Oportun Financial Corp financial data

Symbol
OPRT on Nasdaq
Location
2 Circle Star Way, San Carlos, CA
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 5, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 768 % -3.86%
Return On Assets 0.95 %

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 44.1M shares +22.7%
Common Stock, Shares, Outstanding 44.1M shares +22.6%
Entity Public Float 72.1M USD -47.6%
Common Stock, Value, Issued 8K USD +14.3%
Weighted Average Number of Shares Outstanding, Basic 46.7M shares +16.9%
Weighted Average Number of Shares Outstanding, Diluted 48.3M shares +20.9%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 960M USD -5.29%
Revenue from Contract with Customer, Excluding Assessed Tax 19.2M USD -21.6%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 41.4M USD
Income Tax Expense (Benefit) 10.8M USD
Net Income (Loss) Attributable to Parent 30.6M USD
Earnings Per Share, Basic 0 USD/shares
Earnings Per Share, Diluted 0 USD/shares

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 105M USD +45.6%
Deferred Income Tax Assets, Net 69.5M USD -15.1%
Property, Plant and Equipment, Net 1.98M USD -49.2%
Operating Lease, Right-of-Use Asset 9.62M USD -0.47%
Assets 3.19B USD -2%
Deferred Income Tax Liabilities, Net 0 USD -100%
Liabilities 2.8B USD -4.15%
Retained Earnings (Accumulated Deficit) -231M USD +11.7%
Stockholders' Equity Attributable to Parent 384M USD +17.2%
Liabilities and Equity 3.19B USD -2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 101M USD +17.6%
Net Cash Provided by (Used in) Financing Activities -29.1M USD +77.9%
Net Cash Provided by (Used in) Investing Activities -55.5M USD -252%
Common Stock, Shares Authorized 1B shares 0%
Common Stock, Shares, Issued 44.4M shares +22.4%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 16.3M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 224M USD -2%
Interest Paid, Excluding Capitalized Interest, Operating Activities 50.4M USD -11%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 113M USD +22.5%
Operating Lease, Liability 14.1M USD -32.9%
Depreciation 2.1M USD -48.8%
Lessee, Operating Lease, Liability, to be Paid 15.6M USD -32.3%
Property, Plant and Equipment, Gross 41.1M USD -3.26%
Lessee, Operating Lease, Liability, to be Paid, Year Two 3.33M USD -37.4%
Lessee, Operating Lease, Liability, to be Paid, Year One 6.5M USD -42.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure +20.1%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1.45M USD -25.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.71M USD -18.7%
Deferred Tax Assets, Operating Loss Carryforwards 70.5M USD +2.7%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100M shares 0%
Unrecognized Tax Benefits 12.4M USD +43.8%
Lessee, Operating Lease, Liability, to be Paid, Year Four 769K USD -3.39%
Operating Lease, Payments 2.82M USD -15.3%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 5.4M USD -32.5%
Share-based Payment Arrangement, Expense 10.9M USD -27.6%