NMI Holdings, Inc. financial data

Symbol
NMIH on Nasdaq
Location
2100 Powell Street, 12 Th Floor, Emeryville, CA
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Jul 30, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 49.9 % -5.19%
Return On Equity 16.5 % -8.33%
Return On Assets 11 % -6.69%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 77.6M shares -2.63%
Common Stock, Shares, Outstanding 77.7M shares -2.57%
Entity Public Float 2.2B USD +28.8%
Weighted Average Number of Shares Outstanding, Basic 78M shares -2.66%
Weighted Average Number of Shares Outstanding, Diluted 79.3M shares -2.51%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 680M USD +9.99%
Costs and Expenses 194M USD +12.9%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 485M USD +8.86%
Income Tax Expense (Benefit) 107M USD +10.6%
Net Income (Loss) Attributable to Parent 378M USD +8.38%
Earnings Per Share, Basic 4 USD/shares +11.6%
Earnings Per Share, Diluted 4 USD/shares +11.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 23.8M USD -17.5%
Operating Lease, Right-of-Use Asset 8.2M USD -9.89%
Goodwill 3.24M USD 0%
Assets 3.59B USD +15.8%
Deferred Income Tax Liabilities, Net 441M USD +26.7%
Liabilities 1.17B USD +10.9%
Accumulated Other Comprehensive Income (Loss), Net of Tax -72.8M USD +51.9%
Retained Earnings (Accumulated Deficit) 1.78B USD +26.9%
Stockholders' Equity Attributable to Parent 2.42B USD +18.3%
Liabilities and Equity 3.59B USD +15.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 101M USD -9.34%
Net Cash Provided by (Used in) Financing Activities -33.6M USD -9.12%
Net Cash Provided by (Used in) Investing Activities -47.7M USD -26.2%
Common Stock, Shares Authorized 250M shares 0%
Common Stock, Shares, Issued 88.4M shares +0.53%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 19.9M USD -53.8%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 84M USD +34.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities 18.7M USD
Deferred Tax Assets, Valuation Allowance 9.49M USD +3.46%
Deferred Tax Assets, Gross 52.6M USD -8.61%
Operating Lease, Liability 10.3M USD -9.97%
Payments to Acquire Property, Plant, and Equipment 1.71M USD -22%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 456M USD +18.7%
Lessee, Operating Lease, Liability, to be Paid 12.2M USD -13%
Property, Plant and Equipment, Gross 111M USD +4.99%
Lessee, Operating Lease, Liability, to be Paid, Year Two 2.21M USD +3.9%
Lessee, Operating Lease, Liability, to be Paid, Year One 2.37M USD +14.1%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1.89M USD -26.7%
Lessee, Operating Lease, Liability, to be Paid, Year Three 2.26M USD +3.01%
Deferred Tax Assets, Operating Loss Carryforwards 8.87M USD -0.46%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 2.32M USD +2.93%
Additional Paid in Capital 1.01B USD +1.3%
Deferred Tax Assets, Net of Valuation Allowance 43.1M USD -10.9%
Interest Expense 32.2M USD +0.16%