Synchrony Financial financial data

Symbol
SYF, SYF-PA, SYF-PB on NYSE
Location
777 Long Ridge Road, Stamford, CT
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Oct 22, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 613 % -10.9%
Return On Equity 21.3 % +2.06%
Return On Assets 2.99 % +12.8%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 360M shares -7.49%
Common Stock, Shares, Outstanding 360M shares -7.47%
Entity Public Float 18.6B USD +31.5%
Common Stock, Value, Issued 1M USD 0%
Weighted Average Number of Shares Outstanding, Basic 366M shares -6.73%
Weighted Average Number of Shares Outstanding, Diluted 370M shares -6.71%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 4.64B USD +12.7%
Income Tax Expense (Benefit) 1.07B USD +11.8%
Net Income (Loss) Attributable to Parent 3.58B USD +13%
Earnings Per Share, Basic 9 USD/shares +19.8%
Earnings Per Share, Diluted 9 USD/shares +19.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 16.2B USD -9.42%
Goodwill 1.27B USD 0%
Assets 117B USD -1.88%
Liabilities 99.9B USD -3.23%
Retained Earnings (Accumulated Deficit) 24B USD +14.3%
Stockholders' Equity Attributable to Parent 17.1B USD +6.79%
Liabilities and Equity 117B USD -1.88%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 2.2B USD -2.14%
Net Cash Provided by (Used in) Financing Activities 2.12B USD -18.6%
Net Cash Provided by (Used in) Investing Activities 3.6B USD +352%
Common Stock, Shares Authorized 4B shares 0%
Common Stock, Shares, Issued 834M shares 0%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 16.3B USD -9.42%
Deferred Tax Assets, Valuation Allowance 20M USD +11.1%
Deferred Tax Assets, Gross 3.07B USD +4.28%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 3.58B USD +11.5%
Deferred Income Tax Expense (Benefit) 54M USD +100%
Preferred Stock, Shares Issued 1.25M shares 0%
Preferred Stock, Shares Authorized 1.25M shares 0%
Unrecognized Tax Benefits 236M USD +1.72%
Additional Paid in Capital 9.87B USD +0.45%
Preferred Stock, Shares Outstanding 1.25M shares 0%
Depreciation, Depletion and Amortization 125M USD +5.04%
Deferred Tax Assets, Net of Valuation Allowance 3.05B USD +4.24%
Interest Expense 4.14B USD +105%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%