Tectonic Financial, Inc. financial data

Symbol
TECTP on Nasdaq
Location
16200 Dallas Parkway, Suite 190, Dallas, TX
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 14, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 700 % +24%
Return On Equity 14.6 % +14.5%
Return On Assets 1.82 % -5.22%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 6.78M shares -4.15%
Common Stock, Shares, Outstanding 6.78M shares -4.23%
Entity Public Float 0 USD
Common Stock, Value, Issued 72K USD 0%
Weighted Average Number of Shares Outstanding, Basic 6.78M shares -4.32%
Weighted Average Number of Shares Outstanding, Diluted 6.88M shares -5.07%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 21.7M USD +26.8%
Income Tax Expense (Benefit) 5.24M USD +53.4%
Net Income (Loss) Attributable to Parent 16.5M USD +20.2%
Earnings Per Share, Basic 2 USD/shares +20.2%
Earnings Per Share, Diluted 2 USD/shares +22.8%

Balance Sheet

Label TTM Value / Value Unit Change %
Marketable Securities, Current 317K USD +217%
Deferred Income Tax Assets, Net 1.44M USD +22.3%
Property, Plant and Equipment, Net 4.62M USD -4.55%
Operating Lease, Right-of-Use Asset 1.6M USD -27.3%
Intangible Assets, Net (Excluding Goodwill) 201K USD -51.2%
Goodwill 21.4M USD 0%
Assets 997M USD +28.3%
Liabilities 882M USD +32.4%
Accumulated Other Comprehensive Income (Loss), Net of Tax -1.21M USD +33.5%
Retained Earnings (Accumulated Deficit) 74.5M USD +18.5%
Stockholders' Equity Attributable to Parent 115M USD +3.78%
Liabilities and Equity 997M USD +28.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -35.6M USD -1026%
Net Cash Provided by (Used in) Financing Activities 41.8M USD -54.9%
Net Cash Provided by (Used in) Investing Activities -2.82M USD +87%
Common Stock, Shares Authorized 40M shares 0%
Common Stock, Shares, Issued 7.25M shares +0.89%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 3.34M USD -95.1%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 104M USD +52%
Interest Paid, Excluding Capitalized Interest, Operating Activities 8.31M USD +24.5%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 3.31M USD +44.3%
Operating Lease, Liability 1.63M USD -29%
Payments to Acquire Property, Plant, and Equipment 7K USD -95.4%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 17.1M USD +21.9%
Lessee, Operating Lease, Liability, to be Paid 1.83M USD -29.1%
Property, Plant and Equipment, Gross 6.41M USD +3.44%
Lessee, Operating Lease, Liability, to be Paid, Year Two 509K USD -33.8%
Lessee, Operating Lease, Liability, to be Paid, Year One 386K USD +5.18%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) 119K USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 197K USD -30.1%
Lessee, Operating Lease, Liability, to be Paid, Year Three 229K USD -55%
Lessee, Operating Lease, Liability, to be Paid, Year Four 179K USD -21.5%
Additional Paid in Capital 50.1M USD -2.38%
Amortization of Intangible Assets 158K USD -40.2%
Deferred Tax Assets, Net of Valuation Allowance 1.4M USD +16.7%
Share-based Payment Arrangement, Expense 20K USD
Interest Expense 33.5M USD +29.8%