Oportun Financial Corp financial data

Symbol
OPRT on Nasdaq
Location
San Carlos, CA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 05 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 768% % -3.9%
Return On Assets 1% %

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 44,129,020 shares 23%
Common Stock, Shares, Outstanding 44,091,945 shares 23%
Entity Public Float $72,100,000 USD -48%
Common Stock, Value, Issued $8,000 USD 14%
Weighted Average Number of Shares Outstanding, Basic 46,711,134 shares 17%
Weighted Average Number of Shares Outstanding, Diluted 48,310,110 shares 21%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $959,884,000 USD -5.3%
Revenue from Contract with Customer, Excluding Assessed Tax $19,181,000 USD -22%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $41,422,000 USD
Income Tax Expense (Benefit) $10,842,000 USD
Net Income (Loss) Attributable to Parent $30,580,000 USD
Earnings Per Share, Basic 0 USD/shares
Earnings Per Share, Diluted 0 USD/shares

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $104,611,000 USD 46%
Deferred Income Tax Assets, Net $69,469,000 USD -15%
Property, Plant and Equipment, Net $1,977,000 USD -49%
Operating Lease, Right-of-Use Asset $9,621,000 USD -0.47%
Assets $3,186,179,000 USD -2%
Liabilities $2,802,325,000 USD -4.2%
Retained Earnings (Accumulated Deficit) $230,689,000 USD 12%
Stockholders' Equity Attributable to Parent $383,854,000 USD 17%
Liabilities and Equity $3,186,179,000 USD -2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $100,977,000 USD 18%
Net Cash Provided by (Used in) Financing Activities $29,109,000 USD 78%
Net Cash Provided by (Used in) Investing Activities $55,520,000 USD -252%
Common Stock, Shares Authorized 1,000,000,000 shares 0%
Common Stock, Shares, Issued 44,363,968 shares 22%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $16,348,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $223,956,000 USD -2%
Interest Paid, Excluding Capitalized Interest, Operating Activities $50,447,000 USD -11%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $113,231,000 USD 23%
Operating Lease, Liability $14,132,000 USD -33%
Depreciation $2,100,000 USD -49%
Lessee, Operating Lease, Liability, to be Paid $15,584,000 USD -32%
Property, Plant and Equipment, Gross $41,054,000 USD -3.3%
Lessee, Operating Lease, Liability, to be Paid, Year Two $3,328,000 USD -37%
Lessee, Operating Lease, Liability, to be Paid, Year One $6,500,000 USD -43%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 20%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,452,000 USD -25%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,713,000 USD -19%
Deferred Tax Assets, Operating Loss Carryforwards $70,534,000 USD 2.7%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100,000,000 shares 0%
Unrecognized Tax Benefits $12,439,000 USD 44%
Lessee, Operating Lease, Liability, to be Paid, Year Four $769,000 USD -3.4%
Operating Lease, Payments $2,818,000 USD -15%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $5,400,000 USD -32%
Share-based Payment Arrangement, Expense $10,875,000 USD -28%