Nerdwallet, Inc. financial data

Symbol
NRDS on Nasdaq
Location
55 Hawthorne Street, 10 Th Floor, San Francisco, CA
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 324 % -19.1%
Debt-to-equity 23.1 % +25.8%
Return On Equity 19.2 %
Return On Assets 15.6 %
Operating Margin 6.86 % +724%

Shares

Label TTM Value / Value Unit Change %
Common Stock, Shares, Outstanding 74.7M shares +0.95%
Entity Public Float 570M USD +58.3%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 75.7M shares -2.2%
Weighted Average Number of Shares Outstanding, Diluted 76.9M shares -3.03%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 795M USD +24.7%
Cost of Revenue 66.8M USD +10.2%
Research and Development Expense 66.5M USD -23.3%
Selling and Marketing Expense 552M USD +30.5%
General and Administrative Expense 55.7M USD -10.7%
Costs and Expenses 741M USD +17.1%
Operating Income (Loss) 54.5M USD +928%
Nonoperating Income (Expense) -5.5M USD -228%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 49M USD +410%
Income Tax Expense (Benefit) -24.3M USD -221%
Net Income (Loss) Attributable to Parent 73.3M USD +26200%
Earnings Per Share, Basic 0 USD/shares
Earnings Per Share, Diluted 0 USD/shares

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 121M USD +68.2%
Other Assets, Current 2M USD +42.9%
Assets, Current 275M USD +42%
Deferred Income Tax Assets, Net 45.6M USD
Property, Plant and Equipment, Net 32.7M USD -27.8%
Operating Lease, Right-of-Use Asset 7.6M USD +40.7%
Goodwill 116M USD +3.49%
Other Assets, Noncurrent 3.1M USD -67.4%
Assets 493M USD +22.5%
Accounts Payable, Current 13.6M USD +9.68%
Contract with Customer, Liability, Current 200K USD -95.1%
Liabilities, Current 74.4M USD +11.9%
Deferred Income Tax Liabilities, Net 200K USD -71.4%
Operating Lease, Liability, Noncurrent 6.6M USD +61%
Other Liabilities, Noncurrent 16M USD +18.5%
Liabilities 90.4M USD +13%
Accumulated Other Comprehensive Income (Loss), Net of Tax -100K USD
Retained Earnings (Accumulated Deficit) -151M USD +23.3%
Stockholders' Equity Attributable to Parent 402M USD +24.8%
Liabilities and Equity 493M USD +22.5%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 26.7M USD +17.6%
Net Cash Provided by (Used in) Financing Activities 3.8M USD +192%
Net Cash Provided by (Used in) Investing Activities -4.6M USD +65.9%
Common Stock, Shares Authorized 297M shares 0%
Common Stock, Shares, Issued 74.7M shares +0.95%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 25.9M USD +147%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 121M USD +68.2%
Interest Paid, Excluding Capitalized Interest, Operating Activities 100K USD 0%
Deferred Tax Assets, Valuation Allowance 14.1M USD -64.8%
Deferred Tax Assets, Gross 78.3M USD +17.4%
Operating Lease, Liability 4M USD
Payments to Acquire Property, Plant, and Equipment 200K USD
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 73.2M USD +6400%
Lessee, Operating Lease, Liability, to be Paid 4.7M USD
Property, Plant and Equipment, Gross 133M USD +3.27%
Operating Lease, Liability, Current 1.9M USD -32.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.4M USD -44%
Lessee, Operating Lease, Liability, to be Paid, Year One 2.6M USD -31.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 700K USD -36.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.3M USD +8.33%
Deferred Tax Assets, Operating Loss Carryforwards 3.2M USD -17.9%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5M shares 0%
Unrecognized Tax Benefits 13.6M USD +14.3%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.3M USD 0%
Operating Lease, Payments 1M USD 0%
Additional Paid in Capital 554M USD +6.59%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization 12.7M USD +4.1%
Share-based Payment Arrangement, Expense 28.7M USD -25.8%
Interest Expense 800K USD -68%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%