +30.9%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%