BayFirst Financial Corp. financial data

Symbol
BAFN on Nasdaq
Location
700 Central Avenue, Suite 102, St Petersburg, FL
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 11, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.1K % +3.21%
Return On Equity 8.66 % +62.8%
Return On Assets 0.72 % +59.1%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4.13M shares -0.01%
Common Stock, Shares, Outstanding 4.13M shares 0%
Entity Public Float 40.9M USD -28.6%
Weighted Average Number of Shares Outstanding, Basic 4.13M shares -0.07%
Weighted Average Number of Shares Outstanding, Diluted 4.13M shares -0.07%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 12.5M USD +68.2%
Income Tax Expense (Benefit) 3.13M USD +54.7%
Net Income (Loss) Attributable to Parent 9.34M USD +77.3%
Earnings Per Share, Basic 1 USD/shares +94.8%
Earnings Per Share, Diluted 1 USD/shares +96.8%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 77.3M USD +27.2%
Deferred Income Tax Assets, Net 0 USD -100%
Property, Plant and Equipment, Net 33.2M USD -14.5%
Operating Lease, Right-of-Use Asset 15.2M USD +558%
Assets 1.34B USD +10.3%
Deferred Income Tax Liabilities, Net 895K USD -10.5%
Liabilities 1.24B USD +10.6%
Common Stocks, Including Additional Paid in Capital 54.7M USD -0.06%
Accumulated Other Comprehensive Income (Loss), Net of Tax -2.37M USD +23.9%
Retained Earnings (Accumulated Deficit) 41.1M USD +18.7%
Stockholders' Equity Attributable to Parent 108M USD +7.19%
Liabilities and Equity 1.34B USD +10.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 74.2M USD -40%
Net Cash Provided by (Used in) Financing Activities 3.87M USD -85.3%
Net Cash Provided by (Used in) Investing Activities -92.7M USD +38.5%
Common Stock, Shares Authorized 15M shares 0%
Common Stock, Shares, Issued 4.13M shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -14.6M USD -1563%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 77.3M USD +27.2%
Interest Paid, Excluding Capitalized Interest, Operating Activities 9.67M USD -0.62%
Deferred Tax Assets, Gross 11.9M USD +17.9%
Operating Lease, Liability 13.8M USD +418%
Depreciation 2.25M USD +13.4%
Payments to Acquire Property, Plant, and Equipment 73K USD -92.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 10.1M USD +87%
Lessee, Operating Lease, Liability, to be Paid 22.4M USD +710%
Property, Plant and Equipment, Gross 41.9M USD -9.52%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.75M USD +92.8%
Lessee, Operating Lease, Liability, to be Paid, Year One 2.12M USD +124%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure +143%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 8.6M USD +8416%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.31M USD +181%
Deferred Tax Assets, Operating Loss Carryforwards 16K USD -99.3%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.34M USD
Operating Lease, Payments 860K USD -5.91%
Depreciation, Depletion and Amortization 553K USD +0.36%
Interest Expense 37.3M USD +200%