Pioneer Bancorp, Inc./MD financial data

Symbol
PBFS on Nasdaq
Location
652 Albany Shaker Road, Albany, NY
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2025 - Aug 8, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 562 % -2.2%
Return On Equity 6.19 % -19.5%
Return On Assets 0.94 % -12.1%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 25.3M shares
Common Stock, Shares, Outstanding 25.6M shares -2.68%
Entity Public Float 108M USD
Common Stock, Value, Issued 255K USD -3.04%
Weighted Average Number of Shares Outstanding, Basic 24.5M shares -2.66%
Weighted Average Number of Shares Outstanding, Diluted 24.6M shares -2.55%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 3.97M USD +8.61%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 8.14M USD +61.8%
Income Tax Expense (Benefit) 1.69M USD +53.3%
Net Income (Loss) Attributable to Parent 6.45M USD +64.1%
Earnings Per Share, Basic 0.26 USD/shares +62.5%
Earnings Per Share, Diluted 0.26 USD/shares +62.5%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 30.6M USD
Operating Lease, Right-of-Use Asset 4.35M USD -20%
Goodwill 10.9M USD 0%
Assets 2.1B USD +10.6%
Liabilities 1.78B USD +11.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax 7.05M USD +42.7%
Retained Earnings (Accumulated Deficit) 201M USD +7.27%
Stockholders' Equity Attributable to Parent 314M USD +5.98%
Liabilities and Equity 2.1B USD +10.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -3.53M USD -207%
Net Cash Provided by (Used in) Financing Activities 92.3M USD -25.9%
Net Cash Provided by (Used in) Investing Activities -45.7M USD -117%
Common Stock, Shares Authorized 75M shares 0%
Common Stock, Shares, Issued 25.6M shares -2.68%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 43.1M USD -59.7%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 122M USD -26.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities 6.82M USD +16.7%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 10.6M USD
Operating Lease, Liability 4.64M USD -18.8%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 6.5M USD -22.3%
Lessee, Operating Lease, Liability, to be Paid 6.01M USD -19.1%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) -389K USD +31.6%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1.37M USD -20.3%
Deferred Tax Assets, Operating Loss Carryforwards 144K USD
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5M shares 0%
Operating Lease, Payments 627K USD +7.18%
Preferred Stock, Shares Outstanding 0 shares
Operating Leases, Future Minimum Payments, Due in Two Years 495K USD 0%
Operating Leases, Future Minimum Payments Due, Next Twelve Months 550K USD 0%
Operating Leases, Future Minimum Payments, Due in Three Years 379K USD 0%
Operating Leases, Future Minimum Payments Due 3.76M USD 0%
Interest Expense 24M USD +160%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%