MetroCity Bankshares, Inc. financial data

Symbol
MCBS on Nasdaq
Industry
State Commercial Banks
Location
5114 Buford Highway, Doraville, GA
State of incorporation
GA
Fiscal year end
December 31
Latest financial report
10-K - Q4 2024 - Mar 10, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 784 % -5.8%
Return On Equity 15.8 % +14.2%
Return On Assets 1.79 % +20.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 25.4M shares +0.78%
Common Stock, Shares, Outstanding 25.4M shares +0.78%
Entity Public Float 504M USD +53.9%
Common Stock, Value, Issued 254K USD +0.79%
Weighted Average Number of Shares Outstanding, Basic 25.3M shares +0.31%
Weighted Average Number of Shares Outstanding, Diluted 25.6M shares +0.25%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 87.3M USD +21.3%
Income Tax Expense (Benefit) 22.8M USD +12%
Net Income (Loss) Attributable to Parent 64.5M USD +25%
Earnings Per Share, Basic 2.55 USD/shares +24.4%
Earnings Per Share, Diluted 2.52 USD/shares +24.8%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 250M USD +72.6%
Property, Plant and Equipment, Net 18.3M USD +0.79%
Operating Lease, Right-of-Use Asset 7.85M USD -7.34%
Assets 3.59B USD +2.6%
Liabilities 3.17B USD +1.65%
Accumulated Other Comprehensive Income (Loss), Net of Tax 13.2M USD -34.8%
Retained Earnings (Accumulated Deficit) 359M USD +13.7%
Stockholders' Equity Attributable to Parent 421M USD +10.4%
Liabilities and Equity 3.59B USD +2.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 36.4M USD +42.4%
Net Cash Provided by (Used in) Financing Activities 103M USD
Net Cash Provided by (Used in) Investing Activities -25.2M USD -154%
Common Stock, Shares Authorized 40M shares 0%
Common Stock, Shares, Issued 25.4M shares +0.78%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 250M USD +72.6%
Interest Paid, Excluding Capitalized Interest, Operating Activities 26.3M USD +40.2%
Deferred Tax Assets, Valuation Allowance 0 USD
Operating Lease, Liability 7.94M USD -8.22%
Payments to Acquire Property, Plant, and Equipment 243K USD -79.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 57.5M USD +6.86%
Lessee, Operating Lease, Liability, to be Paid 8.9M USD -7.68%
Property, Plant and Equipment, Gross 28.3M USD +0.73%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 963K USD -3.02%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Unrecognized Tax Benefits 0 USD
Operating Lease, Payments 534K USD +4.09%
Additional Paid in Capital 49.2M USD +7.7%
Preferred Stock, Shares Outstanding 0 shares
Deferred Tax Assets, Net of Valuation Allowance 11.7M USD -6.35%
Share-based Payment Arrangement, Expense 406K USD +36.2%
Interest Expense 97.8M USD +48.7%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%