OP Bancorp financial data

Symbol
OPBK on Nasdaq
Location
Los Angeles, CA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1083% % 3%
Return On Equity 11% % 2.5%
Return On Assets 1% % 0%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 14,885,614 shares 0.5%
Common Stock, Shares, Outstanding 14,885,614 shares 0.5%
Entity Public Float $113,661,000 USD 12%
Common Stock, Value, Issued $72,984,000 USD -0.97%
Weighted Average Number of Shares Outstanding, Basic 14,885,614 shares 0.5%
Weighted Average Number of Shares Outstanding, Diluted 14,919,474 shares 0.72%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $3,709,000 USD 30%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $32,468,000 USD 9.3%
Income Tax Expense (Benefit) $8,901,000 USD 5.5%
Net Income (Loss) Attributable to Parent $23,567,000 USD 11%
Earnings Per Share, Basic 1 USD/shares 11%
Earnings Per Share, Diluted 1 USD/shares 11%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $166,748,000 USD -0.01%
Deferred Income Tax Assets, Net $12,099,000 USD -1.5%
Property, Plant and Equipment, Net $6,995,000 USD 41%
Operating Lease, Right-of-Use Asset $9,347,000 USD 19%
Assets $2,614,214,000 USD 9.5%
Liabilities $2,392,715,000 USD 9.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax $11,174,000 USD 17%
Retained Earnings (Accumulated Deficit) $148,031,000 USD 12%
Stockholders' Equity Attributable to Parent $221,499,000 USD 8.8%
Liabilities and Equity $2,614,214,000 USD 9.5%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $5,645,000 USD
Net Cash Provided by (Used in) Financing Activities $140,091,000 USD 63%
Net Cash Provided by (Used in) Investing Activities $81,818,000 USD -137%
Common Stock, Shares Authorized 50,000,000 shares 0%
Common Stock, Shares, Issued 14,885,614 shares 0.5%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $63,918,000 USD 33%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $166,748,000 USD -0.01%
Interest Paid, Excluding Capitalized Interest, Operating Activities $18,514,000 USD 7.1%
Deferred Tax Assets, Gross $18,253,000 USD 2.8%
Operating Lease, Liability $11,826,000 USD 41%
Depreciation $1,518,000 USD 17%
Payments to Acquire Property, Plant, and Equipment $1,424,000 USD 1482%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $25,708,000 USD -12%
Lessee, Operating Lease, Liability, to be Paid $10,347,000 USD -13%
Property, Plant and Equipment, Gross $21,450,000 USD 20%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,336,000 USD 35%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,999,000 USD -23%
Operating Lease, Weighted Average Discount Rate, Percent 0.02 pure 0%
Deferred Income Tax Expense (Benefit) $923,000 USD 1609%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $2,490,000 USD -3.6%
Lessee, Operating Lease, Liability, to be Paid, Year Three $2,233,000 USD 7.1%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,802,000 USD -10%
Preferred Stock, Shares Outstanding 0 shares
Share-based Payment Arrangement, Expense $1,041,000 USD -20%
Interest Expense $59,210,000 USD 177%