Velocity Financial, Inc. financial data

Symbol
VEL on NYSE
Location
2945 Townsgate Road, Suite 110, Westlake Village, CA
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 8, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 971 % +6.12%
Return On Equity 15 % +8.65%
Return On Assets 1.4 % +2.93%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 38.4M shares +16.1%
Common Stock, Shares, Outstanding 38.3M shares +15.7%
Entity Public Float 161M USD +60.3%
Common Stock, Value, Issued 390K USD +16.4%
Weighted Average Number of Shares Outstanding, Basic 37.2M shares +14.1%
Weighted Average Number of Shares Outstanding, Diluted 37.8M shares +6.15%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 114M USD +38%
Income Tax Expense (Benefit) 32.9M USD +54.4%
Net Income (Loss) Attributable to Parent 81.3M USD +32.2%
Earnings Per Share, Basic 2 USD/shares +25.1%
Earnings Per Share, Diluted 2 USD/shares +25%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 79.6M USD +68%
Deferred Income Tax Assets, Net 12.5M USD +992%
Property, Plant and Equipment, Net 1.54M USD -19.5%
Operating Lease, Right-of-Use Asset 2.5M USD -1.69%
Goodwill 6.78M USD 0%
Assets 6.48B USD +32.9%
Liabilities 5.87B USD +33.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax -3.21M USD -301%
Retained Earnings (Accumulated Deficit) 242M USD +50.5%
Stockholders' Equity Attributable to Parent 598M USD +26.9%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 601M USD +26.6%
Liabilities and Equity 6.48B USD +32.9%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 3.54M USD -66.6%
Net Cash Provided by (Used in) Financing Activities 402M USD +102%
Net Cash Provided by (Used in) Investing Activities -401M USD -89%
Common Stock, Shares Authorized 100M shares 0%
Common Stock, Shares, Issued 38.9M shares +16.7%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 3.63M USD
Interest Paid, Excluding Capitalized Interest, Operating Activities 78.3M USD +33%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 15.8M USD +135%
Operating Lease, Liability 2.7M USD 0%
Payments to Acquire Property, Plant, and Equipment 80K USD +95.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 76.5M USD +21.2%
Lessee, Operating Lease, Liability, to be Paid 3.37M USD +3.57%
Property, Plant and Equipment, Gross 9.63M USD -7.41%
Lessee, Operating Lease, Liability, to be Paid, Year Two 604K USD +17.7%
Lessee, Operating Lease, Liability, to be Paid, Year One 732K USD -43.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure +13%
Deferred Income Tax Expense (Benefit) 2.96M USD +517%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 670K USD +21.2%
Lessee, Operating Lease, Liability, to be Paid, Year Three 649K USD +99.7%
Unrecognized Tax Benefits 305K USD -21.8%
Lessee, Operating Lease, Liability, to be Paid, Year Four 616K USD +122%
Additional Paid in Capital 369M USD +18.4%
Depreciation, Depletion and Amortization 138K USD -24.2%
Share-based Payment Arrangement, Expense 2.03M USD +29.6%