Tectonic Financial, Inc. financial data

Symbol
TECTP on Nasdaq
Industry
State Commercial Banks
Location
16200 Dallas Parkway, Suite 190, Dallas, TX
State of incorporation
TX
Fiscal year end
December 31
Former names
T Acquisition, Inc. (to 4/18/2019)
Latest financial report
10-K - Q4 2024 - Mar 31, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 634 % +21.9%
Return On Equity 12.5 % -15.1%
Return On Assets 1.71 % -28.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 6.78M shares -4.59%
Common Stock, Shares, Outstanding 7.08M shares -0.32%
Entity Public Float 0 USD
Common Stock, Value, Issued 72K USD 0%
Weighted Average Number of Shares Outstanding, Basic 7.08M shares +0.27%
Weighted Average Number of Shares Outstanding, Diluted 7.21M shares -1.08%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 18.3M USD -3.86%
Income Tax Expense (Benefit) 4.39M USD +14.3%
Net Income (Loss) Attributable to Parent 13.9M USD -8.44%
Earnings Per Share, Basic 1.71 USD/shares -11.9%
Earnings Per Share, Diluted 1.68 USD/shares -10.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Marketable Securities, Current 317K USD +217%
Deferred Income Tax Assets, Net 1.43M USD +61.2%
Property, Plant and Equipment, Net 4.73M USD -0.59%
Operating Lease, Right-of-Use Asset 2M USD -23.1%
Intangible Assets, Net (Excluding Goodwill) 201K USD -51.2%
Goodwill 21.4M USD 0%
Assets 863M USD +27.5%
Liabilities 750M USD +31.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax -1.64M USD +9.89%
Retained Earnings (Accumulated Deficit) 68.2M USD +15.7%
Stockholders' Equity Attributable to Parent 113M USD +6.15%
Liabilities and Equity 863M USD +27.5%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -3.16M USD -202%
Net Cash Provided by (Used in) Financing Activities 92.6M USD +533%
Net Cash Provided by (Used in) Investing Activities -21.7M USD -233%
Common Stock, Shares Authorized 40M shares 0%
Common Stock, Shares, Issued 7.25M shares +0.89%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 67.8M USD +99%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 63.7M USD +8.43%
Interest Paid, Excluding Capitalized Interest, Operating Activities 6.67M USD +72%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 3.31M USD +44.3%
Operating Lease, Liability 1.97M USD -26.9%
Payments to Acquire Property, Plant, and Equipment 151K USD -28.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 14.1M USD -10.5%
Lessee, Operating Lease, Liability, to be Paid 2.21M USD -23.6%
Property, Plant and Equipment, Gross 6.41M USD +3.44%
Lessee, Operating Lease, Liability, to be Paid, Year Two 509K USD -33.8%
Lessee, Operating Lease, Liability, to be Paid, Year One 769K USD +12.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) -67K USD +83.9%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 236K USD -31.2%
Lessee, Operating Lease, Liability, to be Paid, Year Three 229K USD -55%
Lessee, Operating Lease, Liability, to be Paid, Year Four 179K USD -21.5%
Additional Paid in Capital 50M USD -2.4%
Amortization of Intangible Assets 210K USD 0%
Deferred Tax Assets, Net of Valuation Allowance 1.1M USD +10%
Share-based Payment Arrangement, Expense 20K USD
Interest Expense 31.6M USD +65.5%