Oportun Financial Corp financial data

Symbol
OPRT on Nasdaq
Industry
Finance Services
Location
2 Circle Star Way, San Carlos, CA
State of incorporation
DE
Fiscal year end
December 31
Former names
Progreso Financiero Holdings, Inc. (to 9/10/2013)
Latest financial report
10-K - Q4 2024 - Feb 20, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 818 % +19.4%
Return On Assets -2.42 % +53.6%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 36.1M shares
Common Stock, Shares, Outstanding 36.1M shares +4.77%
Entity Public Float 72.1M USD -47.6%
Common Stock, Value, Issued 7K USD 0%
Weighted Average Number of Shares Outstanding, Basic 40.4M shares +9.44%
Weighted Average Number of Shares Outstanding, Diluted 40.4M shares +9.44%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 1B USD -5.22%
Revenue from Contract with Customer, Excluding Assessed Tax 22.7M USD -11.3%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -115M USD +54.6%
Income Tax Expense (Benefit) -36.5M USD +50.5%
Net Income (Loss) Attributable to Parent -78.7M USD +56.3%
Earnings Per Share, Basic -1.95 USD/shares +60%
Earnings Per Share, Diluted -1.95 USD/shares +60%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 60M USD -34.2%
Deferred Income Tax Assets, Net 82.4M USD +71.3%
Property, Plant and Equipment, Net 2.98M USD -57.4%
Operating Lease, Right-of-Use Asset 9.78M USD -53.7%
Assets 3.23B USD -5.42%
Deferred Income Tax Liabilities, Net 0 USD -100%
Liabilities 2.87B USD -4.46%
Retained Earnings (Accumulated Deficit) -253M USD -45.3%
Stockholders' Equity Attributable to Parent 354M USD -12.5%
Liabilities and Equity 3.23B USD -5.42%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 85.9M USD +11.8%
Net Cash Provided by (Used in) Financing Activities -132M USD -237%
Net Cash Provided by (Used in) Investing Activities 36.5M USD
Common Stock, Shares Authorized 1B shares 0%
Common Stock, Shares, Issued 36.4M shares +4.73%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -9.46M USD -399%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 215M USD +4.18%
Interest Paid, Excluding Capitalized Interest, Operating Activities 56.7M USD +51.3%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 113M USD +22.5%
Operating Lease, Liability 19.4M USD -31.6%
Depreciation 3.5M USD -18.6%
Lessee, Operating Lease, Liability, to be Paid 21.2M USD -30.4%
Property, Plant and Equipment, Gross 40.6M USD -17%
Lessee, Operating Lease, Liability, to be Paid, Year Two 5.66M USD -47.8%
Lessee, Operating Lease, Liability, to be Paid, Year One 11.6M USD -9.58%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1.8M USD -14.3%
Lessee, Operating Lease, Liability, to be Paid, Year Three 2.43M USD -48.2%
Deferred Tax Assets, Operating Loss Carryforwards 70.5M USD +2.7%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100M shares 0%
Unrecognized Tax Benefits 12.4M USD +43.8%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.01M USD -39.4%
Operating Lease, Payments 3.33M USD -10.7%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 7.5M USD -2.6%
Share-based Payment Arrangement, Expense 13M USD -30.1%