MetroCity Bankshares, Inc. financial data

Symbol
MCBS on Nasdaq
Location
5114 Buford Highway, Doraville, GA
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 7, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 737 % -7.83%
Return On Equity 15.4 % +2.81%
Return On Assets 1.84 % +10.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 25.5M shares +0.59%
Common Stock, Shares, Outstanding 25.5M shares +0.81%
Entity Public Float 504M USD +53.9%
Common Stock, Value, Issued 255K USD +0.79%
Weighted Average Number of Shares Outstanding, Basic 25.5M shares +0.81%
Weighted Average Number of Shares Outstanding, Diluted 25.8M shares +0.53%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 90.4M USD +9.49%
Income Tax Expense (Benefit) 23.8M USD +3.6%
Net Income (Loss) Attributable to Parent 66.6M USD +11.8%
Earnings Per Share, Basic 2 USD/shares +11%
Earnings Per Share, Diluted 2 USD/shares +11.6%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 227M USD -22%
Property, Plant and Equipment, Net 17.8M USD -1.77%
Operating Lease, Right-of-Use Asset 7.71M USD +7.54%
Assets 3.63B USD +1.69%
Liabilities 3.18B USD +0.68%
Accumulated Other Comprehensive Income (Loss), Net of Tax 3.51M USD -68.4%
Retained Earnings (Accumulated Deficit) 391M USD +12.2%
Stockholders' Equity Attributable to Parent 446M USD +9.51%
Liabilities and Equity 3.63B USD +1.69%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 11.9M USD -67.2%
Net Cash Provided by (Used in) Financing Activities 43.3M USD -57.9%
Net Cash Provided by (Used in) Investing Activities -20M USD +20.6%
Common Stock, Shares Authorized 40M shares 0%
Common Stock, Shares, Issued 25.5M shares +0.81%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 227M USD -22%
Interest Paid, Excluding Capitalized Interest, Operating Activities 22M USD -16.6%
Deferred Tax Assets, Valuation Allowance 0 USD
Operating Lease, Liability 7.7M USD +5.61%
Payments to Acquire Property, Plant, and Equipment 70K USD -71.2%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 59M USD +46%
Lessee, Operating Lease, Liability, to be Paid 8.57M USD +6.1%
Property, Plant and Equipment, Gross 28.3M USD +0.73%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 867K USD +10.7%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Unrecognized Tax Benefits 0 USD
Operating Lease, Payments 554K USD +3.75%
Additional Paid in Capital 51.2M USD +7.73%
Preferred Stock, Shares Outstanding 0 shares
Deferred Tax Assets, Net of Valuation Allowance 11.7M USD -6.35%
Share-based Payment Arrangement, Expense 429K USD +5.67%
Interest Expense 97.8M USD +48.7%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%