Velocity Financial, Inc. financial data

Symbol
VEL on NYSE
Location
Westlake Village, CA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 978% % 4.4%
Return On Equity 16% % 11%
Return On Assets 1% % 6.6%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 38,900,030 shares 17%
Common Stock, Shares, Outstanding 38,900,030 shares 17%
Entity Public Float $161,400,000 USD 60%
Common Stock, Value, Issued $396,000 USD 18%
Weighted Average Number of Shares Outstanding, Basic 38,073,000 shares 16%
Weighted Average Number of Shares Outstanding, Diluted 38,800,000 shares 8.1%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $128,229,000 USD 48%
Income Tax Expense (Benefit) $37,194,000 USD 70%
Net Income (Loss) Attributable to Parent $90,844,000 USD 39%
Earnings Per Share, Basic 2 USD/shares 27%
Earnings Per Share, Diluted 2 USD/shares 30%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $98,964,000 USD 124%
Deferred Income Tax Assets, Net $16,625,000 USD 15%
Property, Plant and Equipment, Net $1,481,000 USD -13%
Operating Lease, Right-of-Use Asset $2,501,000 USD -1.7%
Goodwill $6,775,000 USD 0%
Assets $6,958,683,000 USD 34%
Liabilities $6,321,227,000 USD 34%
Accumulated Other Comprehensive Income (Loss), Net of Tax $2,917,000 USD -9.9%
Retained Earnings (Accumulated Deficit) $267,582,000 USD 51%
Stockholders' Equity Attributable to Parent $634,259,000 USD 31%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $637,456,000 USD 31%
Liabilities and Equity $6,958,683,000 USD 34%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $3,536,000 USD -67%
Net Cash Provided by (Used in) Financing Activities $401,508,000 USD 102%
Net Cash Provided by (Used in) Investing Activities $401,413,000 USD -89%
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 39,508,370 shares 19%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $3,631,000 USD
Interest Paid, Excluding Capitalized Interest, Operating Activities $78,344,000 USD 33%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $15,804,000 USD 135%
Operating Lease, Liability $2,700,000 USD 0%
Payments to Acquire Property, Plant, and Equipment $80,000 USD 95%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $90,582,000 USD 47%
Lessee, Operating Lease, Liability, to be Paid $3,370,000 USD 3.6%
Property, Plant and Equipment, Gross $9,632,000 USD -7.4%
Lessee, Operating Lease, Liability, to be Paid, Year Two $604,000 USD 18%
Lessee, Operating Lease, Liability, to be Paid, Year One $732,000 USD -43%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure 13%
Deferred Income Tax Expense (Benefit) $2,963,000 USD 517%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $670,000 USD 21%
Lessee, Operating Lease, Liability, to be Paid, Year Three $649,000 USD 100%
Unrecognized Tax Benefits $305,000 USD -22%
Lessee, Operating Lease, Liability, to be Paid, Year Four $616,000 USD 122%
Additional Paid in Capital $379,401,000 USD 21%
Depreciation, Depletion and Amortization $138,000 USD -24%
Share-based Payment Arrangement, Expense $7,798,000 USD 41%