Pathfinder Bancorp, Inc. financial data

Symbol
PBHC on Nasdaq
Location
Oswego, NY
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 14 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.1K % -0.83%
Return On Equity 6.07 % +268%
Return On Assets 0.51 % +269%

Shares

Label TTM Value / Value Unit Change %
Common Stock, Shares, Outstanding 4.72M shares 0%
Entity Public Float 67.5M USD -0.88%

Income Statement

Label TTM Value / Value Unit Change %
General and Administrative Expense 429K USD -36.4%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 10.2M USD +295%
Income Tax Expense (Benefit) 1.29M USD +200%
Net Income (Loss) Attributable to Parent 7.54M USD +275%
Earnings Per Share, Diluted 0.47 USD/shares +14.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 18.8M USD -1.21%
Operating Lease, Right-of-Use Asset 1.12M USD -21.1%
Intangible Assets, Net (Excluding Goodwill) 5.52M USD -11.2%
Goodwill 5.06M USD -12.1%
Assets 1.47B USD -0.73%
Liabilities 1.35B USD -1.18%
Accumulated Other Comprehensive Income (Loss), Net of Tax -7.26M USD -8.06%
Retained Earnings (Accumulated Deficit) 79.6M USD +8%
Stockholders' Equity Attributable to Parent 126M USD +5.07%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 126M USD +4.33%
Liabilities and Equity 1.47B USD -0.73%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 5.7M USD +1030%
Net Cash Provided by (Used in) Financing Activities 16.1M USD
Net Cash Provided by (Used in) Investing Activities -1.87M USD +74.7%
Common Stock, Shares, Issued 4.75M shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 19.9M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 40.6M USD +14.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities 7.73M USD -18.5%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 10.4M USD +10.4%
Operating Lease, Liability 1.33M USD -18.2%
Depreciation 413K USD +21.8%
Payments to Acquire Property, Plant, and Equipment 637K USD +177%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 7M USD -19.1%
Property, Plant and Equipment, Gross 44M USD +4.54%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Operating Lease, Payments 165K USD -8.84%
Additional Paid in Capital 54M USD +1.4%
Amortization of Intangible Assets 143K USD +2760%
Interest Expense 35.5M USD +93%