BayFirst Financial Corp. financial data

Symbol
BAFN on Nasdaq
Industry
State Commercial Banks
Location
700 Central Avenue, Suite 102, St Petersburg, FL
State of incorporation
FL
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 25, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.08K % +0.79%
Return On Equity 12.2 % +100%
Return On Assets 1.03 % +98.6%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4.15M shares +0.3%
Common Stock, Shares, Outstanding 4.13M shares +0.55%
Entity Public Float 40.9M USD -28.6%
Weighted Average Number of Shares Outstanding, Basic 4.13M shares +0.8%
Weighted Average Number of Shares Outstanding, Diluted 4.59M shares +0.15%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 17M USD +111%
Income Tax Expense (Benefit) 4.32M USD +104%
Net Income (Loss) Attributable to Parent 12.6M USD +121%
Earnings Per Share, Basic 2.68 USD/shares +131%
Earnings Per Share, Diluted 2.62 USD/shares +134%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 77.8M USD +33.2%
Deferred Income Tax Assets, Net 0 USD -100%
Property, Plant and Equipment, Net 33.2M USD -14.5%
Operating Lease, Right-of-Use Asset 15.8M USD +555%
Assets 1.29B USD +15.3%
Deferred Income Tax Liabilities, Net 301K USD -37.6%
Liabilities 1.18B USD +15.8%
Common Stocks, Including Additional Paid in Capital 54.8M USD +0.45%
Accumulated Other Comprehensive Income (Loss), Net of Tax -2.96M USD +0.84%
Retained Earnings (Accumulated Deficit) 44.1M USD +28.3%
Stockholders' Equity Attributable to Parent 111M USD +10.1%
Liabilities and Equity 1.29B USD +15.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 124M USD +89.5%
Net Cash Provided by (Used in) Financing Activities 26.3M USD -80.8%
Net Cash Provided by (Used in) Investing Activities -151M USD -10.1%
Common Stock, Shares Authorized 15M shares 0%
Common Stock, Shares, Issued 4.13M shares +0.55%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -880K USD -101%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 77.8M USD +33.2%
Interest Paid, Excluding Capitalized Interest, Operating Activities 9.73M USD +93%
Deferred Tax Assets, Gross 11.9M USD +17.9%
Operating Lease, Liability 14.5M USD +348%
Depreciation 2.25M USD +13.4%
Payments to Acquire Property, Plant, and Equipment 1M USD -65.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 12.6M USD +95.9%
Lessee, Operating Lease, Liability, to be Paid 23.5M USD +596%
Property, Plant and Equipment, Gross 41.9M USD -9.52%
Lessee, Operating Lease, Liability, to be Paid, Year Two 2.12M USD +106%
Lessee, Operating Lease, Liability, to be Paid, Year One 2.03M USD +83.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure +169%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 9.01M USD +6332%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.75M USD +110%
Deferred Tax Assets, Operating Loss Carryforwards 16K USD -99.3%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.31M USD +218%
Operating Lease, Payments 813K USD -29.2%
Depreciation, Depletion and Amortization 551K USD +3.38%
Interest Expense 37.3M USD +200%