BayFirst Financial Corp. financial data

Symbol
BAFN on Nasdaq
Location
St Petersburg, FL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 12 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.16K % +8.44%
Return On Equity -10.2 % -331%
Return On Assets -0.81 % -314%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4.11M shares -0.56%
Common Stock, Shares, Outstanding 4.12M shares -0.42%
Entity Public Float 40.9M USD -28.6%
Weighted Average Number of Shares Outstanding, Basic 4.14M shares +0.02%
Weighted Average Number of Shares Outstanding, Diluted 4.14M shares +0.02%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -15M USD -337%
Income Tax Expense (Benefit) -4.26M USD -344%
Net Income (Loss) Attributable to Parent -10.7M USD -339%
Earnings Per Share, Basic -2 USD/shares -504%
Earnings Per Share, Diluted -3 USD/shares -530%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 119M USD +84.1%
Deferred Income Tax Assets, Net 5.84M USD
Property, Plant and Equipment, Net 33.2M USD -14.5%
Operating Lease, Right-of-Use Asset 14.8M USD +635%
Assets 1.35B USD +8.1%
Deferred Income Tax Liabilities, Net 0 USD -100%
Liabilities 1.26B USD +9.93%
Common Stocks, Including Additional Paid in Capital 54.8M USD -0.03%
Accumulated Other Comprehensive Income (Loss), Net of Tax -2.07M USD +10.5%
Retained Earnings (Accumulated Deficit) 21.8M USD -37.7%
Stockholders' Equity Attributable to Parent 89.7M USD -12.3%
Liabilities and Equity 1.35B USD +8.1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 74.2M USD -40%
Net Cash Provided by (Used in) Financing Activities 3.87M USD -85.3%
Net Cash Provided by (Used in) Investing Activities -92.7M USD +38.5%
Common Stock, Shares Authorized 15M shares 0%
Common Stock, Shares, Issued 4.12M shares -0.42%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -14.6M USD -1563%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 119M USD +84.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities 9.67M USD -0.62%
Deferred Tax Assets, Gross 11.9M USD +17.9%
Operating Lease, Liability 13.6M USD +497%
Depreciation 2.25M USD +13.4%
Payments to Acquire Property, Plant, and Equipment 73K USD -92.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent -10.5M USD -281%
Lessee, Operating Lease, Liability, to be Paid 21.9M USD +832%
Property, Plant and Equipment, Gross 41.9M USD -9.52%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.75M USD +104%
Lessee, Operating Lease, Liability, to be Paid, Year One 2.12M USD +136%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure +137%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 8.34M USD +10458%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.31M USD +198%
Deferred Tax Assets, Operating Loss Carryforwards 16K USD -99.3%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.34M USD
Operating Lease, Payments 951K USD +21.3%
Depreciation, Depletion and Amortization 553K USD +0.36%
Interest Expense 37.3M USD +200%