Enova International, Inc. financial data

Symbol
ENVA on NYSE
Industry
Personal Credit Institutions
Location
175 West Jackson Blvd., Suite 600, Chicago, IL
State of incorporation
DE
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Feb 18, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 321 % +39.3%
Return On Equity 17.9 % +27.3%
Return On Assets 4.25 % -0.24%
Operating Margin 22 % +10.4%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 25.8M shares
Common Stock, Shares, Outstanding 25.8M shares -11.3%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 26.9M shares -12.2%
Weighted Average Number of Shares Outstanding, Diluted 28.2M shares -11.7%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 2.66B USD +25.5%
General and Administrative Expense 157M USD -2.33%
Operating Income (Loss) 585M USD +38.5%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 271M USD +19.3%
Income Tax Expense (Benefit) 61.7M USD +18.3%
Net Income (Loss) Attributable to Parent 209M USD +19.6%
Earnings Per Share, Basic 7.78 USD/shares +36.3%
Earnings Per Share, Diluted 7.43 USD/shares +35.3%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 73.9M USD +36%
Property, Plant and Equipment, Net 120M USD +10.4%
Operating Lease, Right-of-Use Asset 18.2M USD +27.7%
Intangible Assets, Net (Excluding Goodwill) 11M USD -42.4%
Goodwill 279M USD 0%
Assets 5.27B USD +14.8%
Deferred Income Tax Liabilities, Net 224M USD +97.3%
Liabilities 4.07B USD +21.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax -13.7M USD -119%
Retained Earnings (Accumulated Deficit) 1.7B USD +14.1%
Stockholders' Equity Attributable to Parent 1.2B USD -3.49%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 1.2B USD -3.49%
Liabilities and Equity 5.27B USD +14.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 349M USD +23.6%
Net Cash Provided by (Used in) Financing Activities -54M USD -261%
Net Cash Provided by (Used in) Investing Activities -443M USD -116%
Common Stock, Shares Authorized 250M shares 0%
Common Stock, Shares, Issued 46.5M shares +2.61%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -149M USD -235%
Deferred Tax Assets, Valuation Allowance 20.5M USD +27.7%
Deferred Tax Assets, Gross 77.6M USD +33.2%
Operating Lease, Liability 32.2M USD +18.9%
Lessee, Operating Lease, Liability, to be Paid 48.6M USD +11.2%
Property, Plant and Equipment, Gross 261M USD +8.93%
Lessee, Operating Lease, Liability, to be Paid, Year Two 4.34M USD +27.6%
Lessee, Operating Lease, Liability, to be Paid, Year One 3.47M USD +5.37%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure 0%
Deferred Income Tax Expense (Benefit) 14.5M USD +252%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 16.4M USD -1.31%
Lessee, Operating Lease, Liability, to be Paid, Year Three 6.62M USD +77.8%
Deferred Tax Assets, Operating Loss Carryforwards 10.5M USD +14.6%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 25M shares 0%
Unrecognized Tax Benefits 99.3M USD -42.8%
Lessee, Operating Lease, Liability, to be Paid, Year Four 6.21M USD +24.6%
Operating Lease, Payments 7.74M USD -27.7%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense 290M USD +49.1%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%