Pathfinder Bancorp, Inc. financial data

Symbol
PBHC on Nasdaq
Industry
State Commercial Banks
Location
214 West First Street, Oswego, NY
State of incorporation
MD
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 31, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.1K % -2.76%
Return On Equity 2.77 % -65.7%
Return On Assets 0.23 % -65.5%

Shares

Label TTM Value / Value Unit Change %
Common Stock, Shares, Outstanding 4.72M shares 0%
Entity Public Float 67.5M USD -0.88%

Income Statement

Label TTM Value / Value Unit Change %
General and Administrative Expense 539K USD -26.7%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 5.16M USD -56.2%
Income Tax Expense (Benefit) 332K USD -85.9%
Net Income (Loss) Attributable to Parent 3.38M USD -63.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 19M USD +3.08%
Operating Lease, Right-of-Use Asset 1.39M USD -8.85%
Intangible Assets, Net (Excluding Goodwill) 5.99M USD +6946%
Goodwill 5.06M USD +11.5%
Assets 1.47B USD +0.62%
Liabilities 1.35B USD +0.58%
Accumulated Other Comprehensive Income (Loss), Net of Tax -9.14M USD +4.8%
Retained Earnings (Accumulated Deficit) 77.8M USD +2.31%
Stockholders' Equity Attributable to Parent 121M USD +1.66%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 121M USD +1.02%
Liabilities and Equity 1.47B USD +0.62%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 504K USD -91.7%
Net Cash Provided by (Used in) Financing Activities -12.6M USD -907%
Net Cash Provided by (Used in) Investing Activities -7.4M USD +29.9%
Common Stock, Shares, Issued 4.75M shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -19.5M USD -559%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 31.6M USD -35.2%
Interest Paid, Excluding Capitalized Interest, Operating Activities 9.49M USD +1825%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 10.4M USD +10.4%
Operating Lease, Liability 1.59M USD -7.01%
Depreciation 339K USD -4.51%
Payments to Acquire Property, Plant, and Equipment 230K USD +36.9%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 3.84M USD -67.6%
Property, Plant and Equipment, Gross 44M USD +4.54%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Operating Lease, Payments 182K USD -9.45%
Additional Paid in Capital 52.8M USD -0.69%
Amortization of Intangible Assets 5K USD 0%
Interest Expense 35.5M USD +93%